Archive for February, 2008

Obviously, potential mortgage lenders look at your income for the last two years and your credit score when determining if you are “home loan-worthy.” However, income can now be “stated,” and bad credit does not mean you will be unworthy in getting a loan. Bad Credit is just as attractive to many lenders as good [...]

When couples decide to expand their families by having children, it is often their wish that one of the parents stay at home to raise the children.  With the ever-increasing cost of living, it’s becoming extremely challenging to raise a family on one income alone- but if you shift your focus from trying to earn [...]

Like many facets of technology, television broadcasts are going digital. A digital television signal takes up much less space that its analog counterpart and leaves room for other services including wireless internet, cell phones, and other services.As of February 17, 2009, the federal government will be requiring all broadcast television stations to switch from an [...]

As Microsoft cleverly labeled their new program, “I’m making a difference”, allows people to support one of their favorite causes simply by using their Windows Live Messenger (IM) program. 
 
Basically, Microsoft is donating a portion of ad-revenue with the social cause of your choice.  It doesn’t require you to pay anything; and you don’t even have to [...]

Did you know in other countries negotiating on price is a way of life? You don’t just go into the store, look at the price tag and decide if you want to buy it at that price. Instead you go down to the store, find an item you are interested, ask how much, and try [...]

If I were to rename this series, I would use the phrase “The Good, The Bad and the Ugly.” Thus, last week’s article “Manipulate Your Credit” would become “Changes for Good Credit.” Next week’s “Cleaning Your Report” would become “Erasing the Bad Credit.” And this article would become “Alternatives for Ugly Credit.” [...]

After having our car serviced at the service department of a large, well-known store, we happened to look at the receipt for the work that was supposedly done. When we first dropped the car at the service center, we had decided to go with an advertised special that included tire rotation, an oil change, and [...]

This final article in its four-part series is all about making money, whether hand over fist or a bit at a time.  The goal of this series was to show a few simple ways to improve anyone’s cash flow by both cutting expenses and increasing income.  Since last week’s article “Supplement Your Income” was about [...]

For many women, shopping is a wonderfully fun experience. Bustling about the shopping malls in search of the perfect outfit, the best bargains, or a pair of shoes to die for is, for some, a natural high. For those of us who were born naturally “higher” (ie. taller than average), shopping isn’t always a rewarding [...]

Most people have stuff in their homes that they no longer use, will have no use for in the foreseeable future- and just really don’t need.  For some reason, we keep these things for a long time, until eventually we just throw it away.  Why not make money by selling these no-longer needed items?  Not [...]

This article is the first in a three-part series on things you can do today to bring your score up as much as 200 points in 30 days. You see, creditors report your accounts to credit reporting agencies every 30 days like clockwork, so by completing a few simple steps now, you can bring [...]

Having been in the bookkeeping and retail business for more then ten years, I have seen a lot of credit card theft on both sides of the Office Door. I have seen credit cards pull a disappearing act, employees buy unauthorized items on company credit, and tens of thousands of dollars charged within a [...]

Batching is a word that is typically used to describe a computer process, or used when baking goods in large quantities.  It generally refers to the grouping of like items together so that you can complete them all at once.
 You can create “batches” of most of your every day tasks, to save time and become [...]

I am longing for the days of spring when I can throw open the windows and let a little fresh air into the house. I also can not wait to wash the dirt and road grime that has been conglomerating on my car since last October. There are few better feelings than unrolling the garden [...]