According to a recent report desperate homeowners in the UK are knocking millions of pounds off the asking price of homes in a bid to try and get buyers in what has been described as the worst housing downturn since the early days of the 1990s by some industry officials. Millions of pounds are being [...]
July 31st, 2008 | admin | Comments | ContinuedArchive for July, 2008
Cut Out the Foods of Convenience
Again it seems that busy schedules equal spending more money. While it may be easy to say “stop doing so much”, it may not be so easy to do. In my near future, I see Brownie meetings, soccer practice, first grade homework, and who knows what else. It can be so easy to run through [...]
July 31st, 2008 | tisha | Comments | Continued
Cutting Costs With the Least Amount of Effort
Being frugal may not come naturally to all people and therefore many people feel they do not have the time to “learn” how to live a more frugal life. Some consumers can and do spend hours upon hours reading about tips and tricks for budgeting and living a more frugal life, yet do nothing beyond [...]
July 31st, 2008 | tisha | Comments | Continued
Do Something New…and Save a Few $$$
Our busy lives often tend to get us stuck in a rut of doing the same old things the same old way. Sometimes those same old things could end up costing you money. Analyze your own weekly routine and see if any of this sounds familiar to you. If so, consider making some changes and [...]
July 31st, 2008 | tisha | Comments | Continued
5 Ways to Improve Your Financial Situation in 8 Minutes or Less
Controlling out of control finances is a challenge for most of us, to say the least! Often, the thought of even TRYING to make changes in how you spend or save money is overwhelming, and so we do nothing different… and no improvements are made.
What if you could improve your financial situation in 8 minutes [...]
Save on School Supply Shopping
My oldest son is going into first grade this September, and I still remember my shock at the extensive “school supply” list he had for Kindergarten LAST year. I spent well over $60 gathering the supplies for his “must-have” list, and after receiving this year’s school supply list, I calculate it will cost about the [...]
July 30th, 2008 | Debbie Dragon | Comments | Continued
Rely on Other People’s Mistakes to Find a Bargain
Sometimes finding a bargain is as easy as looking for other people’s errors and many times, these mistakes can save you a whole lot of money.
Think about what it takes to update your home or even just a room in your home. You make a trip to the paint store to choose the color you [...]
Claims That May Increase Your Insurance Costs
Insurance, whether for a car or your home, is already an expensive monthly cost so it makes sense that you want to do whatever it takes to keep your rates as low as possible. While no one wants to ever have to use their insurance, the purpose of having insurance is to protect you in [...]
July 29th, 2008 | tisha | Comments | Continued
Carnival of Personal Finance #163 Published
This week’s carnival of personal finance is at YouNeedABudget.com. Tisha’s 5 Untruths About Your Credit Report has been included in the carnival, as well as a number of other great personal finance readers. Here are some that I liked:
Debt Freedom Fighter provides 3 Credit Card Tricks that Keep More Money In Your Pocket.
Money Answer Guy [...]
5 Tips for Cost-Effectively Restocking Your Child’s Closet
Summer months are drifting by and soon it will be time once again for school to begin. This means to most parents the dreaded expense of buying a new wardrobe to replace last year’s school clothes they have outgrown in a short period of time. Of course it is nice to be able to buy [...]
July 25th, 2008 | tisha | Comments | Continued
Renting a Car Without Credit
Have you ever tried renting a car without having a major credit card to use to make the reservation? If so, then you know how difficult it can be to get through what should be a simple process. Car rental companies do not always permit reservations and payment for a rental with a debit card [...]
July 23rd, 2008 | tisha | Comments | Continued
The Payground.com Offers Home Equity Secrets
Recently I was given the opportunity to read an ebook provided by thepayground.com, called: Home Equity Secrets: Simple Methods for Building Your Wealth. Unfortunately, I’m not in the position to put these secrets to use, but after reading the ebook, I sure wish I could!
Unlike the majority of personal finance advice columns, blogs, and books, [...]
Carnival of Personal Finance #162 Published
Emily Starbuck Gerson of Taking Charge hosted the Carnival of Personal Finance #162, with an entertaining baseball theme. Some of my favorite posts she included are:
The Money Answer Guy helps consumers decide if they should hang onto their gas guzzlers.
Not the Jet Set tells how the envelope system works and why it has been so [...]
