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	<title>Comments on: 25 Realistic Ways to Spend Less and Save Money in College.</title>
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	<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html</link>
	<description>News for Consumers in Changing Times</description>
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		<title>By: Amit</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-47408</link>
		<dc:creator>Amit</dc:creator>
		<pubDate>Fri, 25 Feb 2011 05:24:00 +0000</pubDate>
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		<description>I have been using price comparison sites like http://www.thecollegetextbooks.net for my buying my textbooks. It is better than going for standalone stores. As you can save on lot of money using them.</description>
		<content:encoded><![CDATA[<p>I have been using price comparison sites like <a href="http://www.thecollegetextbooks.net" rel="nofollow">http://www.thecollegetextbooks.net</a> for my buying my textbooks. It is better than going for standalone stores. As you can save on lot of money using them.</p>
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		<title>By: College Administrator</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-41071</link>
		<dc:creator>College Administrator</dc:creator>
		<pubDate>Thu, 20 Jan 2011 02:07:00 +0000</pubDate>
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		<description>Good article.  All I&#039;d add is that using the tips above can (and should) reduce the amount students have to borrow, and limited borrowing means limited debt.</description>
		<content:encoded><![CDATA[<p>Good article.  All I&#8217;d add is that using the tips above can (and should) reduce the amount students have to borrow, and limited borrowing means limited debt.</p>
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		<title>By: Jmartin</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-17285</link>
		<dc:creator>Jmartin</dc:creator>
		<pubDate>Tue, 02 Nov 2010 23:08:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-17285</guid>
		<description>Textbooks seem to cost more and more each year. I suggest using http://www.textbookspy.com to compare prices on textbooks. They saved me a ton of money last semester.</description>
		<content:encoded><![CDATA[<p>Textbooks seem to cost more and more each year. I suggest using <a href="http://www.textbookspy.com" rel="nofollow">http://www.textbookspy.com</a> to compare prices on textbooks. They saved me a ton of money last semester.</p>
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		<title>By: Dual Sim Phone</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-7271</link>
		<dc:creator>Dual Sim Phone</dc:creator>
		<pubDate>Wed, 07 Apr 2010 03:44:59 +0000</pubDate>
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		<description>great read</description>
		<content:encoded><![CDATA[<p>great read</p>
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		<title>By: jenny49</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-7270</link>
		<dc:creator>jenny49</dc:creator>
		<pubDate>Wed, 07 Apr 2010 00:04:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-7270</guid>
		<description>I disagree with #10 and #25. Most frat parties provide free alcohol, and at my university, moving off campus saved so much more money than living in a dorm. Even though my apartment was a longer walk to campus, the rooms were bigger, cleaner, and less costly.</description>
		<content:encoded><![CDATA[<p>I disagree with #10 and #25. Most frat parties provide free alcohol, and at my university, moving off campus saved so much more money than living in a dorm. Even though my apartment was a longer walk to campus, the rooms were bigger, cleaner, and less costly.</p>
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		<title>By: Leigh Hyde</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-4918</link>
		<dc:creator>Leigh Hyde</dc:creator>
		<pubDate>Thu, 13 Nov 2008 02:40:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-4918</guid>
		<description>2ou3gw5wlg33zhw3</description>
		<content:encoded><![CDATA[<p>2ou3gw5wlg33zhw3</p>
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		<title>By: 152nd Carnival of Education &#124; So You Want To Teach?</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-2676</link>
		<dc:creator>152nd Carnival of Education &#124; So You Want To Teach?</dc:creator>
		<pubDate>Wed, 02 Jan 2008 06:28:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-2676</guid>
		<description>[...] 25 Realistic Ways to Spend Less and Save Money in College. posted by Matthew Paulson at American Consumer News [...]</description>
		<content:encoded><![CDATA[<p>[...] 25 Realistic Ways to Spend Less and Save Money in College. posted by Matthew Paulson at American Consumer News [...]</p>
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		<title>By: BigSpender</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-2509</link>
		<dc:creator>BigSpender</dc:creator>
		<pubDate>Wed, 26 Dec 2007 15:42:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-2509</guid>
		<description>I can honestly say that I was the opposite of thrifty in college.  I got credit cards and very smartly (sarcasm of course...) decided I&#039;d get student loans to pay them off because the interest rate was lower.  Sounded logical...

My #1 for any and all college students is resist every single temptation to spend on credit cards and loans.  If your mommy and daddy are paying for school and you&#039;re used to a comfortable life not having to work, change your attitude the second you start school.

I have almost repaid all of my credit card debt from college, but still have $20k in well-intentioned school loans to pay off for the next 15 years because I thought I was smarter than I was.

