Archive for March, 2009

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What Women Must Know During Every Life Event

Financial ignorance has the tendency to hurt women (and their children, if they have any) in a variety of life situations. While it would be impossible to prepare for every possible situation, having some basic knowledge regarding your finances can be a life saver in some of the more common events. Here are [...]

March 31st, 2009 | Debbie Dragon | Comments | Continued
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The Carnival of Personal Finance at Wide Open Wallet

It’s Monday – that means it’s The Carnival of Personal Finance Day – and this week it’s hosted at Wide Open Wallet.  Some of the submissions included:

Debt Freedom Fighter from Discover Debt Freedom presents Personal Loan Information for People that Have a Low Credit Score.
Erin from PlinkPlink: Moms Talking about Money presents Mom Reigns [...]

March 30th, 2009 | Debbie Dragon | Comments | Continued
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Reduce Financial Stress by Choosing Your Worries

The economy has given us a lot to worry about lately. The market is up and down on a daily basis, people are concerned about the amount of retirement savings they’ve lost and continued to lose, unemployment numbers are reaching all time highs, and thinking about what the future might bring is downright scary [...]

March 30th, 2009 | Debbie Dragon | Comments | Continued
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5 Reasons You Should NEVER Buy A Puppy From A Pet Store

You’ve decided you are ready to add a new member to your family unit. Perhaps your children are begging for a puppy or you may live alone and want a pet for companionship. Whatever the reasons for wanting a cute and cuddly new puppy you should be fully informed before making any purchases. If this [...]

March 29th, 2009 | trisha | Comments | Continued
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Too Good To Be True- Beware Of Online Job Scams

Growing up I recall hearing stories from adults about standing in the unemployment line. Times have changed and instead of standing in the unemployment line people who have lost their jobs have a new line to worry about; the scams and frauds targeting them from online. As with so many other things it is truly [...]

March 26th, 2009 | trisha | Comments | Continued
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What a Difference Control Makes

As there are so many people seemingly trapped under big piles of debt, the helpless feelings and overwhelming emotions that go along with debt are a prominent topic in today’s world. People are all over the internet trying to find information and options for their debt problems. They are turning to third-party organizations to help [...]

March 26th, 2009 | tisha | Comments | Continued
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Should You Purchase Credit Card Protection Insurance?

Credit card protection insurance is offered to card holders to offer security in the event of unemployment, disability, injury or death. Your credit card issuer may offer this protection as credit card protection insurance, payment protection, credit shield or a variety of other names. The concept remains the same: you pay a monthly fee (normally [...]

March 24th, 2009 | trisha | Comments | Continued
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Carnival of Personal Finance #197

Four-Pillars hosted the “Learn the Basics of Investing” Carnival of Personal Finance (#197) yesterday.  Here are a few posts from this edition:

J. Money from Budgets are Sexy has a couple of pf raps.
Two Wise Acres says you have to be tough when dealing with late paying tenants.
Credit Card Assist explains the Fico score [...]

March 24th, 2009 | Debbie Dragon | Comments | Continued
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Refurbished Merchandise- Is It Really As Good As New?

Looking for a great deal on a new cell phone, television, MP3 player or computer? Consumers looking to save cash on these and other purchases may have the option of buying a refurbished product for a fraction of the retail price. If you haven’t already researched refurbished merchandise the following information may be beneficial in [...]

March 24th, 2009 | trisha | Comments | Continued
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Review: Consolidated Credit Counseling Services, Inc.

With their tagline “When debt is the problem, we are the solution.”, Consolidated Credit Counseling Services, Inc. provides credit counseling services as well as debt management programs throughout the United States for people who are overwhelmed or unable to manage their financial problems without assistance.
Founded in the early 1990’s. Consolidated Credit Counseling Services, Inc. is [...]

March 23rd, 2009 | tisha | Comments | Continued
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Cut Your Grocery Costs by Planting Your Own Garden

Spring has officially sprung and many parts of the country are eager to welcome the warmer weather after a long cold winter. Considered a time of rebirth and growth, spring is the time of year when many people are thinking about what they will grow in their home gardens this coming year. With the cost of groceries on [...]

March 22nd, 2009 | trisha | Comments | Continued
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Consignment Stores Are Gaining In Popularity

With everyone looking to make a deal and save some bucks these days consignment stores are seeing a surge in business. The standard ways of saving money such as clipping coupons or buying items when they are on clearance still rank high on the list of ways to keep more money in their pocket however more and [...]

March 21st, 2009 | trisha | Comments | Continued
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Save Money On Your Cell Phone Plan

As more and more Americans become increasingly worried about the economic concerns we are currently facing, many consumers are ready to ditch their expensive cell phone plans to cut costs in their budget. Since it seems every American from the very young to the very old now sport a cell phone it is unlikely that people will [...]

March 19th, 2009 | trisha | Comments | Continued
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Carnival of Personal Finance #196

Green Pandra Tree House hosted the #196th edition of the Carnival of Personal finance.  Among the included articles were:

File Your Taxes Free Online. Find out at Destroy Debt.
 Money Smart Life has orgainzed Tax Software & Tax Forms for Your Tax Return.
Leave Debt Behind talks about How Does Debt Consolidation Work
Growing Money has a wonderful post on How [...]

