Archive for July, 2008

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Recession Can Be a Glass Half-Full

Most consumers hear the word recession and cringe to think of all the bad things that could happen to them personally and financially. However, there are some things that may be a blessing in disguise during a recession. It’s really more about the perspective of the individual. The next time you hear the word recession, [...]
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Tips for Qualifying for a Mortgage

Today’s mortgage lenders are a lot tougher than they used to be and if you are looking to qualify for a new mortgage or a refinancing deal on your mortgage, you may find that you have to do much more work to qualify for the financing. Many people, especially the first time home buyer may [...]
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Bend Oregon is a Cool Spot For a Hot Day

Bend, Oregon, is a big city with a small town feel. It is the perfect place to spend time relaxing and recharging your worn down office zone batteries. From the rambling river that flows alongside a park in downtown to the year round recreation activities available, you can find plenty to do in Bend. You [...]
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Travelers Can Avoid a ‘Walley World’ Vacation Experience

Part of a traveler’s vacation memories are complete with stories of things “they did” while traveling, not just focused on the destination or the resort. A traveler’s tale might express how they went swimming with dolphins, or participated in an adventurous zip line tour, retraced Carrie and gang’s steps in a Sex and the City [...]
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5 Free Activities to End The “I’m Bored” Complaints!

When I was a kid, I can remember looking forward to the “lazy days” of summer, and was pretty good at finding things to do to keep busy.  My parents took my brother and I on several camping trips, but there would still be several weeks throughout every summer when we would find ways to [...]
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7 Ways to Make More Money

If you’re getting tired of hearing about how you should be spending less; why not make the effort to make more, instead?  Most of us have a hobby, talent or skillset that could be turned into cash with a little effort – and there are a number of other things you can do to increase [...]
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More than Pool Games & Bingo Onboard Cruise Ships

One reason people select cruises as a vacation option is for the numerous opportunities and activities on board. Yes, most Caribbean cruises still present the traditional belly flop contest, line dances and Bingo games; but onboard activities have come a long way and have grown in sophistication to meet the varying needs as the varying [...]
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Where the Streets Have No Name

Nestled far away from heavy traffic and pollution yet only a couple of hours from LA, a national treasure can be found. The town that surrounds it is filled with an eclectic group of nature enthusiasts, artists, poets and, since a military base is nearby, plenty of marines. Joshua Tree National Park was proclaimed a [...]
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Affordable Health Care When When Your Employer Doesn’t Offer Health Insurance

Nearly 50 million people in the United States don’t have health insurance coverage.  With the increasing cost of living, going to the doctor or dentist becomes almost impossible for most family budgets if there isn’t health insurance available to help offset the expense. I’m lucky to have wonderful health insurance coverage through my husband’s job [...]
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When a Bargain isn’t Really a Bargain

You’ve heard the saying, “If it’s too good to be true, it probably is”, right?  There are a number of bargains that don’t actually end up saving you money.  There is an actual field of economics that studies the behaviors of consumers and why they buy what they do (behavioral economists), and it’s been found [...]
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Discover Atlantis

Atlantis is not a hidden city anymore…it is a treasured gem in the Bahamas. Atlantis Resort offers tropical escapes for all ages with turquoise waters, sandy beaches, on-site dolphin encounters, fabulous pools, a water park complete with tubes, water slides through an aquarium and its sea life, fantastic cuisine, casino gaming, amazing views, tropical beverages, [...]
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Preparing for a Trip to Europe

My lucky daughter is traveling to Europe with her French teacher and a large group of students and chaperones. But before she heads off, there are a few important preparations we’ll need to handle. If you have a trip planned soon, you may want to consider some of the advice we have been given. Plan [...]
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Short Cruises Present Budget-Friendly Vacations with Full Amenities

Weekend getaways are often times just what the doctor ordered to re-energize one’s mind, body and soul or to just have a little fun. Cruising on a three-night itinerary can fit the bill without breaking the bank. These cruises offer great cuisine, accommodations and entertainment as well as the opportunity to experience the Bahamian culture. [...]
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10 Warning Signs of Debt Disaster

