Archive for August, 2008

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Rising Gas Prices Resulting in Travel Incentives

Nationally, gas prices are averaging just under $3.80 a gallon and just two weeks ago, those filling up at the pump were paying more than $4.00. This unpredictable commodity has caused travelers to change their travel plans this summer and have resulted in travel suppliers and hotels offering incentives to encourage visitors. A recent AAA [...]
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Save Money on Your Dirty Clothes

Everyone’s got laundry – some more than others. So laundry is definitely a topic everyone else can relate to and incorporate savings into the concept. There are several ways to save on laundry costs and because most consumers much do laundry on a weekly basis, if not more, there can be a huge difference in [...]
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Love Your Kids With These Healthy Lunches

Because junk food is so readily available today many children do not understand the value and importance of good nutritional lunches. Here are some handy ideas to entice your child to eat from his lunch box. All ideas are low in fat, low in sugar and high in nutrition giving children long lasting energy to [...]
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Financial Plan to Implement Now: Emergency Fund

Most consumers at some point in their lives have managed to save money for a tangible reason, such as a down payment on a house, a car, a new television, or even a great vacation. But most fail to realize the importance of saving for no reason in particular. That is what an emergency fund [...]
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5 Factors to Consider when Choosing a Cruise

Today’s cruising market can offer a variety of options often overwhelming to a first time passenger, while constantly offering something new for the well-seasoned traveler. A few cruising benefits include flexibility, value, options, variety, and a sampling of destinations. “No other type of vacation offers the variety of experiences – worldwide destinations, diverse itineraries, varying [...]
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3 Proven Tips To Start Organizing Your Home Easily

Keeping your home junk free and organized is sometimes a challenge in this fast paced world that we live in. Here are 3 tips to keep your home looking great and help you find thing at a moments notice. 1. Taking Care of Business Paying the bills is always a hassle and having a good [...]
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Give Your Self Time With These Suggestions For Effective Time Management

So often you hear people say ‘but I just don’t have enough time’. In this chaotic world that we live in, it is essential to have good time management skills if you are to get the most of your day. Some handy ways to do that include:  Making Meals Is Now A Breeze Take the [...]
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Don’t Get Suckered into Fraudulent Loans

Sadly, on top of all of the other negative things that are going on across the nation and the world, such as an unstable economy, consumers also have to contend with acts of fraud and unsavory business types that can destroy lives. One such notable problem that has been in the news lately is the [...]
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The Carnival of Personal Finance is Available

It’s college football and personal finace over at NoDebtPlan.com, the host of this week’s personal finance carnival.  Here are some of my favorites from the week: InsureBlog tells us about the downfall of social security disability payments. Scary indeed! Happiness is Better says to leave your bank and take your bill pay with you. Green [...]
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Travelers Who Wait Might Have a Disappointing Christmas: Nearly 60 Million Airline Seats will not be offered

Increases in fuel prices have translated into less services received when flying, new fees levied to travelers, a continued seat reduction in flight capacity, and even defunct airlines. However, according to the Official Airline Guide (OAG), nearly 60 million airline seats will be eliminated in the 4th quarter of 2008, compared to available seats in 2007…just [...]
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5 Things to Look for in a Realtor

With the real estate industry in a tizzy due to foreclosures and downsizing of family homes, it is more important that ever to make sure that you make the right choices when it comes to trusting the sale of your home through a realtor. There are several things to think about before signing a commitment [...]
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How to Find and Listen to Podcasts

As podcasts grow in popularity, there is an increasing interest by consumers in finding and listening to them.  Even people who wouldn’t consider themselves overly technical, or had previously thought things like podcasts and internet radio were for the “computer geek” among us are starting to become regular podcast listeners! A podcast is a series [...]
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How to Thoroughly Check Lenders on the Web

If you have been considering a loan and have been bombarded with online advertisements that make it seem “just that easy” to get a loan, you may want to think twice and be sure you do your research. There are several ways to assess the reliability of an online loan provider. What you may think [...]
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Lucky 8’s: Traveling on 08-08-08

