You know the drill – you traipse to your mailbox day after day in hopes of getting a nice card from your mom, only to find that you have a ton of credit card offers stuffed in the mailbox again. Of course, many consumers are used to this practice already. They receive countless solicitations from credits, all pre-approved and sometimes just too enticing.

However, there is a way to opt of out of these credit card and insurance company solicitations for the next five years or even for your lifetime if you no longer wish to get these offers sent to you. Visit the website OptOutPreScreen and register your name and information. Using OptOutPreScreen, you can select to Opt-out of receiving credit card offers for 5 years, which you can do right on line. You can also get set up to opt-out of offers for your lifetime. The difference here is that you have to print out a form and mail it in if you want the lifetime deal. You can also choose to opt-in to start receiving offers again if you have previously opted-out using the OptOutPreScreen system. It literally takes two minutes or less of your time to complete the electronic form.

OptOutPreScreen is the only website that is authorized by the major credit reporting bureaus. The site has taken all of the security measures necessary to protect your private information during the transmission process and they even remind consumers on the site to never give money or personal information to any other person or company in concerning your opt-out services as per the Fair Credit Reporting Act.

Once you have submitted your request, the credit reporting agencies are required to remove or exclude your name from the lists of preapproved/prescreened names provided for credit card or insurance offers. This opt-out form will not prevent you from still receiving local offers or solicitations. You may even still receive preapproval offers for a period of time after submitting your information, due to the fact that your name may have been on previously lists where the offers where not yet sent out to consumers.

Sometimes the temptation for some is just too great. Receiving credit card offers in the mail can just make it a little too convenient to apply for new credit cards. On the other hand, getting the different offers in the mail can help you be more aware of what is available out there if you don’t usually check out the online comparison sites. Overall, if you are interest in stopping the flow of junk mail, you might want to consider opting out at OptOutPreScreen.



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