Archive for April, 2008

Forgetting the ever-increasing price of gas, your car may be one of the main reasons you are struggling to make ends meet. Car payments may be wiping out your funds and that does not include the insurance costs, registration costs, maintenance costs, and the other things associated with owning and operating a vehicle. It is [...]

Companies and industries across the board have had to become more and more creative to stay competitive and still offer the lower price. The lowest price tag usually wins so the companies need to find inventive ways to make a profit. This innovative method that is now employed by many places is known as “the [...]

The carnival was hosted by Lazy Man and Money who’s name suggests he’s lazy… but I’m not sure how true that can be since it took him 16 hours to put this week’s carnival posting together!  Thanks for the hard work, and for listing 115 articles from personal finance bloggers all over the net for our [...]

It’s becoming easier to feel as if your credit score defines who you are.  It’s the number one tool used when a lender is deciding whether or not you should be given credit; but it’s also becoming commonly used by the car insurance companies as a factor in how much you pay for your car [...]

The title of this book tells me it’s geared towards High School students, but even though I’m technically an adult (and way beyond my high school years), when I was reading my copy, I couldn’t seem to put it down.
The sentences are short and written in language that’s easy to understand the first time through, [...]

Everywhere you look, people are complaining of the rising prices and the difficulties of keeping up with their monthly expenses.  The average family of four spends over $500 a month on groceries (including paper products and cleaning supplies) with some families spending over $800 monthly.
If you are in need of some extra cash and are not sure [...]

Everyone has a neighbor with a perfect yard.  You know the one- their grass looks like a thick, green carpet that covers their entire property and they have landscaping you see in magazines.  Most of these people probably spend a good portion of their monthly home maintenance budget on their yard care, but there are [...]

Most often it is the little things gone awry in your home that jack up the cost of your utilities. It may be well worth it in the long run to implement changes now in order to reap the monetary benefits for years to come.
There are several simple things you can do in your home [...]

The final school bell will be ringing soon, ending the convenience of in-school lunches and making family lunch time another important meal of the day at home. Kids may always want the expensive conveniences now found in the grocery isles but there are some great substitutes that will make them happy.Here are some tips that [...]

 You may be relieved to hear the tax accountant tell you that not only do you not owe in to taxes but that you are, in fact, getting a refund. The word refund means basically that you lent the government money and they must give it back to you sans interest. There are several things [...]

Every time I put gas in my 1997 Cavalier I just about have a small heart attack.  I think it has a 13 or 15 gallon tank, and when I first got the car during my college years, I literally could fill the thing up for about $20.  Now, I regularly fill her up with [...]

If you’re working to pay off debts and stay afloat, the last thing you want to do is listen to your children complain they’re bored.  Even the best behaved children sometimes get a little tired of playing with their same toys and need a change of pace to keep it interesting.  How do you entertain [...]

Many people take vacations or short trips, and have just enough money available to fund the expenses.  While this is a good technique to avoid overspending, it can also cause problems when you run into hidden travel costs that you hadn’t anticipated.
More often than not when you stay at a hotel now, during the check-in [...]

 We’ve all seen images of people wielding a pair of scissors and slicing up their credit cards, promising to never go into debt again. However, truly canceling a credit card takes more than cutting up a piece of plastic. It may also not be a smart idea if you want to stay credit worthy.Here are [...]