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Summer Fun on a Budget

If a full summer vacation is out of reach financially this year, don’t rule out all types of summer entertainment.  There are still many things you can do during the warm summer months to have fun and feel like you are enjoying a vacation or break from the typical routine while still keeping to your [...]
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Finished Your Taxes? It’s Time to Prepare for Next Year

The 2011 tax season has officially come to an end, but before you shove everything into a fire safe box or a box at the bottom of your closet – it’s time to prepare for next year’s taxes.  You probably just want to put the finances behind you and breathe a sigh of relief that [...]
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How to Save on a Family Movie Theater Excursion

Taking the family out to the movie theater is no longer an affordable activity the whole family can enjoy. The cost of movie tickets is high and the concession costs are even higher. It can be costly experience even for a family of four once you factor in food and drinks for everyone in addition [...]
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Yes You Can Save on Organic Products

With an increased focused on better health, many consumers want to do the right thing and choose better products and foods to feed their family. However, many complain that the cost of buying organic foods exceeds the cost of regular processed foods and they feel there is no way to start eating better, safer foods. [...]
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5 Bits of Info Your Credit Reports Doesn’t Include

Your credit report says a lot about you. For this reason, lenders, creditors, landlords, and even employers will rely on the information contained in the credit report to get a more accurate picture of how you handle your money and your financial obligations. They want to make sure your past history of cash management will [...]
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6 Things to Consider Before Adopting a Pet

Since many ASPCA organizations have created a Facebook or other social media outlet to share the horrific stories of pet abuse and abandonment, it is becoming increasingly difficult for some people to resist the sad eyes in the pictures featured on these social sites. While you may be a dog or cat lover or you [...]
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How to Survive (and Maybe Generate Income) When You Are Bored and Broke

Boredom is particularly dangerous to a budget. As more families are tightening the purse strings and staying home in an effort to save more cash, there is a louder cry of “I’m bored” coming from both the kids and the adults. Here are some ways to turn boredom into family fun and maybe even a [...]
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How to Find Apartments Internationally

If you’re looking to find a place to rent in an international city, it’s not as simple as heading on over to Apartments.com or another website and looking for listings. There are a lot of things to consider when renting or buying an apartment internationally that you wouldn’t normally have to worry about in the [...]
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Protect Your Personal Property With Renters Insurance

When you rent an apartment or house your personal property is not covered by your landlord’s insurance. This is true if you are renting an apartment in the United States are or looking to buy Turkish Property. For this reason many landlords require tenants to have renters insurance. This protects both the landlord and tenant [...]
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What Not to Keep in Your Wallet

Consumers tend to take for granted the safety of their wallet or their purse when on the go. It is only when their valuables are lost does reality set in. Too often people keep the wrong things in their wallets or bags and when they become lost, it creates a worrisome situation and a long [...]
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Can You Budget if You Are Broke?

Many people try to create a budget but realize they don’t have enough money coming in each month to allocate an “allowance” to each of the various spending categories.  Is it possible to create and stick to a budget if you are broke?  While it is difficult, people who are spending more than they earn [...]
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5 Ways to Improve Your Financial Situation Right Now

Your financial life may seem hopeless at the moment and you may think there is nothing you can reasonably do to fix it outside of earning more money. But there are ways for you to buckle down right now and do a little spring cleaning in your financial house. Here are 5 ways to start [...]
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5 Ways to Save on Gasoline Today

People have been watching gas prices move up daily in recent weeks. In fact, AAA stated prices have been on an upward swing for 10 consecutive days in March with the average currently at $3.84 a gallon. As drivers need to get to work to pay for the fuel they need to go to their [...]
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Spring Cleaning for Cash

It’s the time of year when many families give their homes a more extensive cleaning than they do the rest of the year.   It’s a good time to look at what you have, get rid of anything you no longer need, and make everything clean and fresh for the new season.  Spring cleaning can help [...]
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What if You Can’t Afford Your Car?

According to financial experts, the total cost of your car, including car payments, insurance, and car maintenance expenses, should not cost more than 15 to 18% of your income.  A car that costs more than 18% of your income is considered unaffordable for your financial situation.  If you bought a car you could afford previously [...]
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How Much Does it Cost to Maintain a Home

When you’re buying a home for the first time, unexpected costs usually seem to add up quickly. Legal fees, bank fees and other expenses beyond your down payment may catch you off guard. But, unfortunately, there’s more to come. Once you have the home, you also have the costs of homeownership. These expenses are beyond [...]
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Save Money When You Rent a Car

Between 2008 and 2010 the cost of renting a car increased 28%.  The average price for a car rental was $90 per day, according to Abrams Consulting Group.  Here are some tips for saving money when you rent a car: Skip Unnecessary Insurance If you are renting a car with your credit card, or your [...]
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How to Choose a Savings Account

Choosing the right savings account can go a long way to helping you earn the most interest from the money you save.  Whether you are looking for an account that you can begin saving money for an emergency fund or a vacation; or you already have money saved that you want to earn interest on [...]
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How to Rent a Car & Not Get Screwed

Renting a car can often be an expensive proposition if you’re looking for a cheap car rental on holiday. If you’re on vacation, or your car is stuck in the shop getting repaired, you can get stuck paying quite a bit of money renting a car. Fortunately with some due diligence, there’s ways that you [...]
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How to Have a Fun Filled Family Staycation

Many families today are finding that their funds are limited and affording a typical vacation just isn’t possible. A great alternative to a traditional vacation is a staycation. A staycation is when you stay at home, but plan a fun vacation anyway. With Spring break just around the corner, here are some great tips to [...]
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4 Reasons Everyone Needs an Emergency Fund

Most people today have heard of an emergency fund, but the fact is many people do not have one. In today’s financial times, it is more important than ever before for individuals and families to take building an emergency fund very seriously. Having an emergency fund helps to financially protect you and your family. Here [...]
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Five Bills You Can Cut Now To Save Money

Saving money today is a growing trend and families everywhere are looking for areas where they can cut back. Even if you think you have done everything you can to slash your spending, there are probably areas you haven’t even thought of. Here are five bills that you can totally eliminate or greatly reduce in [...]
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Dining Out On a Budget: Five Tips to Save You Money

If you are living on a tight budget it doesn’t necessarily mean that you can never eat out. While eating out can be costly, if you are know a few simple tips you can usually keep your bill budget friendly. Here are five great tips that will help you save money the next time you [...]
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Rebuilding Your Credit Can Be Done: Four Tips to Help You Get Started

If you have less than stellar credit and are looking to improve it, there are numerous action steps you can take to bring up your score. While it will take some hard work and dedication on your part, you can start rebuilding your credit today. Here are some tips to help you get started. Order [...]
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Know When Not To Use Your Credit Card

Credit card debt is a huge issue for many people today. Every month Americans use their credit cards without thinking about what the consequences will be. If you are someone who has the tendency to use your card impulsively you need to know when not to use your credit card. Here are three of the [...]
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Meal Planning Saves You Money

If you are trying to trim your family’s food bill, one of the easiest things you can do is to meal plan. Meal planning is when you plan out your family’s meals for a period of time, usually for a week or a month in advance, for a cost savings. Here is a closer look [...]
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Cheap Ways to Feed a Family of 4

Grocery bills are getting more costly every month. If you are trying to feed a family of 4 or more, it can quickly become a struggle to keep the fridge stocked and the family from bemoaning ‘pasta again?’. Here are some tips for keeping your family fed without breaking the bank: Preplan Your Menu If [...]