Archive for May, 2009

There is a check scheme going around that is snaring people into owing thousands of dollars on fake checks that look real. The offers that come for these checks look and sound so real that they are snagging victims at an alarming rate. And those who are caught up in them can be on the [...]

Obtaining life insurance is not a pleasant experience, but it is necessary. Keep in mind that it is not for you, but for those you love. Looking at it in that light helps you stay motivated to get it done.
Here are six steps in shopping for life insurance that will hopefully make it [...]

There is always a silver lining, right?  Consider that when things go badly in the economy, that is the time when prices drop on some items that you might need to purchase.  Here are some things that have very good prices right now.
Cars and trucks. Could this be the best time to buy a new [...]

Did you happen to see the Nascar race on Monday?  In honor of our armed services, the entire race was stopped at 3pm. All Nascar cars pulled into a straight line around the track, turned off their engines, while the pit crews lined up around the edge of the track, hats in hand – and [...]

In the United States this weekend is recognized as a holiday to commemorate the men and women in the military who gave the ultimate sacrifice so that we can enjoy the freedoms we do today. Many people also consider this weekend as the official start of summer and celebrate with picnics, cookouts and other activities. [...]

Change is on the horizon but it might come too late for consumers already struggling with high interest credit card debt. There is no doubt the credit card reform that is about to become law will provide protection from unfair billing practices. Unfortunately for card holders who already carry a balance, these changes might be [...]

It is estimated that 15% of Americans have more than $9,000 in credit card debt with the remaining majority still in over their heads about $2,000. While a larger majority of consumers are working hard to free themselves from debt, many more still have no idea which way to turn.
A free, user-friendly website, DebtGoal is [...]

Most of us are well versed in the payday loan scene and avoid using these types of predatory loans. But, some may not be, or feel like they have no other choice due to their financial circumstances. If you have ever taken out a payday loan, you know how expensive that it is and that [...]

As many consumers are busting their hump to get out of credit card debt, there are still companies out there who are happy to take advantage of an unfortunate situation. Two so-called debt settlement firms are under the microscope for alleged deceptive practices in the state of Illinois.
Aliso Viejo, CA’s SDS West Corporation and Addison, [...]

This is your second and final chance to get ready for the advent of digital television across the nation. As of June 12, 2009, consumers still using analog television equipment will no longer be able to view television programming. Consumers have been urged since long before the original conversion date of February 17. 2009 to [...]

Cutting costs at the grocery store is usually the first step to regain control of your spending and save some cash in your household budget. There was a time in history when the poor were thin while the rich got fat, but that is not the case today. Unfortunately when money is tight, finding a [...]

Earn What You Spend hosted the latest Carnival of Personal Finance #204.  Here are a few of the posts I liked this week:

Darwin’s Finance shows us a nice graph that outlines the differences of Investors Starting at 25 vs. 35 Years Old.
One Caveman’s Financial Journey shows us 8 Things New Parents Don’t Need
Debt Freedom Fighter from Discover [...]

The Social Security Administration is reminding seniors or other social security recipients that no action is needed to receive stimulus check. As part of the governments economic stimulus package, eligible recipients will receive a special one time payment of $250 from the Social Security Administration. Predictably con artists, always looking for an easy mark, are [...]

There is a study out which tells a bleak story concerning a less than enthusiastic attitude towards food safety. This study from Rutgers University on consumer behavior about safety issues suggests that many shoppers choose to ignore warnings about tainted food and continue to eat items that have been recalled.
The obvious red flag here [...]