If you’re the type of person to use prepaid credit cards instead of a traditional credit card (whether it’s due to a less than perfect credit history or because you want to avoid temptation to overspend), you might be happy to discover that Citi is now offering their ThankYou Network rewards program as part of their prepaid card services.

The prepaid credit cards that are part of the rewards program are avialable  in three denominations - $25, $50 and $100 –and you can use them everywhere Visa debit cards are accepted. They also feature Visa’s “Zero Liability” protection against fraudulent charges, just like any other credit card would.

Rewards points earned with your Citi prepaid credit cards can be used for what you want – going out to dinner, movies, or groceries for example.  ThankYou Network members may select a card embossed with their name or they may elect to give the card as a gift and personalize it with the name of the gift recipient. Cards designated as gifts will be delivered directly to the recipient with a note identifying the sender.

ThankYou Network Prepaid Card Redemption Value
Denominations
ThankYou Points
$25
3,500
$50
7,000
$100
14,000

The ThankYou Networks rewards include gift cards, cash back, travel options through the popular travel site, Expedia, charitable donations or customized rewards through the Your Wish Fulfilled program.

The ThankYou Network is one of the largest rewards program networks in existence, with over 13 million members earning points from the items they purchase every day.  If you use your prepaid credit card through one of the ThankYou Network’s 300 retail stores online, you can earn additional points.

Now you can earn rewards and stick to your budget.