Archive for November, 2006

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How to Sell Your Home in a Hurry

Putting your house on the market is one of the most stressful things you’ll ever do. And if it refuses to sell, it’s easy to feel demoralised, and unsure of what you’re doing wrong. There are a few easy steps you can take to improve your chances of selling…
-First impressions are hugely important. Tidy up [...]

November 22nd, 2006 | admin | Comments | Continued
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Five Ways to Invalidate Your Car Insurance

Insuring your car is a legal requirement, and by shopping around you will be able to find a deal to suit you, be it very comprehensive cover or extremely basic. Once you have insurance however, there are scenarios in which your cover would be invalidated and you would be unable to claim money in the [...]

November 22nd, 2006 | admin | Comments | Continued
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Extra Finance Options for Students

Since the introduction of top-up fees in 2006-07, the world of student finance has changed significantly. Though tuition fee loans ensure that you don’t have to worry about £3,000 of debt per year during your course, the income-assessed maintenance loan is another matter. Whilst you will get 75% of the full [...]

November 22nd, 2006 | admin | Comments | Continued
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Cut Your Holiday Costs Online

Before the age of the internet, the majority of holidaymakers booked their trips through travel agents. Now, the best way to get cheaper deals is to shop around online. Make sure that your holiday is worth the money with these top cost-cutting tactics.
Flights
Finding cheap flights is becoming easier as the market gets more competitive – [...]

November 22nd, 2006 | admin | Comments | Continued
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Parents Dig Deep to Help First Time Buyers

Research from the Alliance & Leicester has found that it costs parents in the UK over £17,000 to help their children get a foot on the property ladder. This figure is £4,000 more generous than was expected by first-time buyers who had turned to their parents for help. In the current property climate, prospective first-time [...]

November 22nd, 2006 | admin | Comments | Continued
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Is Britain slipping into personal debt crisis?

That Britain is slipping into a personal debt crisis has been well documented for a number of years now. The UK’s burgeoning levels of personal debt have, for a long time, far outweighed that of our European neighbours.  Indeed, figures released last year revealed that the average consumer in [...]

November 21st, 2006 | admin | Comments | Continued
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Student debt escalates

The cost of attending a university according to government figures is as follows:
£4,125 per year in course costs (such as tuition fees)
£6,897 per year in living costs (including basic living requirements, household costs, course and non-course related costs such as travel and entertainment)
To show just how much the cost for today’s students has escalated in [...]

November 1st, 2006 | admin | Comments | Continued
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Choosing the right personal loan

A recent survey by Alliance and Leicester Loans found that the most popular reason for taking out a loan was to buy a vehicle. Accounting for nearly two fifths of loans, it was followed by debt consolidation (34%) and home improvements (20%). In truth however there are countless reasons [...]

November 1st, 2006 | admin | Comments | Continued
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The problem with gift buying

If you are in any way similar to me, the thought of choosing a present is a thing you dread. Your dilemma is that you want to think of a gift that is extraordinary and original, something likely to outdo all others gift ideas at the party.
Basically, no-one wants to be the one who runs [...]

November 1st, 2006 | admin | Comments | Continued
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How to save on your Home Insurance

Premiums are calculated in differing ways, this is why we see a disparity between the various offerings in the marketplace. For example, the cost gap between ASDA Home Insurance and L&G Home Insurance is purely accreditable to the unique way each lender sizes things up. However, there are a few common rules when a value [...]

November 1st, 2006 | admin | Comments | Continued
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Housing Boom Stretches Parents Budgets

As rising house prices become more and more prohibitive to first time homebuyers trying to get themselves onto the first rung of the property ladder it seems that a large amount of the financial burden is resting squarely on the shoulders of the parents of those looking to flee the nest.
According to a report by [...]

November 1st, 2006 | admin | Comments | Continued
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Graduates can make big savings with the right account

If you’re a recent graduate you may not know it but your custom is something banks value beyond almost everyone else’s. However perilous the state of your student debt ravaged finances may seem you should be encouraged by the fact that at this early stage in your banking life all the major high street banks [...]

November 1st, 2006 | admin | Comments | Continued
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Business Class Flying High

Formerly business class was regarded as the domain of those who could afford something better than economy but couldn’t quite stretch to first class. With changes in standards and care it now seems to be moving closer to the luxury associated with first class travel.
The last year has seen the stakes raised in the business [...]

November 1st, 2006 | admin | Comments | Continued
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A guide to negotiating the credit card mine field

Most of us have a slightly confused attitude towards credit cards. On the one hand they’re a pretty convenient method of payment and providing you manage the repayments responsibly offer a handy alternative to cash. On the other hand we’re all instinctively wary of the things. Everyone’s heard horror stories of lives consumed by credit [...]

November 1st, 2006 | admin | Comments | Continued
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A brief guide to Secured and Unsecured loans

The financial history of any consumer dictates something known as a credit score. A credit score is used by lenders to decide whether a consumer is a ‘high-risk’ or a ‘low risk’ borrower. This, in turn, affects the borrower’s potential to receive good or bad rates of interest on things such as credit cards, loans [...]

November 1st, 2006 | admin | Comments | Continued