Archive for January, 2007

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The Myth of Residual Income

If you’ve ever spent more than a few minutes around somebody who participates in a multi-level-marketing sales program such as Quixtar or Amway, you know they will throw around a lot of seemingly complex business terms in order to make their business model look like something that is worthwhile for you to be a [...]

January 31st, 2007 | admin | Comments | Continued
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Fanclub

Looks like I have a fanclub over at fatwallet.

January 31st, 2007 | admin | Comments | Continued
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Banking Reviews: Grand Yield Direct’s Online Savings Account

There are a number of online savings accounts available to consumers. There’s a lot of competition around for your savings. Companies are offering all sorts of deposit bonuses and high interest rates for consumers who are willing to open a savings account with a bank that doesn’t have a branch that you can visit. [...]

January 30th, 2007 | admin | Comments | Continued
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Free Money: New Savings Account Bonuses

The competition for your money is greater than ever before. American capitalism has reached its best, and there are all sorts of solid investments which would love to keep your savings or your investments for you. These are not just shysters either. There are many very-solid companies out there who would love to have [...]

January 30th, 2007 | admin | Comments | Continued
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Reader Appreciation Giveaway #1 Reminder

This is just a reminder and you have two days left to enter! Getting Green is going to be giving away a copy of The Millionaire Mind, by Thomas Stanley! You can read a full review of the book over at Amazon. In essence it’s a great follow up if you’ve read The Millionaire Next [...]

January 29th, 2007 | admin | Comments | Continued
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You Cannot Use Credit Cards Responsibly

When it comes to credit cards, there are three types of people. There are the diggers who are just putting themselves in a hole and don’t realize what they are doing. There are those who are full of it, and make statements such as “I pay off my balance at the end of the [...]

January 29th, 2007 | admin | Comments | Continued
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The Ultimate Guide to Choosing Mutual Funds

For most people, when it comes to investing there aren’t a lot of fancy options out side the stock market. Some dabble in real-estate, but beyond that there’s not much for the casual consumer to invest in that’s worthwhile. Fortunately there are plenty of good stocks and mutual funds to choose from, but navigating [...]

January 28th, 2007 | admin | Comments | Continued
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The FAIR Tax Explained

Before the 2006 elections, many Republicans they believed that they had established a permanent majority and could soon begin pushing for long-time fringe Republican causes such as privatizing social security, creating stricter immigration rules, creating a voucher system for schools, and cutting back tax rates for the wealthy. Another one of these proposals was [...]

January 27th, 2007 | admin | Comments | Continued
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I’m retiring at Age 21.

Haha! You guys will never believe this! I got this offer in my email that I cannot refuse! I was recently contacted by an officer from ECOBANK in Lagos Nigeria, who needs my bank account to transfer 13.5 million out of the country, and for my account, he’s going to let ME, me out of [...]

January 27th, 2007 | admin | Comments | Continued
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Reduce Junk Mail and Prevent Identity Theft

More often than not, the government does some really screwy stuff which makes no sense to me and you. Usually I’m very vocal about my opposition to new federal laws and mandates telling us what we should and should not do. However a few years ago the federal government did something that actually protected consumers, [...]

January 26th, 2007 | admin | Comments | Continued
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Sorry, Still Not Joining Quixtar.

A couple of weeks ago, I had written an article about my experiences at a Quixtar IBO recruitment meeting. I had made some negative statements about the organization on my blog before, and I decided to do some investigative reporting on the manner to see if what I was hearing was accurate. I did [...]

January 25th, 2007 | admin | Comments | Continued
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Great Ways to Use Your Tax Refund

The new year has turned and April 15th is coming fast. We are all working hard to file our taxes so the IRS doesn’t come and arrest us. If you are like most Americans, there is a pretty good chance that you will get some sort of money back from the Internal Revenue Service after [...]

January 25th, 2007 | admin | Comments | Continued
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The Lottery: Just Say No!

I can only imagine how much some of my cohorts have wasted on gambling and the lottery. I know people who buy one, two or three tickets a week that win next to nothing, yet continue to play. They probably have averaged about 10% back each, It’s hard for someone who went to college [...]

January 24th, 2007 | admin | Comments | Continued
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How to Save Money on Things You Already Bought on Amazon.com

A lot of us love the convenience of shopping online, and there’s no better place to do it than through Amazon.com. They always have competitive prices, and sometimes you can get even better deals by buying off the Amazon.com marketplace. Even after paying shipping, I still almost always save money on a purchase of a [...]

