Archive for December, 2008

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Make Your Home Smell Good For Less

As a candle lover, I have been disappointed at the growing price of candles lately. They have increased so much in price that we can no longer afford to buy the good ones that fragrant the entire house. We have tried other alternatives (ie: cheaper candles) but they aren’t the same.
While there are many new [...]

December 30th, 2008 | tisha | Comments | Continued
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Pet Owner’s Necessity: Create a Pet ID Kit

As any parent can tell you, having a child identification kit assembled is a necessity in the event the unthinkable happens and a child goes missing. There are many resources available to parents, including the local police department, where actual kits are available to gather the important information you need to aid search efforts.
However, what [...]

December 30th, 2008 | tisha | Comments | Continued
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Carnival of Personal Finance #185 at The Fraud Files

The Fraud Files hosted the last Carnival of Personal finance for 2008, and has included a wide variety of personal finance blogs for your end-of-the-year financial fix!
Here are a few notable posts you’ll want to look at:

Deposit Accounts details some of the pros and cons to putting your money in a Certificate of Deposit.
Destroy Debt [...]

December 29th, 2008 | Debbie Dragon | Comments | Continued
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Family Skiing Made More Cost-Efficient

Skiing is a wonderful adventure vacation the whole family can enjoy but it can be downright expensive, especially if you do not live within driving distance to a ski resort. If you are planning to take a ski trip with your family, there are some things you can do to cut down on the costs [...]

December 29th, 2008 | tisha | Comments | Continued
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Create A Traveling Medical Kit and Save Money

As the holidays are beginning to wind down, many people are looking forward to getting back to normal or even getting away from all the stress. Many are still traveling or planning to join other family members to celebrate the New Year. This year, it may be a little tougher to stretch out a holiday [...]

December 29th, 2008 | tisha | Comments | Continued
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Too Many Toys for Christmas? Rotate and Donate

Was Santa a little too good for your kids this year?  If you can’t seem to navigate your living room due to all the new toys, and can’t find your children’s bed under all the older toys – it’s time to do something about it.
Donate the Old Toys
Have your children help you go through their [...]

December 27th, 2008 | Debbie Dragon | Comments | Continued
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How to Beat the Common Cold

Colds and viruses tend to hit people during the winter months.  Experts say it has nothing to do with the weather itself, but that people’s immune systems are generally lower during the winter and it makes us more prone to illness.
Here are 7 tips for sending the common cold packing quickly!
1.  An oldie… but goodie [...]

December 26th, 2008 | Debbie Dragon | Comments | Continued
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Make Your Own Reese’s Peanut Butter Cups

If you’re not allergic to peanuts, chances are you enjoy the famous peanut butter cups Reese’s makes.  How can you go wrong, chocolate covered peanut butter and sugar?  This version is easy to make (although a bit time consuming), great for holiday parties or just anytime you want a treat!

Ingredients Needed:

1 1/2 cups creamy [...]

December 25th, 2008 | Debbie Dragon | Comments | Continued
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Last Minute Guests? Here are 8 Tips For Quick Clean Up and Perfect Entertaining

Every once in awhile, and particularly around the holidays, you might get a phone call from your mother or aunt that they’re just going to “stop by” for a few minutes or to drop off some cookies.  Sometimes you check the answering machine on your way in the door and discover a message from your [...]

December 24th, 2008 | Debbie Dragon | Comments | Continued
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Be Poor (Not Dumb) And Still Get Out of Debt

Sadly, as more and more people are confronted with debt and poor on some level with the current economy, there will always be a large number of people who will continue to make the same mistakes time and time again. This repetition will likely leave a lot of those people in debt for a [...]

December 24th, 2008 | tisha | Comments | Continued
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Carnival of Personal Finance #184 From the Land Down Under

Saving to Invest offers up the latest Carnival of Personal Finance with an Aussie flare!  Over 80 submissions were included in the carnival – definitely worth checking out. Here are a few if you’re short on time:

Credit Card Assist presents How Credit Involves Itself In Your Life. The lifeblood of the American business and consumer.
[...]

December 22nd, 2008 | Debbie Dragon | Comments | Continued
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Where to Find Your Favorite TV Shows Online

Want to get rid of your cable or satellite tv bill?  Hey, why not? You can still catch many of your favorite shows online – for free, or for a small pay-per-episode price.  Here’s where to look:
Television Networks Broadcasting Shows Online For Free:
If you tend to stick to the “main” stations on your television, you [...]

December 21st, 2008 | Debbie Dragon | Comments | Continued
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Is It Worth It to Get Divorced?

The financial concerns of many marriages are often the building blocks to a divorce. More couples argue over money matters than almost any other issue. It can get out of control and often both parties are left jaded and bitter, with no hope of full reconciliation. But as desperate as people become to get [...]

December 20th, 2008 | tisha | Comments | Continued
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Tips for Tipping Over the Holidays

If you are following your budget and eating or going out less than usual, it may be time for a brush up lesson on tipping during the holiday season. As we schlep around the malls and visit restaurants and family, there may be more occasions that call for a need to tip others who help [...]

