Comments on: Money, Mathematics, and Personal Behavior – Dave Ramsey is Right! http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html News for Consumers in Changing Times Sun, 12 Feb 2012 04:49:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: michelle http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html/comment-page-1#comment-6839 michelle Tue, 10 Nov 2009 05:57:24 +0000 http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html#comment-6839 well, of course he's a multi millionaire... he's got HUNDREDS of THOUSANDS of listeners, that are doing what he says, and sending him 25.00 for a book that cost him 8.00 to produce.... so, let's. see... that's a 17.00 profit on each book, sold to hundreds of thousands of listeners, plus all of the people handing over hard earned money to go to a seminar to hear common sense (don't live above your means!), and buying even MORE products out in the lobby, no doubt... of COURSE he's a multi millionaire! what does he do other than (with passion, obviously) tell people things they SHOULD already know...? does he have a job that he goes to, or is his fortune all from people that just did exactly what he told them NOT to do... spend money on something they really didn't need? (and thusly putting that money in HIS pocket... the guy that DOESN'T need the money.) well, of course he's a multi millionaire… he's got HUNDREDS of THOUSANDS of listeners, that are doing what he says, and sending him 25.00 for a book that cost him 8.00 to produce…. so, let's. see… that's a 17.00 profit on each book, sold to hundreds of thousands of listeners, plus all of the people handing over hard earned money to go to a seminar to hear common sense (don't live above your means!), and buying even MORE products out in the lobby, no doubt… of COURSE he's a multi millionaire! what does he do other than (with passion, obviously) tell people things they SHOULD already know…? does he have a job that he goes to, or is his fortune all from people that just did exactly what he told them NOT to do… spend money on something they really didn't need? (and thusly putting that money in HIS pocket… the guy that DOESN'T need the money.)

]]> By: michelle http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html/comment-page-1#comment-6502 michelle Mon, 09 Nov 2009 21:57:24 +0000 http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html#comment-6502 well, of course he's a multi millionaire... he's got HUNDREDS of THOUSANDS of listeners, that are doing what he says, and sending him 25.00 for a book that cost him 8.00 to produce.... so, let's. see... that's a 17.00 profit on each book, sold to hundreds of thousands of listeners, plus all of the people handing over hard earned money to go to a seminar to hear common sense (don't live above your means!), and buying even MORE products out in the lobby, no doubt... of COURSE he's a multi millionaire! what does he do other than (with passion, obviously) tell people things they SHOULD already know...? does he have a job that he goes to, or is his fortune all from people that just did exactly what he told them NOT to do... spend money on something they really didn't need? (and thusly putting that money in HIS pocket... the guy that DOESN'T need the money.) well, of course he's a multi millionaire… he's got HUNDREDS of THOUSANDS of listeners, that are doing what he says, and sending him 25.00 for a book that cost him 8.00 to produce…. so, let's. see… that's a 17.00 profit on each book, sold to hundreds of thousands of listeners, plus all of the people handing over hard earned money to go to a seminar to hear common sense (don't live above your means!), and buying even MORE products out in the lobby, no doubt… of COURSE he's a multi millionaire! what does he do other than (with passion, obviously) tell people things they SHOULD already know…? does he have a job that he goes to, or is his fortune all from people that just did exactly what he told them NOT to do… spend money on something they really didn't need? (and thusly putting that money in HIS pocket… the guy that DOESN'T need the money.)

]]> By: Anonymous http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html/comment-page-1#comment-352 Anonymous Thu, 08 Mar 2007 04:15:00 +0000 http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html#comment-352 Right now I am a member of "The Total Money Make over" but I am thinking of leaving. I joined because I like his financial advice but the thing is like a cult. When callers address him as "his ministry" that spooks me. I have never had problems with debt, have adsorbed what he teaches and it is more of the samo. Ramsey is wacko about not borrowing. Previous blogs I think have a point--Ramsey appeals to the emotions. Thinking people start to numb after a while. Right now I am a member of “The Total Money Make over” but I am thinking of leaving. I joined because I like his financial advice but the thing is like a cult. When callers address him as “his ministry” that spooks me. I have never had problems with debt, have adsorbed what he teaches and it is more of the samo. Ramsey is wacko about not borrowing. Previous blogs I think have a point–Ramsey appeals to the emotions. Thinking people start to numb after a while.

]]> By: sfarrar http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html/comment-page-1#comment-89 sfarrar Mon, 29 Jan 2007 22:42:00 +0000 http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html#comment-89 I'm just glad we respond emotionally, versus analytically. Before DR, we had 130K non-mortgage debts, now, 2.5 years later, we paid it ALL off. We do make a good living, however we made More, back then when we racked up the debts. It is about behavior, and trust me, I knew which card had the higher interest rate, I just didn't realize that that interest wasn't my problem. <br /><br />We're growing wealthier, every day ,because of Dave Ramsey's book. <br /><br />People just don't get that fact, by just changing some habits, anyone can become 'rich people'. I’m just glad we respond emotionally, versus analytically. Before DR, we had 130K non-mortgage debts, now, 2.5 years later, we paid it ALL off. We do make a good living, however we made More, back then when we racked up the debts. It is about behavior, and trust me, I knew which card had the higher interest rate, I just didn’t realize that that interest wasn’t my problem.

We’re growing wealthier, every day ,because of Dave Ramsey’s book.

People just don’t get that fact, by just changing some habits, anyone can become ‘rich people’.

]]> By: iportion http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html/comment-page-1#comment-33 iportion Wed, 10 Jan 2007 03:55:00 +0000 http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html#comment-33 I never heard of him before. <br />I think paying off all debt as soon as you can is wise. Staying out of debt is hard especially in this “I want it now" society <br />But at the end of the day if you make a little bit of money on your debt you’re still in debt. I never heard of him before.
I think paying off all debt as soon as you can is wise. Staying out of debt is hard especially in this “I want it now” society
But at the end of the day if you make a little bit of money on your debt you’re still in debt.

]]> By: Flexo http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html/comment-page-1#comment-30 Flexo Wed, 10 Jan 2007 02:34:00 +0000 http://www.americanconsumernews.com/2007/01/money-mathematics-and-personal-behavior-%e2%80%93-dave-ramsey-is-right.html#comment-30 Real life is a mix of philosophy and mathematics. Different people respond differently to any particular mix. Dave Ramsey's advice works for many, but many others see him as a marketer who sells pseudo-religious financial advice not rooted in facts. "Right" and "wrong" are the wrong words to describe him. <br /><br />Some people, who respond more to emotions than to facts, will succeed with Ramsey. Others with a mind that tends towards the analytical will see him differently. Real life is a mix of philosophy and mathematics. Different people respond differently to any particular mix. Dave Ramsey’s advice works for many, but many others see him as a marketer who sells pseudo-religious financial advice not rooted in facts. “Right” and “wrong” are the wrong words to describe him.

Some people, who respond more to emotions than to facts, will succeed with Ramsey. Others with a mind that tends towards the analytical will see him differently.

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