Rule #1-Do not use credit cards unless it is a true emergency.  (Margaritas at Chili&#039;s do not count as a true emergency...lesson learned)</description>
		<content:encoded><![CDATA[<p>I can honestly say that I was the opposite of thrifty in college.  I got credit cards and very smartly (sarcasm of course&#8230;) decided I&#8217;d get student loans to pay them off because the interest rate was lower.  Sounded logical&#8230;</p>
<p>My #1 for any and all college students is resist every single temptation to spend on credit cards and loans.  If your mommy and daddy are paying for school and you&#8217;re used to a comfortable life not having to work, change your attitude the second you start school.</p>
<p>I have almost repaid all of my credit card debt from college, but still have $20k in well-intentioned school loans to pay off for the next 15 years because I thought I was smarter than I was.</p>
<p>Rule #1-Do not use credit cards unless it is a true emergency.  (Margaritas at Chili&#8217;s do not count as a true emergency&#8230;lesson learned)</p>
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		<title>By: Jamison</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-2482</link>
		<dc:creator>Jamison</dc:creator>
		<pubDate>Tue, 25 Dec 2007 01:19:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-2482</guid>
		<description>I lived off of $100 a month in college. .I have no idea who I did it other than room and board was provided (and this of course doesn&#039;t include books) but it can be done. I also didnt drink. And as far as dating went, on the first date, i just took the girl to a really nice resturant, then to the park, and after that she thought I was a high roller and got to know me well enough to like me :)</description>
		<content:encoded><![CDATA[<p>I lived off of $100 a month in college. .I have no idea who I did it other than room and board was provided (and this of course doesn&#8217;t include books) but it can be done. I also didnt drink. And as far as dating went, on the first date, i just took the girl to a really nice resturant, then to the park, and after that she thought I was a high roller and got to know me well enough to like me <img src='http://www.americanconsumernews.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Sara</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-2466</link>
		<dc:creator>Sara</dc:creator>
		<pubDate>Mon, 24 Dec 2007 23:03:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-2466</guid>
		<description>I also disagree about living off campus, I managed to save over a thousand dollars each semester I lived off campus, and could have saved more if I&#039;d been better about groceries and  utilities.</description>
		<content:encoded><![CDATA[<p>I also disagree about living off campus, I managed to save over a thousand dollars each semester I lived off campus, and could have saved more if I&#8217;d been better about groceries and  utilities.</p>
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		<title>By: Lena</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-972</link>
		<dc:creator>Lena</dc:creator>
		<pubDate>Tue, 16 Oct 2007 22:31:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-972</guid>
		<description>Point 21 is so true.</description>
		<content:encoded><![CDATA[<p>Point 21 is so true.</p>
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		<title>By: Kat</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-343</link>
		<dc:creator>Kat</dc:creator>
		<pubDate>Wed, 07 Mar 2007 19:24:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-343</guid>
		<description>Our local off campus bookstore will let you preorder your books once you&#039;ve selected and preregistered for your classes.  They get the profs&#039; lists and you can tell them if you want used books.  I saved about 20 to 40 % over the campus bookstore, avoided the long lines (picked up my books before most people were back on campus), never once had a book that was out of stock and I had my books for the first assignments.  I like online booksellers, but I was one of the working students like Joshua, and like him, I needed to stay up to date from the start.</description>
		<content:encoded><![CDATA[<p>Our local off campus bookstore will let you preorder your books once you&#8217;ve selected and preregistered for your classes.  They get the profs&#8217; lists and you can tell them if you want used books.  I saved about 20 to 40 % over the campus bookstore, avoided the long lines (picked up my books before most people were back on campus), never once had a book that was out of stock and I had my books for the first assignments.  I like online booksellers, but I was one of the working students like Joshua, and like him, I needed to stay up to date from the start.</p>
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		<title>By: kelsey</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-340</link>
		<dc:creator>kelsey</dc:creator>
		<pubDate>Wed, 07 Mar 2007 04:09:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-340</guid>
		<description>Re: #1, Textbooks.&lt;br/&gt;&lt;br/&gt;Buying textbooks online is cheaper 90% of the time, not 100%.  For obscure or recently published books, sometimes the school&#039;s bookstore really is best.  You should shop around at sites like bookhq.com, to figure out where the best deal really is.</description>
		<content:encoded><![CDATA[<p>Re: #1, Textbooks.</p>
<p>Buying textbooks online is cheaper 90% of the time, not 100%.  For obscure or recently published books, sometimes the school&#8217;s bookstore really is best.  You should shop around at sites like bookhq.com, to figure out where the best deal really is.</p>
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		<title>By: Frugal Homemaker</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-330</link>
		<dc:creator>Frugal Homemaker</dc:creator>
		<pubDate>Tue, 06 Mar 2007 15:54:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-330</guid>