December 19th, 2008 | tisha | Comments | Continued
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Asking a Friend or Family Member for Money to Fund Your Business

Money is one of those topics that can be hard to talk about – especially when you’re hoping to borrow money from a friend or family member!  It’s extremely uncomfortable and most people aren’t quite sure how to approach the topic.  Virgin Money allows you to personalize your own “Loan Proposal” in order to initiate [...]

December 18th, 2008 | Debbie Dragon | Comments | Continued
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Use It Or Lose It – What to Do With Your FSA

Many employees take advantage of the flexible spending accounts offered by their place of employee in order to save money in the event of a medical emergency, for check ups, medical co-pays, and other medical situations that maybe health insurance just does not cover.
FSA’s are part of a company’s benefits package where employees have [...]

December 18th, 2008 | tisha | Comments | Continued
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Should You Consider Social Lending?

Social lending is also called “peer to peer lending”. While it’s only recently gained exposure online with the creation of social lending websites like Prosper.com and LendingClub.com; social lending existed long before banks! Family and friends have lended money to one another for centuries – and now with the technology of the internet, [...]

December 17th, 2008 | Debbie Dragon | Comments | Continued
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Carnival of Consumer Credit #4

As we dive headfirst into the holiday season, what comes with milk and cookies, twinkle lights and goodwill toward men?  How about credit cards and more bills than you can pay?!
The Carnival of Consumer Credit is a fairly new carnival on the “carnival circuit” organized by ArriveFinancial.com, and this week we are the lucky hosts.  [...]

December 16th, 2008 | Debbie Dragon | Comments | Continued
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The Frugal Duchess offers The Carnival of Personal Finance #183

It’s Monday and that means it’s Carnival of Personal Finance Day!  The Frugal Duchess published the latest edition, and it was overflowing with holiday, career, economy, frugality and investing tips.  A few of our favorites included:

Empowering Mom presents Overwhelming Workload – YES You Can Do it!
Money Smart Life presents TurboTax Review – 2008 Tax Software [...]

December 15th, 2008 | Debbie Dragon | Comments | Continued
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Laid Off? What Now?

Just last month, the nation suffered one of the biggest job loss statistics on record since 1974. As families are already struggling to deal with living paycheck to paycheck, losing an income can certainly be devastating. As the holidays approach, desperation is in the air  and many have much more on their plates to worry [...]

December 11th, 2008 | tisha | Comments | Continued
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Figure Out Your “Magic Number”: The Amount You Need Saved To Live Your Ideal Life

If you’ve been a fan of goal setting or planning for your future, you’ve probably read a number of articles and books that tell you without a plan you’re just planning to fail.  If you think about that for a minute, it makes a lot of sense: if you don’t have a plan or a [...]

December 10th, 2008 | Debbie Dragon | Comments | Continued
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Can You Find on Bargain on Holiday Flights?

Anyone who has perused the internet looking for discount airline tickets might be disappointed to realize that it would take a sudden windfall to get the family to Grandma’s this year. Most airlines are still working to recover from the outrageous gas prices and the prices for tickets are still running high, despite the reason [...]

December 10th, 2008 | tisha | Comments | Continued
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Bad Credit? Getting a Loan Can Be Difficult

Your life can change when you have bad credit. You may be denied housing, an apartment or the car that you really want. You may still be able to get the basic necessities of life, but you will notice a change in the quality of your life. You will also be disqualified from owning credit [...]

December 10th, 2008 | admin | Comments | Continued
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4 Tips to Spend Less Than You Make

Do  you find yourself reaching the end of the month with less money than you want (or need) to handle all of your living expenses and bill payments?  Maybe you’ve got just enough to pay for all of that, but never anything more for entertainment or a few “extras”…  The problem is most likely that [...]

December 9th, 2008 | Debbie Dragon | Comments | Continued
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Let ZingSale.com Help With Holiday Prices

Launching on December 9, 2008, the brand new website ZingSale.com has been designed as a free service that “enables shoppers to be notified of deep discounts on millions of products – everything from consumer electronics and video games to toys and fashion apparel- from thousands of online merchants”.

Consumers can register for free and specify the [...]

December 8th, 2008 | tisha | Comments | Continued
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The Carnival of Personal Finance #182 has been published

Free From Broke hosted the 182nd edition of the Carnival of Personal Finance.  It’s all about avoiding going broke over the holidays.  Woops… guess I could have used this one a couple weeks ago.  Some of the articles from this week’s episode include:

Mighty Bargain Hunter explains why Bailouts Hurt Our Standard of Living
Accumulating Money tells [...]

December 8th, 2008 | Debbie Dragon | Comments | Continued
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How to Corect Errors in Your Credit Report

Your credit history is one of the most important pieces of personal information that you have because it is used in many different parts of your life.  An error in your credit card debt and other debt history could end up costing you hundreds of dollars in additional interest payments, get you turned down for a loan, [...]

December 6th, 2008 | admin | Comments | Continued