Forgetting the ever-increasing price of gas, your car may be one of the main reasons you are struggling to make ends meet. Car payments may be wiping out your funds and that does not include the insurance costs, registration costs, maintenance costs, and the other things associated with owning and operating a vehicle. It is [...]

Posted in automobiles, borrowing, budgeting, cars, debt, financial problems, insurance, lending, lifestyle, loans, personal finance basics, saving money 1 Comment »

There are several businesses that like to offer special deals. The only trick of it is - these special deals are on the down-low and you won’t get them unless you ask for them. Businesses will be happy to oblige you with their special offers but take advantage of the fact that many consumers will [...]

Posted in money, online savings, personal behavior, rip-offs, saving money, shopping 6 Comments »

Companies and industries across the board have had to become more and more creative to stay competitive and still offer the lower price. The lowest price tag usually wins so the companies need to find inventive ways to make a profit. This innovative method that is now employed by many places is known as “the [...]

Posted in budgeting, business, debt, financial problems, personal finance perspectives, rip-offs 1 Comment »

It isn’t possible to give everyone definitive answers to financial questions in a generic one-size-fits-all article. What we can do, though, is provide a set of guidelines that will apply to most situations, to help you assess your own financial situation and make educated decisions.

Repaying Debt: There are a number of methods for paying down [...]

Posted in budgeting, credit cards, financial plans, lifestyle, miscellaneous, personal behavior, personal finance basics 6 Comments »

The carnival was hosted by Lazy Man and Money who’s name suggests he’s lazy… but I’m not sure how true that can be since it took him 16 hours to put this week’s carnival posting together!  Thanks for the hard work, and for listing 115 articles from personal finance bloggers all over the net for our [...]

Posted in blog carnivals No Comments »

Think you can’t afford to invest anything?  Think again! It appears that ING direct, one of the leading online banks offering high interest savings accounts, also has a program called Sharebuilder, which allows you to start investing with very little money.
Sharebuilder offers three different programs for the individual, beginning investor, including:

BASIC: No monthly billing, $4 [...]

Posted in investing, lifestyle, miscellaneous, online savings, saving money, technology No Comments »

It’s becoming easier to feel as if your credit score defines who you are.  It’s the number one tool used when a lender is deciding whether or not you should be given credit; but it’s also becoming commonly used by the car insurance companies as a factor in how much you pay for your car [...]

Posted in credit score, financial plans, financial problems, income, lifestyle, loans, personal finance No Comments »

Many people take for granted that there are products in the store, bought at convenience and typically always available. For kids and parents alike, there are plenty of great opportunities, often just a short drive away, where they can develop a deeper appreciation for the things we buy and the things we need.
An inexpensive, and [...]

Posted in budgeting, children, education, family, free stuff, lifestyle, personal finance perspectives, recreation, travel, vacations 2 Comments »

The title of this book tells me it’s geared towards High School students, but even though I’m technically an adult (and way beyond my high school years), when I was reading my copy, I couldn’t seem to put it down.
The sentences are short and written in language that’s easy to understand the first time through, [...]

Posted in Reader Appreciation Giveaway, books, children, education, family, money, parenting, saving money, shopping 7 Comments »

Higher gas prices coupled with the higher price of everything else has lead to astronomically priced airline ticket. However, there are still ways to save cash and find a deal.

When you are ready to purchase a ticket, shop online. Start first by comparing ticket prices of competing sellers before selecting a fare.

Find the lowest prices [...]

Posted in budgeting, personal finance perspectives, saving money, travel 2 Comments »