Almost everyone makes New Year’s resolutions, and almost everyone who does breaks them. If you could follow through on just a couple of these tips, you’ll absolutely start off the New Year more financially fit than you ended the previous year.
 

Be selfish- and pay yourself first. Is the money you earn spoken for before you [...]

Posted in budgeting, credit cards, frugality in motion, holidays, investing, online savings No Comments »

This is a guest post written by Jakob Jelling. 
One of the worst things that can happen to you is credit card fraud. This is even worse if you don’t pay very much attention to your credit reports, since you may not find out about the fraud until there are very serious problems to deal with. [...]

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This is a guest post written by Jakob Jelling.
Many individuals have been helped by consumer credit counseling to take control of their finances and to eliminate debt. Consumer credit counseling can work for you by teaching money management skills which can help you throughout your lifetime.
Consumer credit counseling can help you better understand your credit [...]

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If you’re earning a consistent income, chances are you have more money than you think.  What does your savings account look like?  Doesn’t have as much as you would like- well, you’re not alone.  Most people wish they could save more, but just don’t see that they have any money to spare.  The reality is- [...]

Posted in budgeting, financial plans, food, money, savings No Comments »

This is a guest post written by Yulin Peng.
So you have the call letter for a job interview in your mail. Get going and do your homework done immediately. Find out all about the company, the job you applied for, the competitors, the products and all other relevant information by browsing the Internet, company literature, [...]

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The cover letter that accompanies your resume on your job search is the first thing that your prospective employer sees - your first advertisement. Naturally you must embellish your cover letter with certain qualities so that it leaves a good impression on the employer about you. A cover letter that looks professional and smart will [...]

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Imagine you’re walking down the street, and someone from work drives by in a very nice looking new vehicle. Most of us have the instant reaction that, “Wow, that person’s probably doing pretty well for him/her self!” Most of us associate wealth with having nice things as one in the same, but that’s simply not [...]

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You’ll never believe it, but the bank actually knows you better than you know yourself. You want to borrow money for a car, a home, or some other purchase, and the bank knows you don’t have the ability to pay it back. You think you can afford it and are sure that if the bank [...]

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Here’s an idea. Let’s trade perfectly good money, ad exchange it for something that serves the same purpose but has an expiration date, loses value over time, and can only be used at one store! That’s exactly what gift cards are, yet people continue to give them as gifts for Christmas year after year after [...]

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For the last few years, you could fall over backwards and get a mortgage. You could get a loan just by telling someone on a handshake what your income is without ever even proving that fact with documentation. Mortgage companies were selling people loans that amortized over 50 years and loans in which the payments [...]

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