Of course your pets are much-loved members of the family but let’s face it – if they are eating better than you and your kids, it is time to consider some cut backs in the doggie (or kitty) department.

Between the rising cost of animal health-care, including vaccinations and emergency services, there is little room for much else when you consider the immediate needs of your family. Here are a few tips for cutting back on the pet luxuries in order to stay on track with your budget.

Budget

Speaking of budgets, if you consider your pet a member of the family, there is no reason why they can’t be included in the family budget. Consider the issues of health treatments, preventative care and medicines, grooming supplies, food, treats, and toys. Regular shopping trip should have already enlightened you as to the cost of your regular purchases. Look at the figures on paper and you might be surprised at just how much you spend on Fido.

Don’t Get Caught Up in Cutsie

The pet market is expanding rapidly. Due to the increased exposure of celebrities and their pets with clothes, strollers, and diamonds, there is a larger market than ever for merchandise solely for pets of every kind. Unless you live in sub-zero temperatures during the year, your dog probably doesn’t need a cashmere sweater to be styling. Avoid the kitschy stuff out there for your pets and don’t fall for the impulsive buys that can cost you more than can afford. Stick to the basics – food, water, shelter, and lots of love.

Save for Your Pet

Just like your pet should be included in your budget, there is no reason why they can not be a part of your savings plan. Many of us would do anything to save or improve the lives of our pets so take consideration of medical emergencies when devising your savings plan. In the event of a life or death situation, you won’t be forced to finance surgery or treatment on credit. Instead, you’ll have cash that can make the decision to save your pet’s life a no-brainer.

Bathe Your Pet on Your Own

Pet grooming is convenient and a lot less messy for an owner. However, it is a luxury that is not necessary. Keeping your pet groomed with regular brushings should limit the number of more intense grooming practices. Purchase a good quality pet shampoo and get your pet used to being bathed at home. It’s a good bonding experience for both pet and owner. If you aren’t comfortable about clipping nails or shaving fur, research local clinics that will help teach you some safety tips.

Shop In Bulk

If there are certain things your pet can’t live without – think litter, dry food, non-perishable treats – shop at wholesale outlets and buy in bulk to get the best savings, provided you have the storage area to put it in.

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