Archive for April, 2007

Since the beginnings of modern capitalism over a century go, we have considered our homes to be an asset; some of us call them our greatest investment. However in the last decade or two, there has been a contrarian viewpoint which has started that homes are actually a liability because of all of the expenses [...]

In the last thirty years America has been having a very great debate about the legalities and moral issues related to reproductive rights. A few years ago when discussing whether there should be public funding for abortion, President Bush made a statement that people should not have to fund something they are morally opposed to. [...]

There are a very great many people who would like to be successful in the business world. Some of them will just look upon success from a distance envying it and never being able to achieve it. Others will look for a shortcut to get there without doing the hard work that it takes to [...]

It’s amazing how often conventional wisdom is just simply wrong. For example, the old health myth “feed a cold, starve a fever” is actually very wrong. You need a lot of nutrients and energy when you’re sick regardless of whether it’s a cold or fever. These incorrect myths extend far beyond home remedies though, it [...]

Having a budget is absolutely critical to having a successful financial life. It’s one of the few pillars that your personal finance should stand upon, and without it, your financial life will be wobbly at best. Budgets do a lot of things for you, such as creating a guide for your spending habits, giving you [...]

A lot of people who live in metropolitan areas will never have this problem, but I live in a town of 6,000 people in rural South Dakota. There’s no Wal-Mart or CostCo, and we only have four fast food restaurants to speak of. If I want to go any store of any decent size, I [...]

Internet based banks have exploded in the last few years. Consumers are finally discarding some of their stereotypes about the safety of personal information on the internet and participating in online banking and opening internet based financial accounts. Many consumers are opening online brokerage accounts, and some consumers are opening online checking and savings accounts. [...]

We know that not everyone is the best with money, but did you know that the majority of Americans actually have savings accounts which lose them money? It’s true. The national average interest rate for savings accounts is a mere 1.51% APY, whereas the cost of goods increases by 4% or 5% each year. As [...]

Welcome to the April 23, 2007 edition of carnival of debt reduction. This is the first time that Getting Green has had the privilege of hosting the Carnival of Debt reduction, so if this is your first visit, stick around and stay a while. Consider reading some of our favorite posts or subscribing to our [...]

The local newspaper produces a weekly periodical which is given to everyone for free, and it’s filled with all sorts of advertisements. I read it because there are usually grocery coupons in it and I can save a couple of bucks every week. I saw an advertisement for a local mortgage company who was now [...]

One of the great tenants of frugality is buying used products. Most of the time the stuff you can buy used will work just as well for you as if you had bought something new. Almost all of us buy a used home, most of us buy new cars, and some of us even buy [...]

Budgeting was extremely commonplace in the 19th century and well into the early 20th century, but now of days it seems that most people just try to live on what they get without developing a plan for their money. Perhaps people think that they are too busy, that they don’t know how to make a [...]

You might not be an avid baseball fan, but most everyone enjoys a trip to the local stadium to watch a baseball game once and a while. Most of us just have a local league to watch on a regular basis, but it can be enjoyable to take a trip and go see a MLB [...]

No one has ever become a millionaire by foolishly spending large amounts of money, and you certainly aren’t going to be the first. In order to attain true wealth, one must live as if a manner fitting to someone with a much smaller income. Money doesn’t come out of thin air, you have to be [...]