Archive for Debbie
Change Your Life? Check Your Withholdings
Those that are employed for an extended period of time may forget to keep up with their human resource information, especially where their income is concerned. But any change in life circumstances may require a change on your withholdings documents. If you have gotten married, divorced, added dependents, or can no longer claim previous dependents, [...]
What Might Trigger an IRS Tax Audit?
It’s tax time again, and as you’re getting all of your documents together to prepare for filing, you’re probably hoping to get as many tax deductions. In 2010, about 1.5 million people who filed the most common return on IRS Form 1040 were audited – only about 1.1% of tax filers. On the other hand, [...]
5 Reasons You Should Pay Attention to Receipts
For many consumers, receipts are just a nuisance that are quickly thrown away. But receipts play an important part in our personal financial life. It can be wise to get into the habit of storing receipts in a shoebox, basket or filing folder so you’ll have what you need for budgeting and tax purposes. Make [...]
Get More on a Tighter Grocery Budget
As the price for groceries continues to increase and the average family’s food budget decreases, many people are looking for ways to feed their families for less money. In 2012, the Department of Agriculture estimates that grocery store prices will increase as much as 4%. Here’s’ what you can do to decrease your grocery expenses [...]
Two Money Management Strategies to Reach Your Goals Faster
There isn’t much you can do about the current economic conditions, but you always have control over managing your money. If you’re not afraid to spend some money in exchange for reaching your goals faster, you can take steps to maximize your finances that people who prefer to be frugal and cut expenses won’t try. [...]
3 Options for Selling Your Home
In a buyer’s market, if you’re ready to buy your next home or fear that home values are going to fall even further and want to sell your home before that happens – you have a few options for selling your home. Here are three options for selling your home that might help you meet [...]
5 Ways to Supplement Your Lacking Income
Many working families still cannot fully make ends meet and live from one paycheck to the next. Those families have found that after calculating their monthly expenses from their monthly income, the sum total is in the negative. In this common scenario, there are typically two choices: You can cut some expenses out of your [...]
Tips to Avoid Paying Late Fees
Late fees are unnecessary expenses that rob you of your hard earned money and leave long term damage to your credit score. For many people, the late fees they pay to their credit cards cost more than the minimum payment itself! Learn the following tips to avoid paying late fees – and also a strategy [...]
The CARD Act and Credit Cardholder Rights
Credit card companies have long been the source of consumer complaints regarding excessive and unreasonable fees and penalties. In addition, for many years, credit card users found themselves dealing with unreasonable, and often times, downright rude customer service. The downturn in the economy triggered even more aggressive behavior and antics from the credit card companies. [...]
How to Choose a Credit Card
Competition between different credit card companies is fierce, and they will compete with one another to attract new cardholders through introductory offers, rewards programs, and cardholder perks. The offers from credit cards are tempting, but none of these often temporary programs should be the reason you choose a credit card over the others. Here are [...]
Saving Money Despite Durbin Amendment Bank Changes
Consumers need to pay a lot more attention to every detail of their finances these days if they wish to save as much as they intend. With the recent addition of the Durbin Amendment to the rules of banking, consumers are even more hard-pressed to get very involved in their money matters, especially where their [...]
Avoid Credit Card Skimming Scams
The holiday season is a time of increased credit card and debit card skimming scams. The number of people shopping and spending money is increased, and the majority of people rely on their debit or credit cards during the holiday season – making it a prime time of year for credit and debit card skimming [...]
How to Improve Your Credit Score
Your credit score plays an important role in your life – not only does it affect your ability to get credit, but it’s also used in the calculation of your car insurance premiums, whether or not you can rent an apartment, and can even prevent you from getting hired. A low credit score can affect [...]
What Women Must Know During Every Life Event
Financial ignorance has the tendency to hurt women (and their children, if they have any) in a variety of life situations. While it would be impossible to prepare for every possible situation, having some basic knowledge regarding your finances can be a life saver in some of the more common events. Here are a few [...]
You Can Make Money With Borrowed Money
The wealthy people of the world get wealthier from “free” money – the interest their account balances and investments earn over time. There are ways the rest of us can earn a little extra money from borrowed money – and if done correctly, we won’t be charged more in interest than the amount earned on [...]
