According to a recent report desperate homeowners in the UK are knocking millions of pounds off the asking price of homes in a bid to try and get buyers in what has been described as the worst housing downturn since the early days of the 1990s by some industry officials. Millions of pounds are being [...]

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Again it seems that busy schedules equal spending more money. While it may be easy to say “stop doing so much”, it may not be so easy to do. In my near future, I see Brownie meetings, soccer practice, first grade homework, and who knows what else. It can be so easy to run through [...]

Posted in budgeting, family, food, lifestyle, saving money 2 Comments »

Being frugal may not come naturally to all people and therefore many people feel they do not have the time to “learn” how to live a more frugal life. Some consumers can and do spend hours upon hours reading about tips and tricks for budgeting and living a more frugal life, yet do nothing beyond [...]

Posted in frugality in motion, health, lifestyle, personal behavior, personal finance, saving money, shopping 1 Comment »

Our busy lives often tend to get us stuck in a rut of doing the same old things the same old way. Sometimes those same old things could end up costing you money. Analyze your own weekly routine and see if any of this sounds familiar to you. If so, consider making some changes and [...]

Posted in banking, banks, debt, financial problems, lifestyle, saving money, shopping 1 Comment »

Controlling out of control finances is a challenge for most of us, to say the least!  Often, the thought of even TRYING to make changes in how you spend or save money is overwhelming, and so we do nothing different… and no improvements are made. 
What if you could improve your financial situation in 8 minutes [...]

Posted in budgeting, family, financial plans, frugality in motion, home improvement, lifestyle, miscellaneous, personal behavior, savings 1 Comment »

My oldest son is going into first grade this September, and I still remember my shock at the extensive “school supply” list he had for Kindergarten LAST year.  I spent well over $60 gathering the supplies for his “must-have” list, and after receiving this year’s school supply list, I calculate it will cost about the [...]

Posted in children, education, family, parenting, purchasing, saving money, shopping No Comments »

Sometimes finding a bargain is as easy as looking for other people’s errors and many times, these mistakes can save you a whole lot of money.
Think about what it takes to update your home or even just a room in your home. You make a trip to the paint store to choose the color you [...]

Posted in food, frugality in motion, home improvement, personal behavior, personal finance perspectives, saving money, shopping No Comments »

Insurance, whether for a car or your home, is already an expensive monthly cost so it makes sense that you want to do whatever it takes to keep your rates as low as possible. While no one wants to ever have to use their insurance, the purpose of having insurance is to protect you in [...]

Posted in home improvement, insurance, lifestyle, mortgages, personal behavior, personal finance, saving money 1 Comment »

This week’s carnival of personal finance is at YouNeedABudget.com.   Tisha’s 5 Untruths About Your Credit Report has been included in the carnival, as well as a number of other great personal finance readers.  Here are some that I liked:

Debt Freedom Fighter provides 3 Credit Card Tricks that Keep More Money In Your Pocket.
Money Answer Guy [...]

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Summer months are drifting by and soon it will be time once again for school to begin. This means to most parents the dreaded expense of buying a new wardrobe to replace last year’s school clothes they have outgrown in a short period of time. Of course it is nice to be able to buy [...]

Posted in budgeting, children, debt, family, free stuff, personal behavior, saving money 2 Comments »