Comments on: Beware of Cookie Cutter Financial Plans http://www.americanconsumernews.com/2007/03/beware-of-cookie-cutter-financial-plans.html News for Consumers in Changing Times Sun, 12 Feb 2012 04:49:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Living Almost Large http://www.americanconsumernews.com/2007/03/beware-of-cookie-cutter-financial-plans.html/comment-page-1#comment-394 Living Almost Large Mon, 12 Mar 2007 18:46:00 +0000 http://www.americanconsumernews.com/2007/03/beware-of-cookie-cutter-financial-plans.html#comment-394 Point on about cookie cutter. Dave Ramsey's plan also assumes you are 25 and getting out of debt, but what happens if you are 45 or 50? 15% to retirement isn't going to cut it.<br/><br/>It may be time to fine tune and consult a professional. It may also be more realistic if you don't fund college. Or what happens if you are getting out of debt while your kids are already in college? <br/><br/>Personal finance has too many variables. Point on about cookie cutter. Dave Ramsey’s plan also assumes you are 25 and getting out of debt, but what happens if you are 45 or 50? 15% to retirement isn’t going to cut it.

It may be time to fine tune and consult a professional. It may also be more realistic if you don’t fund college. Or what happens if you are getting out of debt while your kids are already in college?

Personal finance has too many variables.

]]> By: Wil http://www.americanconsumernews.com/2007/03/beware-of-cookie-cutter-financial-plans.html/comment-page-1#comment-317 Wil Mon, 05 Mar 2007 18:42:00 +0000 http://www.americanconsumernews.com/2007/03/beware-of-cookie-cutter-financial-plans.html#comment-317 Great points!<br/><br/>People seem to forget the PERSONAL in Personal Finance, and wait for someone else to do the work for them. Great points!

People seem to forget the PERSONAL in Personal Finance, and wait for someone else to do the work for them.

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