Pay Attention to Your High Interest Not High Balance
More and more consumers are finding themselves in debt than ever before. With the economy on shaky ground and people tightening budgets, it doesn’t take long for debt to become a reality and spin out of control. Many people faced with a mounting pile of bills can easily become overwhelmed, worrying about how they will [...]
July 22nd, 2008 | tisha | Comments | Continued
Carnival of Debt Reduction: The Secret to Life Edition (#149)
American Consumer News is pleased to host the Carnival of Debt Reduction: The Secret to Life Edition (#149). From the website for “The Secret“: The Secret explains with simplicity the law that is governing all
lives, and offers the knowledge of how to create – intentionally and effortlessly – a joyful life. This is the [...]
5 Untruths About Your Credit Report
Like with many facets of life, there are myths aplenty when it comes to personal finances, in particular one’s credit score and credit history report. Myths can be really harmful when it comes to your personal finances so it is best to have the correct knowledge before making important financial decisions.
Here are 5 things you [...]
How To Mulch Your Gardens Inexpensively
Gardening is making a comeback with many families due to the high costs of produce at the grocery store. One important aspect of gardening that helps ensure nutrients and moisture to the plants is through mulching. Mulch has many benefits for a garden, even in flower beds. Here are some of the advantages of mulching [...]
July 20th, 2008 | tisha | Comments | Continued
Recession Can Be a Glass Half-Full
Most consumers hear the word recession and cringe to think of all the bad things that could happen to them personally and financially. However, there are some things that may be a blessing in disguise during a recession. It’s really more about the perspective of the individual.
The next time you hear the word recession, here [...]
Tips for Qualifying for a Mortgage
Today’s mortgage lenders are a lot tougher than they used to be and if you are looking to qualify for a new mortgage or a refinancing deal on your mortgage, you may find that you have to do much more work to qualify for the financing.
Many people, especially the first time home buyer may find [...]
5 Free Activities to End The “I’m Bored” Complaints!
When I was a kid, I can remember looking forward to the “lazy days” of summer, and was pretty good at finding things to do to keep busy. My parents took my brother and I on several camping trips, but there would still be several weeks throughout every summer when we would find ways to [...]
July 18th, 2008 | Debbie Dragon | Comments | Continued
7 Ways to Make More Money
If you’re getting tired of hearing about how you should be spending less; why not make the effort to make more, instead? Most of us have a hobby, talent or skillset that could be turned into cash with a little effort – and there are a number of other things you can do to increase [...]
July 18th, 2008 | Debbie Dragon | Comments | Continued
Affordable Health Care When When Your Employer Doesn’t Offer Health Insurance
Nearly 50 million people in the United States don’t have health insurance coverage. With the increasing cost of living, going to the doctor or dentist becomes almost impossible for most family budgets if there isn’t health insurance available to help offset the expense.
I’m lucky to have wonderful health insurance coverage through my husband’s job at [...]
When a Bargain isn’t Really a Bargain
You’ve heard the saying, “If it’s too good to be true, it probably is”, right? There are a number of bargains that don’t actually end up saving you money. There is an actual field of economics that studies the behaviors of consumers and why they buy what they do (behavioral economists), and it’s been found [...]
July 15th, 2008 | Debbie Dragon | Comments | Continued
10 Warning Signs of Debt Disaster
While money may be tighter than ever for families around the county, your current financial situation may be going beyond just trying to make ends meet. Consider the following 10 warning signs you may be headed for financial trouble.
You are paying only the monthly minimums, or less, on your accounts.
You are constantly finding ways [...]
July 13th, 2008 | tisha | Comments | Continued
Home Renovations to Skip If You Plan to Sell
While most people dread the thought of moving, the reality is that at some point there is a likelihood you will sell your house at some point due to lifestyle changes, job changes, or for downsizing purposes. Whatever the reason, you will always want to be prepared should that day come, especially if you plan [...]
July 13th, 2008 | tisha | Comments | Continued
Online Shopping is a Money Saving Solution
There are many myths and misgivings about shopping online that lead people to believe it is not a safe or cost effective way to buy what you need. In reality, online shopping can be an easy way to save cash, despite what’s been said.
Here are some myths and realities about online shopping.
The Up Close and [...]
The book is fine but only has a couple of months before it runs out. It has coupons from stores ...
Typo in second paragraph: money is not owned to a company, it is owed. 
If you can retire early - then do it.Frank - Tenant Loans and Loans 
