It’s easier than ever to borrow money to pay for all the things you want in life. You’ll be offered financing for your house, your car, a large television, new furniture, recreational vehicles and the like. Even for smaller items you can use a credit card to get yourself into a significant amount of debt. […]

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My family’s been using Alltel’s cellular phone service for about a year and a half now, and I can’t say I’m terribly pleased with the coverage area, as I’m frequently roaming despite the fact that I’m in a metropolitan area. There are a few other options in our area, mainly Verizon and Sprint, which we’ll […]

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In just under a month now I’ll be moving for the 7th time in 3 years, but that’s the joy of being in college. I was fortunate to rent a brand-new home for the summer with a couple of room-mates, and it came out to be surprisingly cheap. I was paying about $425 a month […]

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Having a lifestyle of frugality means that you’re always looking for new ways to save money, sometimes in places you would never expect, even your own bathroom! Chances are you’re spending a lot of money that you really don’t need to in your water closet, so here are some great ways to save money while […]

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A lot of students go through school without thinking about the financial implications of the process they’ve embarked on. Most students have never had to take real financial responsibility for their lives before and take out student loans with really considering what it’s going to take to repay them. They end up graduating with well […]

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Hi, Hello, and Welcome to this week’s carnival of debt reduction! It was actually just over a year ago that I paid off my last debt and got back into the black. It was one of the most financially freeing experiences I’ve ever had. If God were to call me off to some foreign land, […]

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As a personal finance writer, I tend to get a lot of financial books, some of them for free! Some of them I read and take in and others end up just sitting on the bookshelf because there’s no compelling reason to pick them up and start reading. I recently received a copy of David […]

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There’s one activity that we all have in common, in fact we do it every day. Most of us do it two, three or even four times a day! Often we’ll visit small stores just so we can participate in this activity, and usually we go to a larger store on a weekly basis to […]

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Last night I had the privilege of taking a wonderful young lady out, and dating is not cheap these days. I took her to Applebees and then to the Century Theater to watch Evan Almighty. We didn’t even get snacks at the movie theater, and I still ended up paying well over $40.00 for the […]

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I’ve always enjoyed reading, perhaps even past the point of a healthy interest. Whenever a new best seller comes out that I’m interested, I’ll go down to the local Barnes and Nobel and pick up a copy. I didn’t have to wait in line at the library or borrow it from a friend when they […]

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