Archive for January, 2008
20 FREE THINGS YOU CAN DO TO PUT MONEY IN YOUR POCKET
Although these tips are written for business owners, many of these tips can be used for everyday people as well to save and make money. They can be done immediately, and over the course of a month or a year, you will find more money in your bank account. 1) Use a rewards credit card. [...]
Get the Edge with Free Oil Changes
There’s a way to get $30 rebates for your oil changes- and it’s easier to get than you might think. While most rewards credit cards aren’t overly rewarding because of how much you have to spend to qualify for the rewards, and the amount of interest you pay when you carry a balance from one [...]
Keep Your Money to Yourself – Part 1: Cut Your Expenses
Whether you are an “Average Joe” trying to go above and beyond the paycheck-to-paycheck lifestyle, or you are a business owner struggling to keep your business open and thriving, there are hundreds of things you can do to increase your cash flow every month. This article is the first in a four-part series that will [...]
Who Are You Helping With Credit Card Disability Insurance?
If you’ve ever applied for a credit card or have one in your wallet, you’ve probably been asked (more than once!) if you want to purchase credit card disability insurance. The insurance is typically a few cents per $100 of your card balance, and is supposed to cover your minimum monthly payments in the event [...]
Pocket Change
It almost never fails. There is a load of laundry, rotating around in the spin cycle and the distinct ching-ching sound of change is audible as the water drains from the tub. As you transfer the wet clothes into the dryer, you must chase down the nickels rolling on the floor and then forage into [...]
McDonalds & Burger King are Healthier than Applebees, Chilli’s & Ruby Tuesday
After the release of the documentary Super Size Me, there was not a shadow of a doubt in our nation’s collective minds that the food we eat from McDonalds on a weekly basis was any bit healthy. We spend a lot of time demonizing fast food restaurants for the unhealthy products we voluntarily purchase from [...]
Don’t Charge It- Recharge it
Do you have children? If you do, chances are you spend a great deal of money on batteries. It seems almost every toy and game that kids play with require batteries these days. Not just one or two batteries even, but we have toys that take four to eight batteries to operate- things that really should have a [...]
Don’t Slack On A Crack
Have you ever driven down a road and suddenly you get assaulted by rocks or other debris being thrown back from the vehicle in front of you? It is a scary situation and especially infuriating when it leads to damage. Many times, it is the windshield of our vehicles that take the brunt of the [...]
Free College Money Part 1: Starting with Pennies
This article is the first of a five-part series on finding college money, whether for you or your child. In this article, you will see how pennies a day can quickly add up to more then $6,000 in free college money, and where that college money can come from. Begin socking that money away into [...]
Insurance Is For The Birds…and Other Pets
Recently, I spent a rather large sum of money taking my dog to the veterinarian on a Sunday evening, only to discover he had an allergy attack which was simply and quickly cured by a dose of Benadryl. Granted we love our dog and seeing him with a swollen snout and hearing him breathe with [...]
How to Be Cheap on Valentines Day Without Getting Your Butt Kicked
Although men have been known to complain that women are “difficult” and “hard to understand,” when it comes to gift giving, women are simple. It’s all about POINTS! That’s right, Points! You see women give you secret points for every action and gift you present no matter what the cost. A dozen roses is awarded [...]
How to Manage With a Recession on the Way
Pretty much everywhere you look there are signs of a recession on the way. You don’t have to be an economic major to know that if people and news media are discussing the possibility of a recession then there is a good chance we may come into one. What can you do NOW to prepare [...]
Why It Makes Sense to Keep the Same Car for 15 Years
Owning a vehicle has become much more than a utilitarian activity for Americans. Instead of just having a reliable car that gets us places, we place a lot of focus on energy in making sure we have a stylish car that will impress our friends, family members, and individuals of the opposite sex. When we [...]
Menus Aren’t Just for Restaurants
It’s been said the first rule of thumb when grocery shopping is to never go when you are hungry. I completely understand why that is the first rule of shopping. Truth is, I do it all of the time. Mainly because by the time I make it to the store, there is nothing left to [...]
