Carnival of Personal Finance #147 Is Available on MoneyNing

This week’s carnival is hosted at MoneyNing.  Visit the blog to read all the great submissions.  Here are a few of my favorites:

• Budgeting on an Irregular Income from I’ve Paid For This Twice Already.
• 10 Facts Credit Card Companies Don’t Want You to Know from Discover Debt Freedom.
• Saving for Specific Goals at ING from Handling Finances.
• Top 10 Ways to Aggravate your Spouse with Your Frugality from Think Your Way to Wealth.

Thanks to MoneyNing for linking to my 5 ways to increase the value of your home for under $100 article. 

By the way, if you read the Personal Finance blogs and have decided you’re tired of receiving credit card offers, that the temptation is too great- and you think putting yourself on a credit freeze will prevent your mailbox from filling up with them, think again.  Learn about the difference between a credit freeze and a fraud alert so you know the facts.