Archive for June, 2008

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Carnival of Personal Finance #157

This week’s carnival is hosted at Consumerism Commentary and is the third anniversary edition.  A number of excellent articles from various personal finance bloggers were included. Here is a sample: Jennifer Derrick from Saving Advice presents  Quit Complaining About Fuel Prices and Do Something Silicon Valley Blogger from The Digerati Life presents Our Financial Progress [...]
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Sell Your House Fast and Make More Money Doing It

Are you thinking about selling your house?  If you hope to make good cash for houses, you might want to consider avoiding the costs associated with using a realtor, and speed up the process by using a house-buying service like i buy houses. Basically, these house buying services cut out the need for a realtor [...]
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Saving Electricity Saves More Than Money

With the rising costs of living, most people don’t feel like their income is rising quick enough to keep up.  Saving on electricity is one way you can reduce your expenses, but it also has a direct effect on the environment as well.  Much of our electricity is created by coal burned at power plants.   [...]
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Tips for Teaching Kids Better Money Management

Kids learn by example.  It’s shocking how many families never talk about money or budgeting with their kids, and then even more shocking why we don’t understand why it is children grow up to be poor money managers.  We wouldn’t expect a teenager to get behind the wheel for the first time and automatically know [...]
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Stay Out of Debt Using Your Debit

Credit card debt is probably one of the most talked about subjects in recent months. More and more consumers are finding it harder to pay the bills and keep their credit rating to the good. Advice is abundant on the topic of paying down debt and reducing reliance on credit cards, especially when it comes [...]
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CANCEL UNUSED SERVICES – GET BIG SAVINGS IN THE BANK

As we settle into the new year, perhaps still trying to stick to the New Year’s resolution to save money, there is still time to make a big differences in your finances. There is something to be said for re-evaluating your lifestyle and your priorities, whether in your personal lives or financial affairs. Focusing on [...]
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Vehicle Scam: Don’t Fall For This Trade-In Trick

It may already be hard enough to make ends meet and consumers certainly do not need to deal with the headaches and credit nightmares perpetuated by scam artists. A recent controversy in the car industry as sparked troubles across the nation and has left consumers scratching their heads.  The controversy involves car dealerships scamming the [...]
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Sacrificing Small Things Can Make a Big Difference

Conveniences are all over the nation, from drive-up banks and pharmacies to movies delivered to your mailbox, consumers rarely face the sacrifices today that were once required during the Great Depression and times of war. However, opting to live your own life by including even the tiniest of sacrifices can lead to big changes over [...]
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Nail It With Air

If you have an old wish list containing a large outdoor wood project this mini training guide could very well lead to the actual construction. Virtually every rental store today has pneumatic fastening tools at reasonable prices you can use for that wood project you’ve been putting off for so long. No battered thumbs or [...]
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How to Plan for Unexpected Travel Expenses

Many people take vacations or short trips, and have just enough money available to fund the expenses.  While this is a good technique to avoid overspending, it can also cause problems when you run into hidden travel costs that you hadn’t anticipated. More often than not when you stay at a hotel now, during the [...]
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Summertime Treats That Are Refreshing And Healthy

As the days heat up throughout summer, the desire for ice cream tends to increase along with it! While refreshing, ice cream can do a number on your weight if you have a few too many ice cream cones or sundaes. You don’t have to sacrifice nutrition for a refreshing summertime treat, though. There are [...]
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Sick of Credit Card Debt? Pay it Off in 1/4th The Time. (No Crazy Schemes, Just Math.)

Credit card is amazingly easy to get into and almost seemingly impossible to get out of. When we’re young we naively get a credit card in hopes of building our credit, purchase a few things here and there with the best intentions of paying off our balance at the end of the month. We end [...]
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Renters Beware: Foreclosures Affect You Too

While many renters probably feel a bit more secure than their homeowner counterparts during the current economic crisis, now is not the time to let down your guard. Home foreclosures are on the rise and steadily climbing and even though renters may be glad they do not have to worry about paying for a mortgage, [...]
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Dieting on a Budget

