Comments on: How to Pay For College without Student Loans http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html News for Consumers in Changing Times Sun, 12 Feb 2012 04:49:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: 3 Good Ways to Pay for College Without Loans | Graduate Student Loans http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-54346 3 Good Ways to Pay for College Without Loans | Graduate Student Loans Tue, 22 Nov 2011 07:13:43 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-54346 [...] start your research with an you can read more about how to pay for college without student loans in this article. Anything you can do to borrow less will make starting your future that much [...] [...] start your research with an you can read more about how to pay for college without student loans in this article. Anything you can do to borrow less will make starting your future that much [...]

]]> By: Odis Worbington http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-12734 Odis Worbington Mon, 02 Aug 2010 15:58:48 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-12734 I found your site via google thanks for the post. I will save it for future reference. I found your site via google thanks for the post. I will save it for future reference.

]]> By: Free Optimizer http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-12422 Free Optimizer Mon, 02 Aug 2010 02:30:52 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-12422 Thanks a lot for great sharing!! Thanks a lot for great sharing!!

]]> By: snmaster.idx http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-10942 snmaster.idx Fri, 30 Jul 2010 08:29:54 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-10942 How can I download? I love this software How can I download? I love this software

]]> By: Jacob http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-263 Jacob Tue, 27 Feb 2007 02:42:00 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-263 The only thing I would add to this is that I'm not sure you are taking into account "living expenses" when you are calculating money you can earn. $5,000 during a summer is possible... but take off car insurance, cell phones, possible car payments, food, gas, living expenses if you're on your own etc... and you are no where near that $5,000. Same applies during the school year. I'm assuming 30+ hours a week is needed to have a chance at paying it all off, and that is only if you save every cent you make. Good post though, too many kids take everything for granted. The only thing I would add to this is that I’m not sure you are taking into account “living expenses” when you are calculating money you can earn. $5,000 during a summer is possible… but take off car insurance, cell phones, possible car payments, food, gas, living expenses if you’re on your own etc… and you are no where near that $5,000. Same applies during the school year. I’m assuming 30+ hours a week is needed to have a chance at paying it all off, and that is only if you save every cent you make. Good post though, too many kids take everything for granted.

]]> By: threadbndr http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-258 threadbndr Mon, 26 Feb 2007 23:20:00 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-258 also, you might think about finding an entry level job with a company that offers education benefits if your major will be accouting/business/human relations etc. <br/><br/>My employer paid for 2/3 of my bachelors AND a living wage at the same time. Of course, you are working full time and only going to school part time (up to 9 semester credits in my case) and there is a cap, but it's generous. <br/><br/>It might take six or seven years instead of four, but you'll have no debt and a great resume when you graduate. also, you might think about finding an entry level job with a company that offers education benefits if your major will be accouting/business/human relations etc.

My employer paid for 2/3 of my bachelors AND a living wage at the same time. Of course, you are working full time and only going to school part time (up to 9 semester credits in my case) and there is a cap, but it’s generous.

It might take six or seven years instead of four, but you’ll have no debt and a great resume when you graduate.

]]> By: Living Almost Large http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-250 Living Almost Large Mon, 26 Feb 2007 14:37:00 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-250 I agree not to use student loans for living, but for some people student loans are necessary. Especially foreigners. I would not have been so fortunate if my parents did not take out student loans to go to school. <br/><br/>My mom worked at 12 picking cans, washing clothes. Her brother took 8 years to finish college because he supported the family picking pineapples and helping his sisters out. Sometimes a loan is a hand up not a hand out. As my mom and dad put it when your own parents barely finished 5th grade and have no idea about grants/scholarships, etc you are moving on blind.<br/><br/>Don't paint all people with the same brush. Also school loans are not evil, let's say you go a state school but cannot just live at home for free. You have to work and support others. It costs $10k in CA for state school/year. You work but you also have to contribute at home. Can you really make $20k/year working 20 hrs/week? You need a job paying $20/hr. Not very likely. <br/><br/>I like your no to student loans in most cases. I went to a public university and I'm not paying for a private university for my kids. But some people have circumstances that require it. My college roommate's mother died right after she finished college. She had loans for tuition but she paid for her own living expenses. She also graduated early and moved home to care for her mom with cancer. They did not live within an hour of any public university. She went to the closest one 2 hours away and choose not to commute. I agree not to use student loans for living, but for some people student loans are necessary. Especially foreigners. I would not have been so fortunate if my parents did not take out student loans to go to school.

My mom worked at 12 picking cans, washing clothes. Her brother took 8 years to finish college because he supported the family picking pineapples and helping his sisters out. Sometimes a loan is a hand up not a hand out. As my mom and dad put it when your own parents barely finished 5th grade and have no idea about grants/scholarships, etc you are moving on blind.

Don’t paint all people with the same brush. Also school loans are not evil, let’s say you go a state school but cannot just live at home for free. You have to work and support others. It costs $10k in CA for state school/year. You work but you also have to contribute at home. Can you really make $20k/year working 20 hrs/week? You need a job paying $20/hr. Not very likely.

I like your no to student loans in most cases. I went to a public university and I’m not paying for a private university for my kids. But some people have circumstances that require it. My college roommate’s mother died right after she finished college. She had loans for tuition but she paid for her own living expenses. She also graduated early and moved home to care for her mom with cancer. They did not live within an hour of any public university. She went to the closest one 2 hours away and choose not to commute.

]]> By: Matthew Paulson http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-225 Matthew Paulson Thu, 22 Feb 2007 16:33:00 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-225 I didn't get a dime in federal aid during college, fortunately there were some scholarships there to help! I'm just writing checks for the rest of it. I didn’t get a dime in federal aid during college, fortunately there were some scholarships there to help! I’m just writing checks for the rest of it.

]]> By: moneymonk http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-224 moneymonk Thu, 22 Feb 2007 16:15:00 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-224 Good post. Another thing my parents did not teach me is to work for something you want.<br/><br/>Luckily I had a Pell and state grant to help with some of my tuition. The rest I borrowed.<br/><br/>I am paying the price now Good post. Another thing my parents did not teach me is to work for something you want.

Luckily I had a Pell and state grant to help with some of my tuition. The rest I borrowed.

I am paying the price now

]]> By: jay http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html/comment-page-1#comment-219 jay Thu, 22 Feb 2007 00:49:00 +0000 http://www.americanconsumernews.com/2007/02/how-to-pay-for-college-without-student-loans.html#comment-219 Should the first line say "So it’s your senior year of HIGH SCHOOL and it slaps you in the head that you’re going to want to go to college next fall, and you didn’t save any money to do so!"?<br/><br/>It reads that way, but I'm facing the task of financing post graduate education currently. I'd say the same holds true. Get a job after you get your bachelors. Find a place that will pay for your master's tuition or some part of it.<br/><br/>I agree with the premise that there is plenty of time to work in college. It will go a long way to keep students from sitting around and using the plastic to pick up a 12 pack to waste the day away with. Should the first line say “So it’s your senior year of HIGH SCHOOL and it slaps you in the head that you’re going to want to go to college next fall, and you didn’t save any money to do so!”?

It reads that way, but I’m facing the task of financing post graduate education currently. I’d say the same holds true. Get a job after you get your bachelors. Find a place that will pay for your master’s tuition or some part of it.

I agree with the premise that there is plenty of time to work in college. It will go a long way to keep students from sitting around and using the plastic to pick up a 12 pack to waste the day away with.

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