Archive for January, 2009

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5 Ways to Save Money and Stay in Shape

By far, the most popular New Year’s resolutions are always about money and fitness.  People vow to make and keep to a budget or increase their incomes, while others decide that THIS will be the year they finally shed those extra pounds.  In fact, these resolutions are so popular that there are millions of people [...]
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Tight Lines in Southwest Florida

The blue green waters off the Florida gulf coast are home to some of the most sought after table fare in the oceans.  Those seeking the thrill of bent fishing rods, screaming reels and varieties of fish need only select a vessel and skilled Captain to satisfy their cravings. The Southwest coast offers offshore action [...]
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Playing the Credit Card Balance Transfer Game

With the majority of credit card companies raising their rates for card holder’s, you could very well find yourself paying more interest on your card balances than you had originally planned on. The good news is you don’t have to take a higher interest rate as the answer! In fact, as long as you have [...]
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Book Review and Giveaway: Entertainment Book 2009

Since 1962, people have been saving money on dining, shopping, traveling and general entertainment through the Entertainment Book.  The book is loaded with coupons for retailers and services in your local area, serving over 150 different markets in the United States, Canada, Puerto Rico and Australia. In addition to using the coupons in the book [...]
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How to Handle Legal Settlements and Make the Best Use of Your Money

If you’ve ever been a car accident that wasn’t your fault or have ever had to file a lawsuit to receive compensation that harm was done to you in your business or in your personal life, you know that getting the money that you rightfully deserve can almost be impossible to get. There are all [...]
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Taking a Vacation… From Credit Cards

All work and no play is an unreasonable way to live, even if you are focused on being frugal and sticking to a strict budget. Individuals and families need some downtime, to enjoy each other’s company and to simply relax and have a good time. For years, I thought my family couldn’t afford to take [...]
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How to Buy Signs For Your Small Business

If you own a small business, you’re going to have to acquire all sorts of business products and services to get your business up and going. You’ll need office equipment, an internet connection, printing, shredding and all sorts of other equipment. One thing you might not think about is signs for your small buiness. These [...]
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Cavalcade of Risk #69: Risk Management and Uncertainty Quotes

It’s the Cavalcade of Risk, the first of 2009! It’s issue #69… and I figured any theme based on the issue number would be far too risky for this blog, so I had to go a different route!  I discovered a fun website of famous quotes that all relate to risk management, uncertainty,  and financial [...]
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Are You Getting The Most From Your Employee Benefits?

There are many components that contribute to sound financial planning. Most of us are aware of the importance of spending less, saving more and sticking to a budget. However many people fail to recognize how some employee benefits can contribute to the household budget. Group health insurance, 401(k) plans and paid vacation days are some [...]
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Cars and Teens: How To Keep Costs for Both Under Control

While it is still early into a new year, parents and teens alike are already planning months ahead for the inevitable – sweet sixteens and high school graduations. One of the most sought-after gifts from the teen side of the equation is the want of a new Car. As many parents find it difficult now [...]
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Are Your Kids The Next Victims of Identity Theft?

We have all, at one time or another, been concerned about having our identities stolen whether it be over the internet or in other ways we have learned we can be scammed. As adults, we almost have come to expect that we can be victims of scams and id thefts but have you ever really [...]
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Taxes: When You Owe But Can’t Pay

For the first time in my life, I owe the government money back in taxes. As a self-employed person, I am learning the ropes and did not understand the benefit of paying quarterly taxes. As a result, I owe, I owe so off to work I go. But what happens if you owe big but [...]
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Are You Genetically Able to Save Money?