Today people are taking advantage of lucky eights by traveling on this triple digit day of 08-08-08. Travel suppliers and hotels use this good fortune date to help market their properties and destinations allowing travelers some lucky deals (and many of these specials are available through August or into the fall). August 8th coincides with [...]
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5 Ways to Find Back to School Bargains

The start of school is still a few weeks away for most kids still loving summer break but already the aisles at the store have begun to fill up with tons of backpacks, notebooks, and other supplies. While all that shiny new stuff can be so tempting, when times are tight as they are for [...]
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No Free in Flying

The airlines are not showing any signs of slowdown with continuing to hit travelers with additional fees for items that were once free. Even for those frequent fliers who have earned miles and the benefits of free tickets, this advantage is becoming no more. This week alone, JetBlue announced with much criticism its new charge [...]
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5 Quick Money Lessons to Learn Now

Many times when it comes to money, there are a few sayings that stick with you throughout your lifetime. Famous clichés such as a penny saved is a penny earned and similar saying that Grandma taught you certainly weren’t far off the mark. As more and more people struggle with debt, there are some more [...]
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Travel Products Making Traveling Easier

   When traveling, companies are taking note of the newly imposed carry-on restrictions, weight limits and additional fees for even checking a piece of luggage on most airlines. There are products designed to maximize space, minimize weight and hopefully save money on additional levied baggage fees (whether for an extra bag or for one that [...]
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New Search Engine With Instant Win Potential

iRazoo is a new search engine attempting to compete with the big 3, and it might stand a chance – at least with contest and sweepstakes lovers!  Each time you search for something in the iRazoo search engine, you have the opportunity to instantly win an Amazon gift certificate.  You can also refer friends to iRazoo- and [...]
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Carnival of Personal Finance #164: City Slickers Edition

Hosted at Squawkfox, the Carnival of Personal Finance #164 is the City Slickers Edition.  Our friends over at Money Answer Guy was chosen as an editors pick, for the article “How I Live Just On $600 a Month.” Other articles I liked from this edition: The Family Wallet wonders Do You Need Short-Term Disability Insurance? Poorer [...]
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Marvelous Meatballs – Perfect for a Party or Just Spaghetti Night at Home

I don’t consider myself much of a cook.  I can make the basics and can almost follow a recipe if I try really hard.  My children and I love spaghetti and meatballs, but the store bought, frozen meatball varieties just weren’t doing it for me – so I began experimenting and now have several recipes [...]
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Avoiding Baggage Fees: Organized Packing Tips

If rising airline ticket prices, new fees being levied by airlines, restrictions on what you can take in your carry-on, and reduced flight capacity for travel destinations were not causing enough complications for travel, now travelers have to deal with fees for actually taking clothes, shoes and toiletries with them. If you are like me, [...]
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Citi’s Universal Default Making a Comeback?

Universal default is a controversial topic in the credit card industry, and is the practice of raising interest rates on all credit cards an individual has when that individual makes a payment late to one of their creditors. For example, if you have two credit cards issued through Citi, and another card through JP Morgan [...]
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Rising Baggage Fees, Consider Shipping Ahead

Airlines are continuing to nickel and dime passengers by imposing extra fees from checked baggage to prime seat locations. Starting yesterday, consumers purchasing a domestic Delta airline ticket for travel starting August 4th, 2008 will face a hefty 100% increased fee of $50 for a second checked bag and a $125 fee for a third [...]
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Of Diets and Dollars

When it comes to dieting and personal finance, there are some really interesting parallels. There are millions of dieting products, such as Corisol or Rimonabant and most of them appear really good, but most of them are unable to deliver the instant weight loss with little to no exercise that they promise. You would think by [...]
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Quiet Town with Plenty to Do

Looking for a quiet town close to lake fishing, skiing, the ocean and the Northern California coastline? Paso Robles is for you. If water sports are your thing, Lake Naciemento is located about 20 minutes outside of the main town and there is plenty to do there. Lodging is available at the lake, but it [...]