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	<title>Comments on: Insurance You Can (and should) Live Without</title>
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	<description>Helping Smart Shoppers Save</description>
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		<title>By: Nick</title>
		<link>http://www.americanconsumernews.com/2008/10/insurance-you-can-and-should-live-without.html/comment-page-1#comment-4759</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Fri, 17 Oct 2008 21:21:33 +0000</pubDate>
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		<description>I agree with everything there except the flood insurance. Even if you&#039;re not in an area that is high risk for traditional flooding, heavy rains can cause issues.  If you are unsure about your houses flood-worthiness, I think it&#039;s worth the extra few dollars for that one, especially if you have a basement.</description>
		<content:encoded><![CDATA[<p>I agree with everything there except the flood insurance. Even if you&#8217;re not in an area that is high risk for traditional flooding, heavy rains can cause issues.  If you are unsure about your houses flood-worthiness, I think it&#8217;s worth the extra few dollars for that one, especially if you have a basement.</p>
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