Archive for December, 2007
Why Going to a Financial Advisor Might be Financially Disastrous
Not everyone in the world is blessed with a strong knowledge of stewardship and how to handle their financial household. We all have our short comings and its okay to admit that we have them. Fortunately there are people out in the world that can help us accomplish our goals that we cannot accomplish ourselves. [...]
Looking to Buy a Home? 5 Tips to Improve Your Credit Score to Get a Better Mortgage
When most people go to purchase a home, they take whatever deal the mortgage lender will give them. Many get “house fever” and want to pursue the American dream so badly that they’ll sign whatever’s put in front of them so they can own their very own home. Many consumers have gotten themselves in real [...]
Why a Higher Interest Rate Isn’t Always Better When Investing
Investing has always been a bit of a tricky business. You need to balance a good mix of risk and reward with your money. There are examples of people and organizations who have tipped this balance too far in one direction or another. For example, A number municipalities and school systems in the state of [...]
How a 16 Year Old and a Summer Job Can Become a Millionaire
There is a simple recipe to successful investing strategies meant to build your retirement fund… start early and don’t touch it until you retire. Help your teenagers realize this and you’ll successfully prepare them for a wealthy retirement. Try this on for size: a sixteen year old with a summer job (working four summers in [...]
Honda’s Civic GX: A Vehicle Powered by Natural Gas
As Gasoline prices continue to remain at near record prices in the United States consumers are more and more looking for ways to curb their addiction to oil and find ways to transport themselves without using as much or any gasoline at all. Some are purchasing more fuel efficient and hybrid vehicles to cut back [...]
Business Scams Heat Up as Economy Cools Down
As clouds cover the economic skies, inevitably some individuals will lose their job. Out of desperation, they look for all sorts of alternative and creative ways to provide for their family. Some pickup whatever work they can, others sell some of their possessions, and some people get pulled into all sorts of rip-off business scams [...]
Economic Indicators Point to a Recession, Make Sure You’re Prepared.
For the last two decades the economy has been very strong as a whole. During the mid 90’s we saw the greatest period of economic expansion we’ve ever seen, and even despite the September 11th terrorist attacks and accounting fraud in many major companies earlier this decade, our economy has still remained very strong. The [...]
McDonalds and Burger King Entering into New Price War Competition
McDonalds, Burger King, and a number of other fast food restaurants have been competing for your hard earned dollar for several decades now and there’s no sign that it’s going to stop any time soon. As the economy is entering into a correction these two super-chains have to fight more and more to win business [...]
Have an Open WiFi Access Point? Be Prepared to Track and Report Child Porn or Face a $300,000 Fine
Wireless routers are proliferating homes nation wide as technology improves and prices decrease from market competition. Many people have home WiFi wireless routers so that they can use the web on their laptop throughout their home. The signal from these routers can often extend a few hundred feet outside the walls of one’s home, so [...]
Air Ports, Hotels and Local Governments Charging Out of Control Junk Fees and Taxes to Travelers
If you’re traveling out of your locality and you want to drive, a rental car is just about the only way to go and the car rental companies know this. You’re standing at their front desk and the only way to get to your destination is to rent a car from them. They can get [...]
College Savings From the Money You Already Spend?
If you have kids or are hoping to have kids someday in the future, planning for their college education seems overwhelming, but it’s not something you want to overlook. It is never too early to start planning, either. The costs just continue to increase every year, and it seems the costs are increasing much faster than our [...]
Citibank Busted Issuing 3.5 million Credit Cards to People Who Never Even Applied
What would you think of a major bank opened up a credit card company opened an account in your name even though you never applied for the car? What if I told you that this practice was completely legal? It turns out that Citibank did exactly that and opened 3.5 million credit card accounts for [...]
There’s a Trick to Getting Rewarded With Rewards Credit Cards
There is so much competition among credit card companies that in order to get people to sign up for their credit cards, many have created various rewards programs. The rewards programs offer bonuses meant to encourage a consumer to choose that credit card over the other seven in the consumer’s wallet! If you have rewards [...]
T-Mobile Offering Great Holiday Deals
For many industries the fourth quarter is considered to be one of the most profitable times of the year. For the cell phone industry, this is no exception. For whatever reason, the Christmas season is when a lot of people are ending their 2 year cell phone contracts and are looking to switch carriers. Because [...]
How to Call the Pope (And Other International Numbers) For Free
Up until the last few years, international calling was a very expensive proposition. You could be paying several dollars per minute even when you had the best deal on international service there was to get. In order to skirt around the system and get free calling, a number of intrepid technologist invented a device called [...]
Social Security Bankrupt by 2042, Plan Your Own Retirement.
Most mainstream economists, including those who published the Social Security Trustees Report, who have done calculations as to how long the Social Security trust fund can last believe that we’re moving in a very negative direction, and that the trust fund which holds excess Social Security dollars that is currently paying many of our current [...]
Retirement Planning Basics: Things Ain’t What They Used To Be
In the “old days”, people would set aside some money each week and it would be enough to retire on. The chances of that being enough these days are slim to none! 1. It’s never to late too start, but start as early as possible! If you start early in your life, your money will [...]
Money Tricks and Tips You Should Be Using
Do you have a jar of pennies at home? They do seem to multiply, and most people don’t want to cart around a jar of pennies when they’re shopping! In order to reduce the amount of pennies you carry around with you or stash in a jar to roll later, just keep four pennies in [...]
Hot Deals: Get a $100 Bonus for Signing Up for the Chase Freedom Credit Card
There’s so much competition in the credit card industry right now that banks are offering all sorts of perks and bonuses for signing up for a new account with them. Some banks will offer you a lower interest rate initially, others will provide you with some sort of gift, and some have even resorted to [...]
Get Cash for Your Old Cell Phone
Pretty much all of us have old cell phones sitting around in a drawer somewhere not doing anyone any good. We used them for a couple of years and then were offered a new phone when our contracts came up and the old one became relegated to being another piece of antiquated technology sitting in [...]
Banking Reviews: UnivestDirect Offering Amazing Deals on Online Checking and Online Savings
When it came to shopping for a bank twenty years ago, you might have the choice between three or four different banks that served your local community. They would all offer about the same level of service and a very familiar banking experience, but thanks to the rapid expansion of technology and hyper-capitalism, we now [...]
How to Get Every Last Dime for the Items You’re Selling on eBay
We all have a lot of miscellaneous stuff in a closet, a storage room, out in the garden shed or in the basement that probably has some value, but just has no current use in our life. Some of us are packrats and collect as much stuff as possible because we might have some future [...]
Bigger isn’t Always Better- The Size of Your TV is Directly Related to the Size of Your Electric Bill
Most of us know that the bigger your vehicle, the more you’ll pay to keep it fueled up, but probably most people have never considered the size of your television and how it relates to the electric bill. More than the size of the screen you’re watching is the technology components that give you that [...]
Editorial: Which Presidential Candidate Would Put the Most Money Back in Your Wallet?
With a total of 8 Democratic candidates, 8 Republican candidates, and a number of independent candidates running for president, it’s a hard choice to figure out which individual (if any) should get your support. Perhaps the best way to decide whom to endorse is by examining all of the candidate’s proposed policies and seeing which [...]
after working on our loan modification for a year with WF I got a denial letter April 26. They sold ...
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reading along. I thought I would leave my first comment. I don’t ...
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