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As we settle into the new year, perhaps still trying to stick to the New Year’s resolution to bank pigsave money, there is still time to make a big differences in your finances. There is something to be said for re-evaluating your lifestyle and your priorities, whether in your personal lives or financial affairs. Focusing on the money aspects, there are a lot of little things you could do to save hundreds of dollars before the next new year arrives.Start taking inventory of the unnecessary things you still pay for at home. Often people don’t stop to consider that with the advent of new technologies, some of the services they still have are relatively obsolete. Take your landline phone for example. Look beyond the amount due section on a current phone bill. If you are still paying for services such as call waiting, call blocking, and other phone technology that was pretty cool when it came out but now is simply something you never use, make a list of the services you want removed and call the phone company as soon as possible. Today, if a phone line is busy at your home, the chances are good the caller will try your cell phone if they need to reach you. You will save a little money every month, but it adds up fast.

Another area where big savings can be found is with insurance policies. People often have the same coverage and policies for years on their home and vehicles. Take some time to see what you are paying for during a time you don’t feel pressured to get insurance. See if there are any areas of the policy that should be updated or removed. Information changes all of the time. Schedule a brief meeting with your insurance agent and make sure you are not paying money for something that doesn’t even apply to you.

Smaller reviews can help save in big ways too. Are you still getting a TV Guide in the mail every month? In the age of digital and satellite cable services, the TV Guide may not even be relevant to your technology. Take inventory of what magazines you actually read and how many are piling up in a corner of your house. Cancel anything you don’t use and donate the magazines to a local library, elementary school, or nursing home.

As you begin to see what little things can make a difference, keep a list of the items you should review periodically. Also, it is important to remember that you are spending your hard-earned money on these extraneous services so don’t be shy when it comes to contacting the companies to cancel their services. Don’t let them talk you into staying no matter what kind of deal they offer. If you are not using it, get rid of it!

You don’t even have to cancel your services to save money. You can look at new packages and bundles from other companies, such as the att bundles offered. I recently dropped my Midcontinent package and picked up one of the ATT Satellite TV Deals then saved even more money with one of the new ATT Phone Deals.



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