March 18th, 2009 | Debbie Dragon | Comments | Continued
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Homeowner Affordability and Stability Plan and What It Could Mean for You

President Obama recently announced the details of the Homeowner Affordability and Stability Plan,  also known as the Making Home Affordable Program, which will allow some homeowners the opportunity to refinance their mortgages using a streamlined process. Between 7-9 million americans may be able to refinance their mortgage at today’s lower rates. The plan will also [...]

March 18th, 2009 | tisha | Comments | Continued
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Avoid Paying Too Much on Auto Repairs

If you drive a vehicle you can expect to run into occassional problems that require repairs. We have all heard horror stories from friends and family members about getting taken for a ride from an automobile shop. To avoid paying for unnecessary or overpriced repairs you need to have a basic understanding of car maintenance [...]

March 17th, 2009 | trisha | Comments | Continued
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Child’s Play-Keeping Your Kids Safe

As parents the job of keeping your children safe is never ending. You have to be diligent in monitoring what they eat, who they meet and where they go. Contrary to popular believe parenting today is different than when we were growing up. The world is not the same safe place where kids could hit [...]

March 16th, 2009 | trisha | Comments | Continued
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How Do You Compare? Save Money By Comparing Prices

This article is provided by Daniel Smyth, a student of MakeMoneyFromWriting.com where he is learning how to find freelance writing jobs and run a successful writing business.
As the global economic recession continues to grip the World’s major economies the general consumer has certainly begun to feel the pinch and now, more than ever, is the [...]

March 16th, 2009 | Debbie Dragon | Comments | Continued
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To Lease or Not To Lease

Since the option of leasing a new automobile became a reality there have been many arguments over whether it is better to lease or buy a new vehicle. There are many benefits available to people considering leasing their next vehicle however leasing is not the best option for everyone. Before you lease a vehicle you [...]

March 14th, 2009 | trisha | Comments | Continued
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Tips for Fixing a Busted Budget

While most financial advice starts out something like this: “to find financial freedom, you must create a budget”. Over and over we hear about the importance of budgeting and tracking our spending and it’s a wonder that budgeting is not a federal requirement for all people. The reason why budgeting is so often mentioned is [...]

March 13th, 2009 | tisha | Comments | Continued
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Living In A Recession

This article is provided by Kathy Zengolewicz, a student of MakeMoneyFromWriting.com, where she is learning how to find freelance writing jobs and establish an online writing business. Kathy is the founder of The Ardent Author
What is a recession?
A recession is when there is a decline in industrial production, employment, real income, and [...]

March 12th, 2009 | Debbie Dragon | Comments | Continued
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7 Things to Be Grateful for During Hard Times

While it is easy to think of many negatives during a financial struggle, it is very important that you shift focus and take a long hard look at the positives. Positive thinking is powerful and while it may not produce actual cash, it can help you refocus your goals and in turn, find more reasons [...]

March 11th, 2009 | tisha | Comments | Continued
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Beware of Stimulus Scams

A disturbing new scam that is popping up across the nation relates to President Obama’s recent stimulus plan to aid the nation’s economy. With the nation hearing each day about bail out money going to big businesses, it is a reasonable assumption for consumers to think they too will get a piece of the action.
The [...]

March 10th, 2009 | tisha | Comments | Continued
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Carnival of Personal Finance #195 at StockTradingToGo.com

This week’s carnival of personal finance was posted at StockTradingtoGo.com.  There were 91 submissions – all on personal finance topics.  Go take a look for the full presentation; but here’s a little sample:

10 Best iPhone Applications For Finance and Investing
M is for Money presents My Money Mistake #3 – Cashed out a 401(k)
The Digerati Life [...]

March 9th, 2009 | Debbie Dragon | Comments | Continued
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The Do’s and Don’t of Recession Time

While the economy continues to struggle and new plans are in the works to regain financial stability across the nation as well as in our own homes, it is important to remember some very key points when battling the recession.
Here are some do’s and don’t to surviving the recession’s tough times:
The Do’s
Paying Off Debts [...]

March 9th, 2009 | tisha | Comments | Continued
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Five Ways to Argue Less About Money

Statistics show that the number one reason for divorce is usually money.  It is hard to find financial harmony you both can live with.  If there was no such thing as money, many may consider theirs would be the “perfect marriage”.  If you and your spouse are not on the same page, it won’t be [...]

March 6th, 2009 | tisha | Comments | Continued
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This Week’s Carnival of Personal Finance at FreeMoneyFinance.com

That’s right, FreeMoneyFinance.com is the host of this week’s Carnival of Personal Finance.  If you’re not even sure what a blog carnival is or why in the world bloggers love them so much – definitely head over to see the carnival, because it’s all explained in the first paragraph.
Many articles were selected for inclusion in [...]

March 4th, 2009 | Debbie Dragon | Comments | Continued