Also, I didn’t say you could get a guaranteed 6% investment, but having some sort of high yield investment, including retirement, is important. Many people have nothing, and attempt to pre-pay their mortgage. What I’m suggesting is that if you’re carrying high interest debt, like credit cards and personal loans, you’d be better off paying that debt faster than concentrating on paying off your fixed-rate, lower interest, and tax deductible, mortgage.

Thanks for all your comments, I can tell this article must have really interested you to take the time to write about it!