Archive for March, 2007

Most mainstream financial advisors will suggest that you should keep some money aside in a special savings account for emergencies. This seems to make sense, say if there’s something such as a car accident, an unexpected medical expense, or something goes wrong in the house, there’s money to take care of whatever needs to be [...]

College tuition is increasing at an average rate of 7% annually. This is well above the rate of inflation, and students are borrowing money to pay for their education more and more through student loans. If you think about it, getting $50,000 to pay for college (or more, depending on where you go) is no [...]

Clark Howard is an increasingly popular financial guru who has a syndicated talk radio show in the United States. He’s a self made millionaire who made his fortune in out of all places, the travel agency business. He bills him self as a “consumer warrior” and the tag line for his radio show is teaching [...]

When most people go shopping for a home, they get what’s called “house fever.” They decide that they want a house, and won’t let anything get in the way of them doing so. It doesn’t matter if they have a lot of debt that they need to take care of, or have no money put [...]

Whether you know it or not, over half of your annual income is going to the government. You might think that it’s not that much because all you see is what is taken out of your paycheck, however after delving deeper in, you’ll find out that you’re being extremely highly taxed.
Think about it. In addition [...]

If you asked an individual a decade ago whether or not they would trust their hard earned savings in some account with out a branch that you can only get to on the computer, chances are they would laugh at you. People want to feel that their money is safe and that they can get [...]

It’s tax season once again and millions of Americans are diligently collecting forms from their employers, gathering receipts, and preparing their taxes. A lot of people happily receive a refund check in the mail during this time period, but there’s always a few people who aren’t so lucky. For whatever reason, the Internal Revenue Service [...]

In the last century, the production process for automobiles has moved from creating custom pieces and building vehicles piece by piece to a set of standardized parts and a very efficient assembly line. Many autoworkers were replaced by technology which can do the same work for practically nothing. Many of these autoworkers had to find [...]

Are you in a dead end career? Do you hate your job? Do you dread going to work in on Monday and pray that Friday will come sooner than normal? A lot of people don’t like their jobs, yet they really don’t do anything about it. They keep going through the motions because they need [...]

In order to be successful financially, having a budget and sticking to it is a must! A budget will tell you where all your money is going, and allow you to tell where your money where you want it to go rather than just allowing it to slip away from you! It will help you [...]

The mission of FinanceIsPersonal.com is to help you become a better handler of money. In the last few months, we have done just that by teaching on a wide variety of topics including banking, frugality, investing, business, education, and more. We will continue to do this for many years to come. Enjoy some of these [...]

Corporations are always looking to increase their profit margins, and who can blame them? After all, everyone wants to make more money! When a corporation is in search of higher profits, they don’t always stop and think what’s best for the consumer, rather they focus on short term profit increases. The credit card industry [...]

This Week in Personal Finance is a collection of particularly insightful and unique articles from personal finance websites around the web.Last Thursday was the first official day of spring, and just in a matter of three weeks we went from an icey-tundra of impassable roads to 70 degree weather, but that’s South Dakota for you! [...]

Not a single one of us writes a check to the IRS and enjoys the privilege of doing so, but for now, that’s the way life is. There’s a pretty good chance taxes would be a lot lower if people realized how much money they were giving to the government between local, state, and federal [...]