Like with many traditions and habits, we all take away life’s important lessons from our families, mainly our own parents. While we are trying to keep our finances on point and get into better habit of budgeting and managing our money, it may be worthy to note that what you learned growing up will have [...]
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Teach Values While Shopping for Your Kid’s Clothes

Sometimes I find it hard to believe the amount of material goods my younger relatives have access to, especially the pricey new technologies and designer clothing. Obviously, I don’t inquire into the budgeting restrictions, if any, that are enforced in the household but for many parents, a child’s shopping habits can easily get out of [...]
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Airline Travel: Scoring Flying Deals

Traveling often for business in December and January, there is one distinct change I have noticed with airline travel and that is the abundance of great ticket prices, even on short notice. These flying deals are being offered amongst many airlines and even a few such as AirTran have announced New Year’s deals starting as [...]
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Yes Virginia, There is a Scholarship

With so many layoffs and instability in companies across the nation, now may be just the right time to pursue one of your life goals by going back to school. For some people, it will become a necessity to further their personal education in pursuit of an additional or alternative degree. This may be an [...]
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Pay Off Your Debts in 2009: 3 Strategies To Being Debt-Free

Today’s post is a guest post By Rachel Karl, a student of MakeMoneyFromWriting.com.  Rachel is learning how to find paid writing jobs and launch a career as a freelance writer. If you are feeling the weight of overspending, it’s time for a debt overhaul. Follow these three simple strategies, and your financial engine will be [...]
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5 Reasons To Open a Franchise Small Business Instead of Going it Alone

Planning to open a new business? One of the first things you’ll need to decide is whether or not you’ll plan and launch your own business idea from ground zero, or if you’ll invest in a franchise business opportunity. Many entrepreneurs don’t consider franchises because they’re concerned about the expense associated with opening a franchise [...]
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Throw A Great Kids’ Party On A Budget

A special day to celebrate the birth of your child, nothing should be more joyous. Unless of course you are like me and dread party planning in addition to the fact that parties, even for young children can get expensive….fast. How can you throw a great party that your child will remember fondly without breaking [...]
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Tips for Getting a Mortgage in 2009

As the nation ended the year with endless news about foreclosures and mortgage crisis galore, the new year is the perfect time to take stock of your financial situation and prepare for buying that house you want. It won’t happen overnight, but the new year will bring some changes to the real estate industry and [...]
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Disney Announces Military Travel Promotion for 2009

Disney has kicked off 2009 with many free firsts. Not only is 2009 the year of “What will you Celebrate?” promotion, providing a free ticket to guests on their birthday, but they have trumped their own offer by extending a complimentary five-day park hopper (with water parks) ticket to military personnel in 2009 valid at [...]
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Should You Take the Train or the Plane?

Recently I took a trip from upstate New York to Hegins, Pennsylvania.  The last time I traveled to this location I chose to drive my car because I had the whole family with me.  It took just under 6 hours, but that included time for bathroom breaks and a McDonald’s lunch on the way.  This [...]
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The Carnival of Debt Reduction (Like Suze Orman Would Do)

One of my favorite carnivals is the Carnival of Debt Reduction – getting out of debt has been a long term goal of mine, and I know that it’s a goal of many to pay off their debts and live the debt-free lifestyle.  I do apologize for the late publication of the carnival- it was [...]
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Do You Qualify For These Common Tax Credits?

As you look in your rear view mirror and wave goodbye to the end of the holiday season you can now focus on the next bump in the road. Before you know it tax season will be in full swing and now is the time to determine if you can reduce your income tax liability by claiming [...]
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2009 Travel Trends: Americans Traveling & Taking Advantage of Vacation Deals

American travelers are resilient and having weathered bankrupt airlines, gas prices nearing $5 a gallon, fuel supplements, new fees for checked bags, additional fees for airline amenities, reduced airline capacity and other news-making issues in 2008, these vacation warriors are preparing their 2009 vacations. 2009 predictions might be lower than a fairly stable 2008 vacation [...]
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The Carnival of Personal Finance – A Fairy Tale Edition

WOW! The Clever Dude certainly lived up to his name when he published the first Carnival of Personal Finance for 2009. He turned all the submissions into a cute Fairy Tale.  He included a TON of posts in his story about Anastasia and Prince Mike. My favorite selections from the fairy tale include: Insurance Toolbox [...]
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Can You Get A Vehicle Loan with Bad Credit?

You need a car and have done your homework to find one that will fit your budget. But you also know your credit is not so great. Should you give up the notion you can get a vehicle loan? Not necessarily. There are many people across the country who have been experiencing hard financial times [...]