While money may be tighter than ever for families around the county, your current financial situation may be going beyond just trying to make ends meet. Consider the following 10 warning signs you may be headed for financial trouble. You are paying only the monthly minimums, or less, on your accounts. You are constantly finding [...]
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Home Renovations to Skip If You Plan to Sell

While most people dread the thought of moving, the reality is that at some point there is a likelihood you will sell your house at some point due to lifestyle changes, job changes, or for downsizing purposes. Whatever the reason, you will always want to be prepared should that day come, especially if you plan [...]
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Online Shopping is a Money Saving Solution

There are many myths and misgivings about shopping online that lead people to believe it is not a safe or cost effective way to buy what you need. In reality, online shopping can be an easy way to save cash, despite what’s been said. Here are some myths and realities about online shopping. The Up [...]
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Refugio State Beach

With the nearby cities of Solvang to the northeast and Santa Barbara to the southeast, Refugio State Beach is the perfect camping getaway. Whether you are tent or RV camping Refugio State Beach is a great spot to park yourself. This beach has great waves that can turn pretty intense on a dime. Maybe that [...]
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Flying Fees Continue to be Levied & Services Eliminated

In the height of continued rising fuel prices, increasing food costs and unpredictable air ticket prices, airlines are further imposing additional fees and eliminating or reducing services. All of this contributes to a more frustrating flying experience. This week, US Airways joined the list of other airlines including Spirit and United for charging for the [...]
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5 Ways to Save Cash for a Down Payment

Buying a home is one of the biggest financial decisions a consumer can make. With the increasing difficulties the home sales industry is now facing, most lenders will require a down payment of some kind, in order to qualify for a home loan. It wasn’t that long ago when lenders were more comfortable with the [...]
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Lazy Days of Summer: 3 Top East Coast Beach Vacations

Even with living in a year-round tropical paradise, I grew up in the Mid West where summer trips to the beach were a highlight. Memories of summers on the Jersey Shore still to this day conjure up childhood experiences and stir up the senses. There is something about a beach escape that immediately puts me [...]
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Getting Yourself Back on Track With Delinquent Credit Card

The phone is ringing and the last thing you want to do is find a debt collector calling on the other end, trying to collect on a debt you can’t pay. The harassing phone calls are becoming more frequent, warning notices are piling up and there is no way you can even make the minute [...]
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Natures Own Slip and Slide

Surrounded by massive multicolored boulders in a spectacularly beautiful landscape, Slide Rock State Park in Oak Creek Canyon provides you with one of the most scenic and relaxing recreation areas in Arizona. This natural water slide is lined along one side with a naturally formed sandstone shelf sitting area and the other side has a [...]
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How to Improve Your Chances of Retiring

While many people of retirement age can not afford to retire, many more could secure their retirement if they do their part to make sure they are preparing for retirement. While retirement aged people should have already taken the step to secure their work-free future, it is the young, working people that need to get [...]
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Hurricane Bertha: Tips When Purchasing Travel Insurance

Just over a month into the official 2008 hurricane season and in less than 24 hours, a tropical storm turned into a Category 3 Hurricane with winds up to 125mph…Hurricane Bertha. For travelers who might have pending trips to Bermuda, which is currently in the possible path of this storm, it is not advisable to [...]
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Carnival of Personal Finance Published

This week’s carnival is hosted by Mighty Bargain Hunter and offers the history of the American Flag as a theme.  Tons of personal finance related articles, so head over and check them out.  Here is a sample: Discover Debt Freedom gives five tips for finding financial freedom, especially for folks who could improve their spending [...]
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Sand Dollar Beach is More Than Just a Pretty Name

The Southern California coast is known for its awesome beauty and rugged coastline. Nestled in one of the coves hidden by high bluffs lies Sand Dollar Beach. If you are heading north, the beach lies 60 miles above Morro Bay on Highway 1, just 3.8 miles north of the town of Gorda. If you are [...]
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Reducing Your Work Lunch Expenses

One of the most common ways to save money that is mentioned over and over is by skipping meals out on the town and staying home to eat instead. But what happens when you go to work everyday? Bring a bologna and cheese everyday can get old fast but so many people are trying to [...]