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	<title>Comments on: RAISE YOUR CREDIT SCORE 200 POINTS IN 30 DAYS:  Part 1 – Manipulate Your Credit</title>
	<atom:link href="http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/feed" rel="self" type="application/rss+xml" />
	<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html</link>
	<description>News for Consumers in Changing Times</description>
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		<title>By: Personal Loans KY</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-15965</link>
		<dc:creator>Personal Loans KY</dc:creator>
		<pubDate>Wed, 08 Sep 2010 12:46:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-15965</guid>
		<description>Great article, I will pass this along to others that need credit repair!</description>
		<content:encoded><![CDATA[<p>Great article, I will pass this along to others that need credit repair!</p>
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		<title>By: allamerathlete</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-6655</link>
		<dc:creator>allamerathlete</dc:creator>
		<pubDate>Sun, 27 Dec 2009 17:15:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-6655</guid>
		<description>Getting too many inquiries on your credit report can become an issue with your overall FICO score.  &lt;a href= &quot;http://www.RemoveMyCreditInquires.org&quot; title= &quot;24 hour inquiry removal &#124; credit inquiries &#124; inquiry &#124; delete&quot; rel=&quot;nofollow&quot;&gt;http://www.RemoveMyCreditInquiries.org&lt;/a&gt; is a site I found that is ran by a community service group that can help you &lt;a href= &quot;http://www.removemycreditinquiries.org&quot; title =&quot;delete inquiry &#124; erase &#124; dispute&quot; rel=&quot;nofollow&quot;&gt;remove credit report inquiries&lt;/a&gt; for $9.99.  You do all of the leg work but they provide lawyer made dispute letters to remove credit inquiries. They also have letters for collections, late comments and debt settlement written by lawyers too on another website.</description>
		<content:encoded><![CDATA[<p>Getting too many inquiries on your credit report can become an issue with your overall FICO score.  <a href= "http://www.RemoveMyCreditInquires.org" title= "24 hour inquiry removal | credit inquiries | inquiry | delete" rel="nofollow">http://www.RemoveMyCreditInquiries.org</a> is a site I found that is ran by a community service group that can help you <a href= "http://www.removemycreditinquiries.org" title ="delete inquiry | erase | dispute" rel="nofollow">remove credit report inquiries</a> for $9.99.  You do all of the leg work but they provide lawyer made dispute letters to remove credit inquiries. They also have letters for collections, late comments and debt settlement written by lawyers too on another website.</p>
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	<item>
		<title>By: credit repair secrets</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-6475</link>
		<dc:creator>credit repair secrets</dc:creator>
		<pubDate>Thu, 05 Nov 2009 00:16:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-6475</guid>
		<description>Yes, this is the question that is coming in my mind, such manipulation may have counter affects, isn&#039;t it ?</description>
		<content:encoded><![CDATA[<p>Yes, this is the question that is coming in my mind, such manipulation may have counter affects, isn&#39;t it ?</p>
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		<title>By: creditscore</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-6436</link>
		<dc:creator>creditscore</dc:creator>
		<pubDate>Fri, 23 Oct 2009 01:46:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-6436</guid>
		<description>Is there any counter effect of such manipulation, means how safe is this ?</description>
		<content:encoded><![CDATA[<p>Is there any counter effect of such manipulation, means how safe is this ?</p>
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		<title>By: James</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-6148</link>
		<dc:creator>James</dc:creator>
		<pubDate>Thu, 30 Jul 2009 13:54:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-6148</guid>
		<description>I recently disputed negative items on my credit report last year, and few were deleted, along with on time payments and payment establishing my credit score went from 526 to 634 in about a year. Now that ti am tryting to get other stuff removed by disputing  my debt dropped $8,000. and more stuff was deleted. But, 2 things that were removed last year were put on again a few days ago, bringing my score down to 605. Can i recover from this? because I want my score to be at least 660, for when i start looking to buy a home in mid to late august. Can you help me. JamesPrud@yahoo.com</description>
		<content:encoded><![CDATA[<p>I recently disputed negative items on my credit report last year, and few were deleted, along with on time payments and payment establishing my credit score went from 526 to 634 in about a year. Now that ti am tryting to get other stuff removed by disputing  my debt dropped $8,000. and more stuff was deleted. But, 2 things that were removed last year were put on again a few days ago, bringing my score down to 605. Can i recover from this? because I want my score to be at least 660, for when i start looking to buy a home in mid to late august. Can you help me. <a href="mailto:JamesPrud@yahoo.com">JamesPrud@yahoo.com</a></p>
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		<title>By: Max (I'm a girl)</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-6034</link>
		<dc:creator>Max (I'm a girl)</dc:creator>
		<pubDate>Tue, 23 Jun 2009 21:47:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-6034</guid>
		<description>Just so you&#039;re aware, the word &quot;then&quot; is to do with time, the word &quot;than&quot; is to do with a comparison of two or more things... so &quot;Paying your bills more THEN 30 days late&quot; is inaccurate grammar.

Have a great day!