Tablet Computers Cut into Microsoft’s NASDAQ: MSFT) Profits
For the first time since 1991, Apple (NASDAQ: APPL) has beat Microsoft (NASDAQ: MSFT) as the most profitable technology company. Both companies show some growth despite a sagging economy. While Microsoft is now in second place, they have reported a higher than expected quarter in terms of revenue. Microsoft projected a $16.2 billion quarter; and [...]
When Smartphones Know Too Much – is Your Apple (NASDAQ: AAPL) iPhone Putting You In Danger?
Advancements in technology give us many conveniences that people ten years ago hadn’t even dreamed of yet. One such advancement is the growth of the smartphone market – particularly the Apple (NASDAQ: AAPL) iPhone. All smartphones are basically a miniature laptop, easy to use, always on you, and loaded with personal information. Think about how [...]
Tech Employees at Microsoft (NASDAQ: MSFT) and Google (NASDAQ: GOOG) Get Bigger Raises
Microsoft (NASDAQ: MSFT) has recently announced that everyone in Microsoft would be getting a raise. The announcement was made by Microsoft CEO Steve Ballmer, who went on to say that the company would be using money made from stocks to increase the employee’s base salaries. Ballmer also said future bonuses would be tied to overall [...]
Apple (NASDAQ: AAPL) and Google (NASDAQ: GOOG) On The Hot Seat With Location Tracking
Apple (NASDAQ: AAPL) and Google (NASDAQ: GOOG) are in the hot seat this month as questions arose concerning the location tracking features on their respective smart phones. Both companies have smart phones that track the location of the users location several times each day. Both companies have given statements explaining that the location tracking is [...]
Apple’s (NASDAQ: AAPL) World Wide Develop Conference Sell Out In Less Than A Day
Less than one day after Apple announced the dates for their upcoming Developer Conference, tickets have sold out. Those who were not able to secure tickets may just have to wait until next year. The conference is set to take place in San Francisco and will focus on iOS and Mac OS. The fast sell [...]
Wells Fargo (NYSE: WFC) Set To Stop Offering Debit Card Rewards
Wells Fargo (NYSE: WFC) recently announced that they will stop offering new banking customers debit card rewards beginning this April. Wells Fargo joins other banks who have also recently announced similar cuts. As of April 15th new Wells Fargo customers will no longer be able to enroll in a debit card rewards program. Current debit [...]
Apple’s (NASDAQ: AAPL) World Wide Develop Conference Sell Out In Less Than A Day
Less than one day after Apple (NASDAQ: AAPL) announced the dates for their upcoming Developer conference, it appears that there are no tickets left. Those who were not able to secure tickets may just have to wait until next year. The quick sell out is a record for Apple. While tickets have always disappeared quickly, [...]
Bank Of America (NYSE: BAC) Sued By Share Holders
Bank of America (NYSE: BAC) could once again be heading to court. This time the banks CEO along with board directors and other executives are under fire for negligent practices. They are being sued by shareholders who are crying foul. Shareholders believe that they were misled and that the bank kept viable information about mortgage [...]
Google (NASDAQ: GOOG) Music Is Coming Soon
If you have been waiting for Google’s (NASDAQ: GOOG) version of iTunes, your wait is just about over. Rumors are flying that Google is currently testing their soon to be released music service and it will be available in the near future for consumers. So, what features are rumored for Google Music? What will differentiate [...]
Apple (NASDAQ: AAPL) iPad 2’s Sell Out Overseas In Less Than 24 Hours
Last week Apple (NASDAQ: AAPL) had their formal international launch of their new iPad2. As anticipated and to Apple’s delight, less than 24 hours after the device hit the shelves the stock had been depleted. The iPad 2 seems to be a big hit in the 25 countries that were lucky enough to receive shipments. [...]
Bank of America (NYSE: BAC), Wells Fargo (NYSE: WFC), Citigroup (NYSE: C) Penalties Likely to End “No Money Down” Programs
As banks face penalties for abuse mortgage practices and sketchy foreclosure practices, lenders begin looking for larger down payments for borrowers looking to buy houses. Penalties faced by the nations largest banks, Bank of America, Wells Fargo and Citigroup are expected to run into billions of dollars as a result of the banks automatically signing [...]
Empty Google (NASDAQ: GOOG) Gmail Inboxes for 150,000 Users
About 150,000 people discovered their Google (NASDAQ: GOOG) gmail had been erased on Sunday, February 27th. Their emails, folders, and chat history logs had just disappeared. Some users who experienced the issue reported that when they logged into their Google accounts, it was as if they had just signed up for the service as a [...]
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