Archive for September, 2008

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Never a Better Time to Become Frugal

As our economy continues to nose dive, it’s never been a better time to put away the credit cards and change from the “spend, spend, spend” attitude this generation has adapted to one of “pay off and save”.   It’s probably not the best idea to sit back and try to ride-out the current market downswing [...]

September 30th, 2008 | Debbie Dragon | Comments | Continued
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Safety Strategy – Keeping Your Kids Safe In the Car

Motor vehicle accidents are the leading cause of injury related deaths for kids under the age of 2 and the leading cause of death for kids between ages 2 and 14. Keeping kids safe is a parent’s priority. It goes without saying that you can never replace a child and the costs and emotional trauma [...]

September 30th, 2008 | tisha | Comments | Continued
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Can You Save Money and Pounds with NutriSystem?

NutriSystem is the diet program you see advertised on television all the time – they ship you three meals and a snack for each day of the program, and you lose weight. I’ve considered it a few times – mainly for the convenience- all the meals are pre portioned, some are frozen, others require that [...]

September 26th, 2008 | Debbie Dragon | Comments | Continued
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Bankrupt or Boarder? Which Will You Choose?

The economy in America is in a tailspin right now and so many people are left feeling dizzy and confused about what to do just to survive. Some of the biggest concerns arising are from homeowners who are afraid of losing their homes because they can no longer afford to live in them or pay [...]

September 26th, 2008 | tisha | Comments | Continued
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Bad Economy Brings Phishing to the Forefront

No doubt internet scammers are on the prowl at all times, working to gain access to your private account information. But due to the recent crisis in the finances world and insurance industry, consumers need to be ever more vigilant about protecting their identities.
“Phishing” is a type of fraud in which emails are used to [...]

September 25th, 2008 | tisha | Comments | Continued
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Cavalcade of Risk #61: Risky Business Edition

Is there anyone not familiar with Tom Cruise and the 1983 movie, Risky Business?  I was only 3 when it came out, and yet I’m well aware of the movie… and the (what was considered at the time) ”risky” dance moves.  The articles in this carnival have nothing to do with Tom Cruise or the movie – [...]

September 24th, 2008 | Debbie Dragon | Comments | Continued
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Is Bad-Credit Financing for Computers a Bad Idea?

There may not be one right answer to that question. For many people, it seems to depend on how bad you actually need a computer. However, for others, patience is a virtue.
There are several companies now on the market that advertise financing deals to those consumers with part or current credit problems. Blue Hippo, Financing [...]

September 24th, 2008 | tisha | Comments | Continued
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Down with the OTC

The medical community has been pushing harder and harder towards the complete removal of all over-the-counter cold medicines because the doctors believe the medications have not be effectively tested on children.
Any parent will lament the helpless feelings that come along when a young child has a cold but doctors warn that giving cold and cough [...]

September 24th, 2008 | tisha | Comments | Continued
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The Carnival of Personal Finance #171 Published

This week’s personal finance carnival is hosted by Sound Money  Matters and it’s a celebration of Fall.  This is my favorite time of year, actually.  Cool enough to wear long sleeves and jeans, warm enough not to have to bundle up like an eskimo everytime you step outside!  Apple picking… there’s nothing I don’t like about [...]

September 23rd, 2008 | Debbie Dragon | Comments | Continued
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8 MORE Websites You Should Know About – But Probably Don’t

Earlier I listed 8 websites that you probably don’t know about, but should because they are either useful or entertaining.  I discovered new ones that you might want to take a peak at- particularly the first on this list!

MousePrint  Are you noticing that food items seem to be shrinking but the price remains the same [...]

September 23rd, 2008 | Debbie Dragon | Comments | Continued
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Tips for Shopping For a Car

You’re in the market for another car. Whether your current vehicle is on its last wheel or you are looking to expand your fleet you have many factors to consider. Consider yourself an opponent when entering the dealership lot (or virtual lot through the internet) and make yourself as formidable as possible by educating yourself [...]

September 22nd, 2008 | Debbie Dragon | Comments | Continued
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A Simple Technique to Stop the Supermarket Drain on Your Finances

* * *This is a guest post by MakeMoneyFromWriting.com student, Karen Payne.  Karen is learning what it takes to make money online from writing.* * *
 Shopping with a list dramatically reduces impulse buying, and saves money. But only the truly financially disciplined among us actually follow that advice. Wallets leak money through too-frequent supermarket visits [...]

September 21st, 2008 | Debbie Dragon | Comments | Continued
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Pumpkins: Festive Decoration and a Yummy Treat

Fall is approaching and with it the festiveness of the season, such as hay rides, haunted houses, and of course pumpkin carving.
 
For those die-hard waste-not-want-notter’s, here is a great idea for turning Jack-O-Lantern into a tasty and healthy family snack!
 
When your purchase a pumpkin for carving, you should know that any pumpkin worth carving is [...]

