Entries from December 2007

Do You Need a Money Diet for the New Year?

Date December 31, 2007

 Most people set goals and resolutions to improve their lives in some way at the start of a New Year. One of the most popular resolutions, of course, is to lose weight- but with the increasing number of American’s in excessive debt, it would do us all some good if we made some financial plans [...]

Why Some Millionaires Don’t Even Have Enough For Retirement

Date December 30, 2007

Most people retire with less than a year’s worth of income in their savings accounts and investments. They never get around to planning for their later years, spend all that they make and think nothing of it until age 65 comes around. Senior citizens have to try to make due on their meager Social Security [...]

The Most Affordable Places to Live (And Still Have a Great Lifestyle)

Date December 29, 2007

Depending on where you live in the country, a one bedroom apartment might cost you $300 a month to live in, or $1,100 a month to live in. Movie tickets might cost you $4.50 in rural America, or easily twice that in some of the larger theaters on the west coast. A $100,000 home out [...]

A Frugal Cure to the Common Cold

Date December 28, 2007

It’s the middle of winter. We’re in the peak season for the cold and flu. Unless we live in complete isolation from the rest of humanity, we’re at risk of infection. Nobody likes getting sick, whether it be missing school or work, the nasal congestion, the fever or the sore throat. As I write this [...]

Get Paid to Get a Tattoo (And Sell Yourself Out to Corporate America in the Process)

Date December 27, 2007

If you’re young, broke, and desperately need money, what do you do? Conventional wisdom would indicate that going out and getting a job would be the smart thing to do, but instead some people are taking drastic measures by selling advertising real estate on their skin! People are connecting with advertisers and having temporary tattoos [...]

Donate Shares of Stock and Get Double Tax Savings!

Date December 27, 2007

December is the single biggest month for charities and other non-profit organizations. People are looking for ways to lower some of their taxes and the spirit of Christmas is upon us—and that means donations, lots of them. Some charities estimate that they make 20% of their annual income in the month of December alone. If [...]

Prevent Identity Theft with One-Time Use Virtual Credit Cards

Date December 26, 2007

When it comes to shopping online, you can never be too careful when it comes to security. There are criminals out there that would pay good money for your personal information and your bank/credit card account numbers. They use trojan-horse viruses and phishing scams in attempts to steal this personal information. Most of us know [...]

How to Get Over a Holiday Debt Hangover

Date December 26, 2007

Most people in the United States have very little savings, so when Christmas time comes they use their credit card to purchase all of their presents. They easily spend anywhere from a couple of hundred to thousands of dollars on presents thinking it perfectly natural and not do not consider the financial consequences of all [...]

25 Realistic Ways to Spend Less and Save Money in College.

Date December 24, 2007

If there’s ever one point in one’s life where they learn the most about money, it certainly has to be college. Most college students have and earn next to nothing, so they have to make the most of what they have. They wisely take tips from upperclassmen who have figured out all of the great [...]

Four Ways to Give Yourself a Raise

Date December 23, 2007

A good share of us think we’re underpaid. We think our salary isn’t high enough, that we don’t have a good enough benefits package and that we just don’t get enough time off. Many of us gripe about it but never end up doing anything about it because we think our efforts to get a [...]