Six Steps to Keep Your New Year’s Resolution
Millions of people make New Year’s resolutions at the start of a new year, but how many people do you think follow through until they see those resolutions become reality? Not many!In order to successfully create change in your life, which is essentially what a resolution is- when you resolve to do something different or [...]
Safety In Inflation
Blowing out a tire can be frightening and disastrous. Tires are obviously an important component of your automobile. Frankly, without them we wouldn’t get very far. But strangely, for all their importance, tires are the most neglected part of a vehicle. By not having your tires properly inflated, you end up costing yourself a lot [...]
Grandma’s 529 Account Probably Better
Which is better: a parent who sets up a 529 plan for their child’s college savings or a grandparent? A 529 Plan is a college savings plan operated by each state. The specifics of the savings plan will vary depending on how the state you live in has set it up, but the idea is the plan [...]
Education is Tops
In 1996, General Mills started a program called Box Tops for Education. Initially launched in California, the Box Tops for Education Program is now a national program which has helped over 90,000 schools earn millions of dollars to support school education programs and support online degree programs. The idea is simple. Purchase any product bearing [...]
How Much Are Your Benefits Worth?
Would you exchange any of your work benefits for a higher salary? The answer will probably depend on your personal circumstances, but the question will cause most people to consider how much their benefits are actually worth to them. Chances are- the benefits you receive from your full time employment are worth more than you [...]
ARE YOU COVERING MORE THAN YOUR RENT?
There are various reasons why people rent. One reason may be they do not want the hassles and expense that comes along with owning a home. Renting, however, does not exclude you from certain expenses or liabilities. Have you considered what will happen if your apartment or home suddenly became unlivable because of a storm [...]
Rip-Off Techniques Used Against You When Buying a New Car
The competition in the automotive sales market is fierce. In any major market, you’ll easily be able to find 50 car lots that you can go to and come home with a new vehicle. Increased competition seems like it would be a good thing. Prices have been driven down severely, but they’ve been driven down [...]
Thieving My Identity
Identity theft can turn life as you know it upside down. Despite the mass amounts of warnings to protect yourself, there are still countless victims who have their identities stolen. It can happen via the internet or on the street. Recently, there was a local story about a gas station that had their system “hacked” [...]
How to Know When Your Food is Actually Expired
Have you ever noticed that the dates that come on food have very little to do with when you should actually stop using the product? Are you confused between the difference between “Use By”, “Best if Used By”, or “Quality Assurance Date?” Don’t worry, most other people are too. Let’s clear up some of the [...]
How to Get Rid of Unwanted Telemarketing Calls Even When DoNotCall.gov Doesn’t Stop Them
A few years ago the Federal Trade Commission instituted an opt-out list for people who aren’t interested in accepting telemarketing calls. Soon after, millions of Americans jumped on the opportunity to get fewer annoying telemarketing calls, but that didn’t stop all of the telemarketers. Some moved overseas others flaunted the law and continued calling anyway. [...]
Will The Ends Ever Meet?
In a 2007 survey conducted by CareerBuilder.com, the nation’s largest online job site, four out of every ten American workers survive living paycheck to paycheck. 41% of the working public would not be able to meet their living expenses without relying on the next payroll check to come in. The incoming money is spent before [...]
Turn Your Computer into a Mini-ATM
Everywhere you look online there are advertisements for working at home: work at home moms, home-based businesses, direct sales, paid-to-read emails- you name it, it’s out there. The trouble is, there are many advertisements that give false hope and worse- take your hard earned money and never deliver what they say they will. That being [...]
Make Money By Collecting and Selling Aluminum Cans (And Help the Environment Too)
When I was 7, I was probably the most entrepreneurial kid on the block, well, at the time I was the only kid on the block besides my sister, but I sure was entrepreneurial none the less! During the summer I would go around to local parks and school on my bike two or three [...]
I agree. If a local business is the one offering the sale price I will buy it from them. ...
We are retired and live on a grocery budget of $200 a month for 2 people in the Midwest. That ...