September 19th, 2008 | tisha | Comments | Continued
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Vicious Circle Hits Us All in the Wallet

That infamous saying “desperate times call for desperate measures” is as true now as it was in the 1600’s. (The phrase is said to have been originated by Shakespeare in Hamlet but it is still not confirmed to my findings.)
More Downside to Current Economy
The damaged economy and price of family wages not keeping up with [...]

September 17th, 2008 | tisha | Comments | Continued
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Wait for Reviews and Control Impulse Buys

 
As an avid internet user and daily blogger, I have discovered recently that I have curved my impulse buys by replacing it with the impulse to know what other people are saying about the product. This usually is true for the larger ticket items I am interested in or intrigued by. I have not yet [...]

September 16th, 2008 | tisha | Comments | Continued
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Updates on NeoBudget

So last week I did a post about my dealings with NeoBudget during the initial discovery and set up phase. I wanted to do a follow up post on what happened and why I ultimately have decided this program is not for my family.
A brief recap during the set up phase…
I found for the most [...]

September 15th, 2008 | tisha | Comments | Continued
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Jar a Few Bucks: Why Cash is a Must for Emergencies

With the spotlight on numerous hurricanes in the last few weeks and the recent anniversary of the terrorist attacks, it’s a good time to be reminded of the simple things in life that may sometimes be overshadowed by the expansion of technology.
Those who live in flood-tornado-hurricane-wildfire prone areas of the nation may be a bit [...]

September 14th, 2008 | tisha | Comments | Continued
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Should You Take the Cash Back or Low APR Financing on a New Car?

Last week I purchased my first new car… ever.  I had been driving a used Chevy Cavalier for the last 9 years – one I financed through a dealer when I was 19 years old.  The car is now being used by my husband as the back-and-forth to work vehicle, thanks to it’s good gas [...]

September 13th, 2008 | Debbie Dragon | Comments | Continued
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Delta Frequent Flier Miles – New Fees and Hassles

The whole point of creating frequent flier miles was to reward consumers for using an airline frequently, right?  So why does it seem that an increasing number of airlines are adding new fees and hassles to their programs?  When they make consumers jump through hoops to get their rewards, it sort of negates the idea [...]

September 13th, 2008 | Debbie Dragon | Comments | Continued
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8 Websites You May Not Know About – But Should

With thousands of new websites launching every day, it’s not possible to know everything that’s out there.  Many of us get used to visiting the same few sites regularly, and may be missing out on some other sites we’d really enjoy.  Here is a list of 8 websites you may not know about, but should because [...]

September 13th, 2008 | Debbie Dragon | Comments | Continued
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Simple Landscaping is a Small Investment with Big Rewards

Homeowners looking to sell at some point in the future may be continually thinking of ways to improve on their property is order to increase the value at sale time. Many will work on making the outdoors more aesthetically pleasing, to entice people to take a closer look. Many others will work on home improvements [...]

September 10th, 2008 | tisha | Comments | Continued
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Fitting Fees for a Sitter

As a parent, I have been lucky up to this point in my child’s life to have a plethora of friends and family to keep an eye on the kid when my husband and I need to venture out for an adults-only occasion. Granted these occasions do not come up often and part of the [...]

September 8th, 2008 | tisha | Comments | Continued
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M&T Bank’s 3.25% APY eMoney Market Account Review

Online savings accounts are increasingly becoming a commoditized market with the sheer number of banks entering into the arena. It seems that customers have no brand loyalty and will go to whichever bank offers the best interest rates, features and customer service. M&T Bank decided to that they too would like to compete for your [...]

September 6th, 2008 | admin | Comments | Continued
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How to Buy Foreclosure Real Estate Without Going Broke or Getting Ripped Off

The real estate market as a whole is simply not where it used to be. Many of the hyper-inflated prices have dropped down to more reasonable levels after speculative investors realized they would not be seeing double digit returns on their real estate investments year over year. The demand for homes dropped dramatically and many [...]

September 5th, 2008 | admin | Comments | Continued
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Is Life Insurance for Kids a Waste of Your Money?

As a parent the two most important things you can do for your children is love them unconditionally and provide for them as best as you can. Of course there are a million other things that are important in the life of a family and sometimes it is hard to decipher how best to provide [...]

September 5th, 2008 | tisha | Comments | Continued
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Tough Times, Tough Measure: What to Do With An Empty Wallet

Tightening the purse strings is definitely no easy task but what if there is just no money left inside that purse in order to fulfill the most basic needs of life. While it’s a hard situation to deal with, there are ways to deal when times are just too tough to survive.
Here are a few [...]

September 4th, 2008 | tisha | Comments | Continued
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Better Bit of Budgeting: NeoBudget

I have been looking for an inexpensive, online budgeting tool to use in place of the old paper and pen method that no longer works for me because I spend more time on the computer than ever before. I have been put off by a lot of the tools and worksheets that are offered for [...]

September 3rd, 2008 | tisha | Comments | Continued