In just under a month now I’ll be moving for the 7th time in 3 years, but that’s the joy of being in college. I was fortunate to rent a brand-new home for the summer with a couple of room-mates, and it came out to be surprisingly cheap. I was paying about $425 a month [...]
July 27th, 2007 | admin | Comments | ContinuedArchive for July, 2007
Great Ways to Save Money in the…Bathroom?
Having a lifestyle of frugality means that you’re always looking for new ways to save money, sometimes in places you would never expect, even your own bathroom! Chances are you’re spending a lot of money that you really don’t need to in your water closet, so here are some great ways to save money while [...]
July 25th, 2007 | admin | Comments | Continued
Moving Home After College: The Financial and Family Implications
A lot of students go through school without thinking about the financial implications of the process they’ve embarked on. Most students have never had to take real financial responsibility for their lives before and take out student loans with really considering what it’s going to take to repay them. They end up graduating with well [...]
July 24th, 2007 | admin | Comments | Continued
Carnival of Debt Reduction – July 22nd, 2007
Hi, Hello, and Welcome to this week’s carnival of debt reduction! It was actually just over a year ago that I paid off my last debt and got back into the black. It was one of the most financially freeing experiences I’ve ever had. If God were to call me off to some foreign land, [...]
July 23rd, 2007 | admin | Comments | Continued
Book Review: “Why Didn’t Anyone Teach Me This?”
As a personal finance writer, I tend to get a lot of financial books, some of them for free! Some of them I read and take in and others end up just sitting on the bookshelf because there’s no compelling reason to pick them up and start reading. I recently received a copy of David [...]
July 22nd, 2007 | admin | Comments | Continued
Five Ways to Spend Less Money on Food (And Eat Healthier Too!)
There’s one activity that we all have in common, in fact we do it every day. Most of us do it two, three or even four times a day! Often we’ll visit small stores just so we can participate in this activity, and usually we go to a larger store on a weekly basis to [...]
July 19th, 2007 | admin | Comments | Continued
Six Ways to Trim Back on Your Entertainment Budget
Last night I had the privilege of taking a wonderful young lady out, and dating is not cheap these days. I took her to Applebees and then to the Century Theater to watch Evan Almighty. We didn’t even get snacks at the movie theater, and I still ended up paying well over $40.00 for the [...]
July 17th, 2007 | admin | Comments | Continued
How to Read the Latest Best Selling Books for Next to Nothing
I’ve always enjoyed reading, perhaps even past the point of a healthy interest. Whenever a new best seller comes out that I’m interested, I’ll go down to the local Barnes and Nobel and pick up a copy. I didn’t have to wait in line at the library or borrow it from a friend when they [...]
July 12th, 2007 | admin | Comments | Continued
How to Create a Basic Garden
Gardening can be a very rewarding hobby, even for those of us without the greenest of thumbs. It’s a very rewarding feeling to plant something, see it grow, and then be able to consume the fruits of your harvest. It’s even more rewarding to know that you didn’t spend a whole lot of money making [...]
July 6th, 2007 | admin | Comments | Continued
Single Stocks or Mutual Funds?
There’s always been quite a debate among seasoned investors as whether to invest in single stocks or in mutual funds when investing in the stock market. Much like every issue in the history of the universe, there’s not a consensus on the issue. Some favor searching for quick and fast returns through single stocks, while [...]
July 6th, 2007 | admin | Comments | Continued
Getting a 15 or 30 Year Mortgage: Which One Makes Sense?
Buying a new home is often a very time-consuming and complicated process. There’s always questions about how much one can afford, what they’re looking for in a home, whether or not it’s the right time in the market to buy a new house, if all the T’s are crossed and the I’s are dotted, and [...]
July 5th, 2007 | admin | Comments | Continued
The Five Ingredients of a Solid Mutual Fund
Investing in mutual funds has always been a bit easier than investing in single stocks. You know there’s much less risk because you’re not depending on a single company, and won’t have to worry about the inner-workings of just one business because you can instead rely on the fact that capitalism trends upward over time. [...]
July 4th, 2007 | admin | Comments | Continued
What To Do When You’re Frugal and Your Friends Aren’t
There’s a Tuesday night discipleship group at the church I go to for people in their twenties and thirties. For the last few weeks they’ve been talking about issues of stewardship and personal finance. There are always a couple of people in the conversation who are immensely interested and involved in the discussion, but everyone [...]
July 3rd, 2007 | admin | Comments | Continued
Jump Starting Your Career: Six People You Need to Know At Work
When you just start a new job, you won’t always know what kind of workplace it is. Some are extremely friendly where everyone wants you to succeed and help you in anyway they can. Some are less desirable and are riddled with corporate politics. Most of them are somewhere in between. Regardless of what type [...]
July 2nd, 2007 | admin | Comments | Continued
Business Cards: When They Make Sense, and When They Don’t
The church I attend has a discipleship group for those in their twenties and thirties on Tuesday nights, and as part of promoting it, we ordered a nice big stack of business cards to share with people. We talk with new acquaintances about the group, and hand them a business card with our website, a [...]
July 1st, 2007 | admin | Comments | Continued
What To Do When You’re About to Graduate
Most students who are about to graduate high-school or college and head off into the real world do very little to prepare for what’s ahead. They take their classes, enjoy their time in school, and before they know it, it’s a few weeks before graduation, they haven’t found a job, or have any real idea [...]
July 1st, 2007 | admin | Comments | Continued
Typo in second paragraph: money is not owned to a company, it is owed. 
If you can retire early - then do it.Frank - Tenant Loans and Loans 
