Archive for July, 2009

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Are You An Informed Shopper?

Whether you are doing your weekly grocery shopping or comparing life insurance policies, the best way to ensure you are getting the best value for your money is to be an informed shopper. While many of us “think” we are savvy shoppers, in reality there are several common faux pas we make on a daily [...]
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Not Enough Money – Here Could Be The Reason

This article is written by Alfred Spengly, a student of MakeMoneyFromWriting.com.  Alfred is learning about the business of freelance writing and how to become a successful freelancer. _________________________________________________________________________________________ What is your biggest financial concern? If you were to ask yourself what you would need to be better-off financially, what would you say? Is it to [...]
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Back-To-School Shopping Tips

Summer is in full swing and while the kids might not be thinking about heading back to school in a few weeks, parents should be preparing their back to school budget. During the best economic times this annual preparation for the start of the school season can be financially taxing. This year will undoubtedly be [...]
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Safety Of Electronic Cigarettes Questioned

Over the past few decades the number of smokers has been declining as more information becomes available proving the dangers of smoking. Despite the declining number of people who choose to light up, there are still an estimated 37 million adult smokers in the United States. Many of these smokers understand the health risks of smoking [...]
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Choose Your Charities More Carefully with Charity Navigator

It’s always frustrating to donate your own hard-earned money to a supposed charity only to discover down the road, courtesy of a newscast, that the company you gave to was a fraud. It is one of the main reasons people have stopped giving cash to charities in recent years. While there are legitimate charities that [...]
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Consumer Beware: USfidelis Extended Warranties Not So Good

You may have seen a series of ads promoting the extended warranty services for your vehicle provided by Usfidelis. While it may seem at first glance like a good deal, the Better Business Bureau is concerned about the number of issues surrounding the company. Supposedly, under the Usfidelis extended warranty, your expensive vehicle repairs can [...]
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Going to College With Less

It is almost back-to-school shopping season and for college kids especially, these tough times will call for tough measures. More parents have to cut spending just to afford tuition and board. In fact, there are many more college students who are living at home with their parents to cut down even more on college expenses. [...]
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Lightning Strikes on the Rise – How to Protect Yourself

It’s been a interesting summer season for weather. It seems the number of thunderstorms for last year and this year were higher than normal and with those thunderstorms, it seems lightning has been striking more often. Lightening has been making more direct hits on homes too, meaning that homeowners have been suffering higher losses in [...]
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Carnival of Personal Finance #214

A creative Carnival of Personal Finance has been posted at Poorer Than You.  Not only can you get your personal finance fix, but you can learn a little about the Presidents of the United States at the same time.  There doesn’t seem to be as many posts published this week with the format they’re using, [...]
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Money Market Funds

Most money market funds require a minimum deposit of $1,000 or more. Money market funds allow instant access to your money without penalty when you need to withdraw money, and you have the option of cashing in your shares by phone, mail or through a broker if you select a brokerage-sponsored fund. Most funds give [...]
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How To Become A Green Shopper

Consumer trends are shifting toward a more conservative approach with more people paying close attention to product pricing and spending habits. Many people develop strong preferences for certain products and changing these habits can be a bit challenging. If you are making changes in the way you shop and the products you buy, now is [...]
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Employee Training for Small Business Owners

As a small business owner, one of the things you have to do is make sure that your employees are properly trained to perform the essential functions of the jobs that you hire them to perform. That means that part of your job involves employee training. While you might send your employees out to take [...]
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Is a Bi-Weekly Mortgage Right For You?

Bi-Weekly Mortgages – Are They All They are Advertised to Be? When shopping for different mortgages and mortgage rates it is especially important to take the length and structure of the mortgage into consideration among other things. If you’re like me and look at junk mail and spam closely, then you have probably noticed a [...]
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How To Get Good Deals On Summer Entertainment

After almost two years of stress and worry over the economy, many people will argue that their priority is not finding a great deal on summer entertainment. That being said, everyone needs a break from the day-to-day grind and taking in a show or concert can bring a few hours of relaxation that is much [...]
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The Carnival of Personal Finance #213

Man Vs. Debt is traveling through New Zealand, but still posted this week’s Carnival of Personal Finance.  Make sure you check it out for great finance posts from around the blogosphere, as well as some really nice New Zealand photographs and information. Here are a few selections from the carnival: Jim from Bargaineering presents How [...]
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Tips To Avoid Getting Taken For A Ride When Buying A Used Car

Our society has seen a shift in consumer spending with Americans looking for ways to save more of their hard earned cash. Many of those people are prolonging buying a new vehicle in favor of keeping the one they have on the road longer. For those that are in the market to purchase another vehicle, [...]
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Can’t Afford Your Car Note? Prevent Repossession Now

Like with most debt, the worst thing you can do to yourself and your credit score is to ignore it. There are some things you can ignore and they just go away. Debt is not one of those things. Even ignoring it for a little while likely means it will double your trouble. With interest [...]
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Poison In Your Medicine Cabinet?

Recently I ran into a friend who would have made a perfect candidate for an episode of House or Mystery Diagnosis. For over a year she has experienced symptoms that stumped her doctors and left her wondering if she would ever know the cause of her declining health. She finally got her answer a few [...]
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Qualified for a Interest Rate Buy-Down? Take Advantage and Save

Could you imagine getting a home loan at an interest rate of below 4% on a brand new home? Well, imagine no more. If you are well qualified, you can have access to such an outstanding loan rate right now. The Buy Down Incentive For many years, private home builders and sellers have been willing [...]
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Carnival of Personal Finance #212

Darwin’s Finance hosts the 212th edition of the Carnival of Personal Finance.    Here are a few we liked: The Digerati Life presents Should You Get Identity Theft Protection? Harvesting Dollars presents Do You Need A Financial Adviser PennyJobs.com presents Entrepreneurs Are Worthy of Their Profits Personal Finance Analyst presents 5 Wacky Scholarships! Free From Broke [...]
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MoneyAisle.com Review: The Banks Compete For Your Cash

Everyone has probably heard of LendingTree – where the lenders compete for the chance at becoming your mortgage company. An extension of the money-auction concept is delivered by Money Aisle. At Money Aisle, you can search for the best rates on a high yield savings account or certificate of deposit product, as well as finding [...]
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Carnival of Personal Finance #211 at Green Panda Treehouse

The GreenPandaTreehouse offers up the Carnival of Personal Finance #211 with their favorite TV show theme, Burn Notice.  Check out the complete carnival to see how they tie in the TV show with personal finance!  Here are a few we’ve selected to feature here from the carnival submissions: Savings Toolbox has some situations when When Automating [...]