&amp; Thanks for the tips! :)</description>
		<content:encoded><![CDATA[<p>Just so you&#8217;re aware, the word &#8220;then&#8221; is to do with time, the word &#8220;than&#8221; is to do with a comparison of two or more things&#8230; so &#8220;Paying your bills more THEN 30 days late&#8221; is inaccurate grammar.</p>
<p>Have a great day!</p>
<p>&amp; Thanks for the tips! <img src='http://www.americanconsumernews.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Emily</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-5379</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Thu, 22 Jan 2009 18:24:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-5379</guid>
		<description>Hi, why would a credit score vary 200 points between Credit Reporting Agencies? My Equifax score is 200 points lower than TransUnion.</description>
		<content:encoded><![CDATA[<p>Hi, why would a credit score vary 200 points between Credit Reporting Agencies? My Equifax score is 200 points lower than TransUnion.</p>
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		<title>By: Youlonda</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-3608</link>
		<dc:creator>Youlonda</dc:creator>
		<pubDate>Thu, 27 Mar 2008 17:53:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-3608</guid>
		<description>We were pre-approved 150,000 for a home loan. A week later, we were told that the dti was too high. We are now approved for 105,000. Considering the home in which we would like to have is 137,900. Should we wait a couple of months, pay off a few revolving accounts, and try again, or take what we can get? Please advise....thank you and have a wonderful day!</description>
		<content:encoded><![CDATA[<p>We were pre-approved 150,000 for a home loan. A week later, we were told that the dti was too high. We are now approved for 105,000. Considering the home in which we would like to have is 137,900. Should we wait a couple of months, pay off a few revolving accounts, and try again, or take what we can get? Please advise&#8230;.thank you and have a wonderful day!</p>
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		<title>By: sher</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-3461</link>
		<dc:creator>sher</dc:creator>
		<pubDate>Mon, 10 Mar 2008 19:04:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-3461</guid>
		<description>What if credit bureau like Equifax wont remove an item that has no creditor listed so you can not deal with a creditor because you don&#039;t know who the creditor is and they wont take it off?</description>
		<content:encoded><![CDATA[<p>What if credit bureau like Equifax wont remove an item that has no creditor listed so you can not deal with a creditor because you don&#8217;t know who the creditor is and they wont take it off?</p>
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		<title>By: RAISE YOUR CREDIT SCORE 200 POINTS IN 30 DAYS: Part 2 - Get Out of Debt Fast &#187; American Consumer News</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-3348</link>
		<dc:creator>RAISE YOUR CREDIT SCORE 200 POINTS IN 30 DAYS: Part 2 - Get Out of Debt Fast &#187; American Consumer News</dc:creator>
		<pubDate>Sun, 24 Feb 2008 08:25:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-3348</guid>
		<description>[...] I would use the phrase “The Good, The Bad and the Ugly.”  Thus, last week’s article “Manipulate Your Credit” would become “Changes for Good Credit.”  Next week’s “Cleaning Your Report” would [...]</description>
		<content:encoded><![CDATA[<p>[...] I would use the phrase “The Good, The Bad and the Ugly.”  Thus, last week’s article “Manipulate Your Credit” would become “Changes for Good Credit.”  Next week’s “Cleaning Your Report” would [...]</p>
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		<title>By: erica</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-3345</link>
		<dc:creator>erica</dc:creator>
		<pubDate>Sat, 23 Feb 2008 20:14:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-3345</guid>
		<description>For Sandral - Feel free to send this article to anyone you want by simply sending the web address.  You may also blog about it if you like.  

For Judith Ann Watkins - I will respond to you through email.  

For Nancy Chavez - I am not sure if you are asking a question, but if you are repairing your credit, check back for part 2 and 3 of this series as those can help with repairing credit the most.</description>
		<content:encoded><![CDATA[<p>For Sandral &#8211; Feel free to send this article to anyone you want by simply sending the web address.  You may also blog about it if you like.  </p>
<p>For Judith Ann Watkins &#8211; I will respond to you through email.  </p>
<p>For Nancy Chavez &#8211; I am not sure if you are asking a question, but if you are repairing your credit, check back for part 2 and 3 of this series as those can help with repairing credit the most.</p>
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		<title>By: nancy chavez</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-3342</link>
		<dc:creator>nancy chavez</dc:creator>
		<pubDate>Fri, 22 Feb 2008 23:12:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-3342</guid>
		<description>I like to have one of the card or loan to help me why I repair my credit at this time.</description>
		<content:encoded><![CDATA[<p>I like to have one of the card or loan to help me why I repair my credit at this time.</p>
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		<title>By: sandral</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-3340</link>
		<dc:creator>sandral</dc:creator>
		<pubDate>Fri, 22 Feb 2008 16:44:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-3340</guid>
		<description>excellent article.  i loved it  i want to send your website to my friends but do nt know how to do it can somebody call me..... -</description>
		<content:encoded><![CDATA[<p>excellent article.  i loved it  i want to send your website to my friends but do nt know how to do it can somebody call me&#8230;.. -</p>
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		<title>By: Judith Ann Watkins</title>
		<link>http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html/comment-page-1#comment-3339</link>
		<dc:creator>Judith Ann Watkins</dc:creator>
		<pubDate>Fri, 22 Feb 2008 13:02:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.americanconsumernews.com/2008/02/raise-your-credit-score-200-points-in-30-days-part-1-%e2%80%93-manipulate-your-credit.html#comment-3339</guid>
		<description>I have no mortgage, but am taking out a home equity load of $22,000.00 but decided not to use it.  My bank told me to go ahead and have it ready if I decide to use it.  Will this effect my credit score?</description>
		<content:encoded><![CDATA[<p>I have no mortgage, but am taking out a home equity load of $22,000.00 but decided not to use it.  My bank told me to go ahead and have it ready if I decide to use it.  Will this effect my credit score?</p>
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