Many people start out the new year with lofty goals of losing weight. While the majority of people give up before they have given it a fair chance; there are other people who end up throwing in the towel because it is far more expensive to eat healthy than it is to eat… well… not-so-healthy! [...]
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The Carnival of Personal Finance #156 has been published

Thanks to the hard work of Prime Time Money, the 156th Carnival of Personal Finance has been published, and it offers up a theme of Songs of the Summer.  I enjoyed the following posts: Your Finish Rich Plan talks about the OverDraft Fee Ripoff.  I avoid overdrafts all together by using the checking account through [...]
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Cash In On Your Junk: How to Have a Successful Yard Sale

While exploring yard and garage sales this summer may save you a lot of money and afford you a lot of unique finds, hosting a yard sale of your own can also put a little cash into your vacation fund or at least get you a few extra gallons of gas in your vehicle. Here [...]
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New Naked DSL Offerings Provide Consumers More Internet Choices

In just under a decade, Broadband internet connections from Qwest, Road Runner, Comcast and others have moved from relative obscurity to being the norm for most American households. Dial-up internet connections are becoming increasingly rare, and DSL, cable, and cellular based connections are becoming the norm. Prices have also dropped from potentially hundreds of dollars per [...]
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Your Finances: When Is Bankruptcy the Answer?

Bankruptcy is a legal resolution to financial difficulties that should only be used as a last resort for getting out from under debt. Because of Bankruptcy Laws, There are consequences that go along with bankruptcy and one should carefully consider such consequences before moving forward. Every individual situation is different for every person and it [...]
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Why Having Groceries Delivered To Your Door Might Make Financial Sense

Most people consider having luxuries delivered them to be a luxury and something that just doesn’t make sense for the common man. Many believe that the added cost of having someone else grab the items for you and deliver them is a waste of money and you’re just better off to do it yourself. For [...]
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10 Inexpensive and Easy-to-Install Green Solutions

While there are thousands of different green and solar products on the market, it is sometimes difficult to know which ones are the most effective. When you do find a great product that can fulfill your needs, it either ends up being very expensive, or it becomes expensive because you have to hire someone to [...]
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Help Cut the Costs of Your Healthcare

There are so many consumers who live day to day without health insurance or individual vision insurance. Many can not afford it unless their employers helps to foot the bill. In some cases, people still can not afford the monthly cost, even through their jobs. If you and your family do not qualfy for medical [...]
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ING DIRECT Offers Increased Consumer Protection Free

Consumers have enough to worry about with the economy and making ends meet, the last thing they need is to worry about invasion of privacy and the damaging effects of identity theft. ING DIRECT, the nation’s largest direct bank dedicated to inspiring Americans to become savers, has been recently ranked as America’s “safest bank”. In [...]
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The Benefits of Thrifty Living

Some people consider “thrifty” living to be for people who can’t afford to pay retail, or people who are retired on a fixed income.  The truth is, there are a number of benefits to living thrifty and living below your means, here are 5 of them: 1) Improving relationships.  When you take the time to [...]
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PART II: More Ways to Keep Your Wedding Wonderfully Inexpensive

Weddings for some have become a huge investment of both money and time but with the tightening of budgets and the expense of vendor services, it is becoming more difficult to make ends meet, let alone afford the wedding of your heart’s desire. Continuing on, here are 5 more ways to save big and still [...]
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Reduce Household Expenses: Chop the Grocery Bill

Everywhere you go and in everything you read, people are focused on the high price of gas- and that fact that it’s only going to get higher.  But have you noticed the price of groceries?  The cost of food is increasing right along side our gasoline prices (and the heating fuel and electric, and….) People [...]
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Camping Frugally: Spending Less in the Wilderness

The following post was written by Steve from BripBlap.com, a blog about business, personal growth, and personal finance. Consider reading another one of his great articles: “7 things to consider before you buy stuff.“   With the hottest part of the summer finally behind us, camping (or at least spending the day out and about [...]
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PART I: Ways to Keep Your Wedding Wonderfully Inexpensive

Planning a wedding is like a second job in itself but for many, the costs associated with a wedding are already outrageous. Now that everything is going up in prices, a wedding may seem like just another luxury. Here are some simple tips and ideas to have the wedding of your dreams, with money left [...]