Comments on: Is it Possible to Live a Life with No Credit?

By: Poor Credit Credit Card

Poor Credit Credit Card — Thu, 26 Aug 2010 07:57:00 +0000

Citifinancial “Express Loan Certificate”?
Has anyone else received one in the mail? Apparently I’ve been “pre-selected for a $5000.00 personal loan from Citifinancial!” I was just wondering how legit these really are.

Thanks in advance.

By: personal loans for people with no credit

personal loans for people with no credit — Wed, 28 Jul 2010 21:38:57 +0000

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By: people with no credit

people with no credit — Wed, 28 Jul 2010 21:38:03 +0000

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By: credit cards for people with bad credit in the us

credit cards for people with bad credit in the us — Wed, 28 Jul 2010 21:36:31 +0000

The Credit Card Solution If You Have Bad Credit People who have run into some bad luck financially or who have a lot of outstanding debts can expect to have a hard time when it comes to getting a new credit card. If previous unsecured loans have gone unpaid and incurred late charges or other fees ….

By: loans for people with no credit

loans for people with no credit — Wed, 28 Jul 2010 21:26:58 +0000

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By: Nick

Nick — Fri, 17 Oct 2008 21:29:43 +0000

It’s tough to do a lot of things without credit, get an apartment, new car, etc. This is especially true after something like bankruptcy. Nowadays though, even those that have claimed bankruptcy are viable options to creditors. One reason for this, is that they cannot claim bankruptcy again, so the risk of lending is lowered. I know if you are one of these people, the last thing you may want to do is get yourself another credit card, but if you can keep it under control. it’s actually not a bad option to build credit.

By: Neil

Neil — Fri, 17 Oct 2008 12:48:35 +0000

Thanks for the interesting article. I agree with everyting you say, even if I often find it difficult to put it into practice. I cam across some advice in the past that was:

“The only way to become rich is to spend less than you earn and invest the difference”

Looking at this the other way you can see that spending more than you earn and borrowing the difference is a way to become poor! The only thing that challenges this in any way is buying a home, where your advice about putting down the maximum deposit that you can is spot on.

Neil