Yes. There’s an ever increasing percentage of married couples in North American and abroad who want to remain independent and they keep their finances separate as part of that mindset. Each spouse takes their income, pays their half of the bills, and that’s that. There’s no communication about shared financial goals, neither really knows for [...]

Posted in marriage 4 Comments »

Mutual funds are great simple long term investments which allow you to diversify your holdings and gain solid returns. They are certainly not without their critics though. Some people claim that they charge excessive fees and some question whether or not the rates of return are what they claim to be. Fortunately most of the [...]

Posted in investing No Comments »

Well, It’s June 29th, and in about 8 hours every employee working at an Apple Store will be trampled on by a stampede of ravinous customers! Anyway, enjoy some of these great articles recently written up in the personal finance world .
It looks like all of the east cost personal finance bloggers had their second [...]

Posted in personal finance perspectives No Comments »

For a lot of people, the time spent in the morning and evening come to and from work is wasted. Some people listen to the local talk station, others call their friends and associates. Did you know there are some productive things that you can do on your commute? You can even improve your career [...]

Posted in work 2 Comments »

I have a few relatives in the state that literally live in the middle of nowhere. They live at least 50 miles away from a town of even 5,000 people. It’s hard to imagine, but there are a lot of people that do it. If you’re lucky enough to have a job that doesn’t depend [...]

Posted in lifestyle No Comments »

There’s a lot of good financial advice on personal finance blogs, in financial magazines, in the business section of major newspapers across North America, on the web, and on TV, but there’s just as much bad advice as there is good advice. People push bad financial products because they have a financial incentive to do [...]

Posted in business No Comments »

I’ve had quite a bit of money sitting in my savings account for some time now which was designated for a new vehicle. After realizing that I was driving a vehicle that was worth no more than $1000 with a cracked windshield and no air-conditioning in the middle of June in South Dakota (90+ degrees [...]

Posted in automobiles 1 Comment »

When I was much younger, back in my grade-school days, I would receive $1.00 a week if I had my room-clean on Saturday morning, and most of the time it wasn’t. I invariably would end up spending 2 or 3 hours cleaning my room so I could get my allowance. I’d take my $1.00, and [...]

Posted in children 3 Comments »

When I first heard the term municipal bond in high-school, I figured it was some boring personal finance term that I would never need to use or ever consider caring about. I had my money in a savings account, and I figured there was no reason to put it anywhere else at the time, after [...]

Posted in investing No Comments »

It’s been about a month and a half since my room-mates and I moved into our awesome new home on the edge of town, and it’s becoming very apparent that none of us are neat freaks. I’ve spent the last couple of hours catching up on some much needed cleaning, so at least our house [...]

Posted in personal finance perspectives No Comments »