		<description>I also disagree with living off campus, but you do have to be careful. I lived alone in a studio for $325 a month, which included utilities.  I did not have cable or a landline.  I also did not have internet access, or drive very often.  Since I did not drive to campus, I did not buy the parking pass.  Since I lived close to campus, I took advantage of the 24 hour computer lab.  It ended up being far cheaper than on campus for many reasons, but I was very careful about it.&lt;br/&gt;&lt;br/&gt;I blogged about it here:http://frugalhomemakerplus.blogspot.com/2006/02/friday-series-1-my-humble-beginning.html</description>
		<content:encoded><![CDATA[<p>I also disagree with living off campus, but you do have to be careful. I lived alone in a studio for $325 a month, which included utilities.  I did not have cable or a landline.  I also did not have internet access, or drive very often.  Since I did not drive to campus, I did not buy the parking pass.  Since I lived close to campus, I took advantage of the 24 hour computer lab.  It ended up being far cheaper than on campus for many reasons, but I was very careful about it.</p>
<p>I blogged about it here:<a href="http://frugalhomemakerplus.blogspot.com/2006/02/friday-series-1-my-humble-beginning.html" rel="nofollow">http://frugalhomemakerplus.blogspot.com/2006/02/friday-series-1-my-humble-beginning.html</a></p>
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		<title>By: Arwyn</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-329</link>
		<dc:creator>Arwyn</dc:creator>
		<pubDate>Tue, 06 Mar 2007 14:34:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-329</guid>
		<description>As far as buying chocolate for women goes, a $0.75 Hershey&#039;s bar is a good way to get yourself labeled as a cheap bastard. It says, &quot;I love you so much, I went all the way to the vending machine for you!&quot;&lt;br/&gt;&lt;br/&gt;You don&#039;t have to buy the all-expensive heart-shaped box or find a gourmet chocolate for her, but if she&#039;s a girl you&#039;re really interested in, invest that extra $0.25 and buy her a bar of Dove chocolate for $1.00.&lt;br/&gt;&lt;br/&gt;Or better yet, ask her what her favorite candy is. Chances are it&#039;s a cheap one (you can win my heart with a Reese&#039;s peanut butter cup), but the act of asking and then showing that you&#039;ve listened will win you more points than buying cheap candy could ever lose you. And the best thing is, listening is free. :)</description>
		<content:encoded><![CDATA[<p>As far as buying chocolate for women goes, a $0.75 Hershey&#8217;s bar is a good way to get yourself labeled as a cheap bastard. It says, &#8220;I love you so much, I went all the way to the vending machine for you!&#8221;</p>
<p>You don&#8217;t have to buy the all-expensive heart-shaped box or find a gourmet chocolate for her, but if she&#8217;s a girl you&#8217;re really interested in, invest that extra $0.25 and buy her a bar of Dove chocolate for $1.00.</p>
<p>Or better yet, ask her what her favorite candy is. Chances are it&#8217;s a cheap one (you can win my heart with a Reese&#8217;s peanut butter cup), but the act of asking and then showing that you&#8217;ve listened will win you more points than buying cheap candy could ever lose you. And the best thing is, listening is free. <img src='http://www.americanconsumernews.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Joshua</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-242</link>
		<dc:creator>Joshua</dc:creator>
		<pubDate>Sat, 24 Feb 2007 16:32:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-242</guid>
		<description>I used to buy my books online as a way of saving money until I started getting behind in my classes.  For me (working full-time and full-time school), those first two or three weeks are crucial to not falling behind.  I see a lot of other students who buy their books online and start out behind, never chatching up.  I already pay $20,000 a year (yes, I pay for it myself, with the help of scholarships, grants, and constant hard work), so the $200 in savings isn&#039;t worth sacrificing my education.  I enrolled in college to learn--that&#039;s what&#039;s preeminent.  Of course, perhaps I could work little bit less and still be able to survive if I spent a little bit less on my books...</description>
		<content:encoded><![CDATA[<p>I used to buy my books online as a way of saving money until I started getting behind in my classes.  For me (working full-time and full-time school), those first two or three weeks are crucial to not falling behind.  I see a lot of other students who buy their books online and start out behind, never chatching up.  I already pay $20,000 a year (yes, I pay for it myself, with the help of scholarships, grants, and constant hard work), so the $200 in savings isn&#8217;t worth sacrificing my education.  I enrolled in college to learn&#8211;that&#8217;s what&#8217;s preeminent.  Of course, perhaps I could work little bit less and still be able to survive if I spent a little bit less on my books&#8230;</p>
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		<title>By: Peter</title>
		<link>http://www.americanconsumernews.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html/comment-page-1#comment-239</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Sat, 24 Feb 2007 06:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financeispersonal.com/2007/12/25-realistic-ways-to-spend-less-and-save-money-in-college.html#comment-239</guid>
		<description>I disagree about not living off- campus.  I was paying $700 a month living on campus (paid quarterly).  Off-campus I paid only $400 with three other roommates.  The only problem was the twelve month lease.</description>
		<content:encoded><![CDATA[<p>I disagree about not living off- campus.  I was paying $700 a month living on campus (paid quarterly).  Off-campus I paid only $400 with three other roommates.  The only problem was the twelve month lease.</p>
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