January 24th, 2007 | admin | Comments | Continued
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Don’t Buy That New Car

In the last few decades, Americans have moved to a faster lifestyle. We’re up and out more hours of the day, and there’s always so much going on. Part of this movement toward a faster pace of life is making more extravagant purchases. We often buy new cars every two or three years in [...]

January 23rd, 2007 | admin | Comments | Continued
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How and When to Pay For Your Children’s College

If you’re an adult, there’s a pretty good chance you have a small group of munchkins running around that you sometimes admit are your children. They maybe young now, but some day in the future, they’re going to have to have to leave the nest, and go to some sort of college or technical [...]

January 23rd, 2007 | admin | Comments | Continued
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Does Your Hourly Wage Really Matter?

When I was in college, I had five different jobs; it was really an interesting experience. Since three of them were campus jobs where you would work maybe five or six hours a week, it really wasn’t anything more than a full time job. It’s really quite amazing the difference in salary I received [...]

January 22nd, 2007 | admin | Comments | Continued
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Your Money: Why Focused Intensity Is All You Need

Over the summer I worked at the county courthouse doing computer support. One of the other computer support specialist was a bit overweight, and one day he went off to the doctor’s office for a physical. The doctor told him that if he would not take better care of himself, he WOULD have a heart [...]

January 22nd, 2007 | admin | Comments | Continued
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High-Yield Savings: Which is Best?!

I’ve kept my money in Share Builder’s money market account for quite some time, but after some quick looking, I soon realized that there were better places to put my money. Share Builder’s account currently only offers 4.46% annual percentage yield, does not have FDIC insurance, or any other advanced features. There are much [...]

January 21st, 2007 | admin | Comments | Continued
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Marriage and Money: It’s Ours, Not Yours and Mine.

Several million Americans including my self frequently listen to a radio show from 1 to 4 PM Eastern in the afternoon. Unlike most political and sports talk shows, this is actually a show about you, me and everyone else. The Dave Ramsey show discusses topics of personal finance largely, but also extends to other [...]

January 20th, 2007 | admin | Comments | Continued
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Saving Money Through Coupon Arbitrage

Take a look through your receipts from the previous month, chances are all of your purchases came from just a few stores, whether it be the Wal-Mart down the street, Home Depot, your favorite fast food restaurant, or the gas station on the way to work. It’s amazing how just a few different places [...]

January 19th, 2007 | admin | Comments | Continued
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Kiyosaki’s Cash Flow Quadrant: A Book Review

I recently read Rich Dad, Poor Dad, by Robert Kiyosaki and I really was not too impressed with what I had found. Some of the advice was just not very good and Kiyosaki did not much of any concrete plan or any steps people can take to directly be wealthy. Instead he used anecdotal [...]

January 19th, 2007 | admin | Comments | Continued
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Gasoline Drops Below $2.00 a Gallon!

I was drive home today and drove by the local Shell station, and glanced at the prices, I thought I read it wrong, so I read it again, $1.99! Gasoline finally dropped below $2.00 for the first time in a year and a half. That felt pretty good. I admit it, it was an [...]

January 19th, 2007 | admin | Comments | Continued
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The Many Faces of Mortgage Fraud & Rip-offs

Getting a mortgage is like walking through a mine field, if you do it very carefully and know what you are doing, you might get out alive. If you wander through it without help or wisdom, chances are you won’t be around very long. Be very aware of these common mortgage traps, because they [...]

January 18th, 2007 | admin | Comments | Continued
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Optimizing Risk: A Pillar of Financial Success

If you’re a savvy investor, you are naturally going to seek out the best interest rate on your money. If we were looking at interest rates and nothing else, we would head down to Vegas and put all of our money on double zeros, because after all it pays out 37 to 1! Of [...]

January 17th, 2007 | admin | Comments | Continued
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Unconventional Thinking: Renting as an Investment

Most people view home ownership as an investment because one’s home will generally appreciate over time, however other contrarian thinkers that your home is a liability because you have to pay all sorts of fees, utilities, taxes, and the like. What if there was a way that you could have the best of both [...]

January 17th, 2007 | admin | Comments | Continued
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Has the World Gone Mad?

A while back I was chatting with a student who I had participated in high-school debate with quite some time ago, and I asked the student where she was going to college. She mentioned off the name of a top ten school that was very expensive. She proceeded to tell me that she was [...]

January 16th, 2007 | admin | Comments | Continued