Archive for August, 2011

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When to Refinance

Making the decision to refinance or remortgage a home is a big one, especially in today’s economic climate.  There are a number of different reasons for a person to refinance a home and the reason why the person is choosing to refinance the home will determine what kind of mortgage agreement they will sign to [...]
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Mortgages 101

In recent years, many people have gotten into financial trouble because they signed up for a mortgage agreement before they were financially ready and did not realize the financial hole they were digging for themselves. Before obtaining a mortgage, there are a number of things that a person should be aware of and should understand [...]
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How to Save Money on Your Next Mortgage

It is baffling that many people spend more time researching their car purchases than they do researching their mortgage purchase. A study conducted by Harris Interactive and Zillow showed that individuals average around five hours for researching mortgage loans but average 10 hours for researching available car loans. This lack of preparation can end up [...]
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How to Avoid Foreclosure Scams

During the financial turmoil all over the nation, consumers still have to be worried about falling victim to the increasing amount of scams in addition to worrying about staying on track with their personal finances. Due to the increasing rate in the number of home foreclosures, many consumers are looking to get help and at that [...]
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Appraisal Process Rules Lead to Mortgage Delays

The appraisal process of buying a home has some new rules – ones that are costing borrowers and lenders both time and money. The new rules were developed to protect from faulty appraisals but place regulations on how lenders can choose an appraiser when certain home loans are originated. While consumers in general may feel no [...]
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Are No Deposit Mortgages a Good Idea?

In the buyer’s market of today, it seems like everyone is trying to get into a home while the prices are still at record lows. Though despite the fact there are almost the best mortgage deals available in history, not all aspiring homeowners have the funds to begin a long term mortgage. Aware of this, lenders are [...]
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How do credit ratings work?

Credit cards have become an almost essential part of every American’s life, with a vast variety of cards on the market – low interest credit cards, reward credit cards and credit cards for bad credit. However, even though there are providers that will consider applications from individuals with a less than perfect credit history, the [...]
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How to Get A Financial Times Subscription Discount

If you have been enjoying the Financial Times website, but feel like you would prefer to have all of the news delivered to your door six days a week instead – you might consider a Financial Times subscription.  Some people stick to the website because they don’t like to spend their hard earned money on [...]
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Try The Financial Times Free Trial

Do you like to keep your finger on the pulse of global financial news?  Want to keep up with US politics, business practices and have it all in one place?  The Financial Times free trial is exactly what you need. What is the Financial Times Free Trial? The newspaper will be delivered to your home [...]
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Gazelle.com – Scam or Legit?

The internet has been the birthplace of many scams and fraudulent activities that rip unsuspecting people off.  As a result, many people are skeptical of any internet based business and automatically assume the worst.  One of the more recent internet businesses to take off is Gazelle.com – a site that buys used electronics from people [...]
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Gazelle.com Complaints

If you have been thinking about selling your used electronics on Gazelle.com but haven’t tried it yet because of the various Gazelle.com complaints you’ve heard – you may want to reconsider.  Not all Gazelle.com complaints are based on facts – in fact, most probably arent.  Here are a few common complaints people have with the [...]
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Increase Earnings With a Gazelle.com Bonus Code

If you have been looking for a way to make some money on the electronics you have lying around the house, Gazelle.com may be a good option for you.  The process is simple – you enter your items into an easy-to-use website form, find out how much they’re offering, and ship them out.  About two [...]
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Buying a home? Avoid paying extra fees

Buying a home can be complicated enough, but sorting through all those additional fees can leave everyone feeling confused and ripped off. Before you settle with extra costs on your mortgage, think about which fees you can fight to avoid. Everyone has heard about closing costs, but few people actually know what they consist of. [...]