Summer is coming to an end and the heating season, at least here on the East Coast, is not far off.  Along with the need to warm houses and the high costs of heating fuel, there may be a lot more people using alternatives, such as plug-in heaters and kerosene heaters to stay warm. With [...]

Posted in children, emergencies, family, home improvement, insurance No Comments »

By law, you’re entitled to a copy of your credit report from each of the consumer reporting companies (Equifax, TransUnion and Experian) once every twelve months.  This is stated under The Fair Credit Reporting Act (FCRA).   The FCRA is intended to promote privacy of information and accuracy in the files  of the nation’s consumer reporting [...]

Posted in credit score, free stuff, identity theft, personal finance No Comments »

If you’re living in a studio apartment or loft style apartment, you might think you need to choose between setting up your main living area as a living room or a bedroom - but you can do both despite the small space.  With a little creativity, you can have clearly defined areas that offer a [...]

Posted in entertainment, environment, family, home improvement, lifestyle, miscellaneous, renting 1 Comment »

Hobbyists have a passion for doing something they love, acts which they often do not get paid for doing. A hobby is a wonderful way to blow off steam, master a craft, spend a rainy day, or eventually turn into a money-making opportunity.
However, for all the good in life a hobby will bring, it can [...]

Posted in budgeting, entertainment, free stuff, lifestyle, personal behavior, recreation, saving money, shopping No Comments »

Extra-curricular activities such as soccer, cheerleading, football, dance, music lessons, and Scouting are all wonderful ways to encourage children to grow, gain a sense of responsibility, and to stay active. However, just the thought of the cost associated with these activities can make even the most seasoned parent groan. 
Putting aside for the moment the cost [...]

Posted in borrowing, budgeting, children, entertainment, family, happiness, lifestyle, saving money, shopping 2 Comments »

When people are looking to cut costs in their lives, they often look in the same areas of their lives to save, such as groceries, clothing, and entertainment. They tend to cut out things they feel they can live without. But doesn’t make sense to take a look at what you are living with to [...]

Posted in budgeting, environment, family, gambling, health, insurance, lifestyle No Comments »

We are fast becoming an internet-reliant society. I personally tend to think I live on the internet now. At any rate, the internet - despite the critics - is filled with information that can be accessed in no time at all. One can do everything from online banking to checking the weather before the six [...]

Posted in environment, family, personal behavior No Comments »

The fast food chain Chick-fil-A® will be working hard this Labor Day, September 1, 2008, providing customers with free chicken strips while supplies are available. Chick-fil-A® will be handing out their new Chick-n-Strips® at no charge but with a limit of one order per person.
There is no coupon or special discount code needed to participate [...]

Posted in food, free stuff No Comments »

In the last thirty years we’ve moved from recording personal video with old-style reel video to BetaMax and VHS to DVD, and now to digital formats. You might have videos in all sorts of formats and have no idea how to make them useable because they’re in all sorts of different formats. There’s a new [...]

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Lots of college graduates know what it’s like to exist on ramen noodles and Kool-aid during some of the tougher financial times at school. Living off the generosity of mom and dad doesn’t mean you need to go spend crazy with incidentals. In fact, a grateful child should work harder to avoid costly their parents [...]

Posted in books, budgeting, college, education, entertainment, friends, frugality in motion, income, personal behavior, saving money No Comments »