Archive for tisha
4 Money Mistakes Common in Marriage
When you get married, there are a lot of changes that take place. A big change but one not talked about enough is the combining of two different financial lives. While many arguments between married couples are linked to money, combining financials is not always the issue at hand. But different money management styles can [...]
Do I Have a Debt Problem? 5 Tips for Evaluating Your Situation
It can be so easy to recognize problems of others but when it comes to analyzing your own personal situation, it may not be as simple. This is especially true if the problems you are experiencing surround money issues. There are millions of Americans that have struggled with financial hardships at one time or another. [...]
5 Pieces of Information You’ll Want from Your Lender
Whether you are committing to a large home loan or a smaller personal loan, there are things you should do in both scenarios. Any loan comes with terms and conditions and you should have a clear understanding of the details in the fine print well before you sign your name on the dotted line. If [...]
Why Health Is an Important Factor in Your Finances
Money matters have a huge impact on human beings and when you are wrapped up in the middle of financial matters that are difficult, it can be easy to forget about the other important aspects of your life. Your health is obviously important but what you may not realize is just how much damage your [...]
How to Deal With Poor Customer Service
As consumers we expect things to go right the first time but we also anticipate things not being as they seem. When we purchase a product or a service and things do not turn out as we hoped, we have to face the customer service department. In some cases, this experience isn’t so bad but [...]
How to Utilize Credit Cards to Boost Credit Score
Credit scores are a very important three-digit number that essentially reflects your financial stability. Without a good credit score, you can expect to pay higher rates for basic services and risk being turned down for credit cards and other financing. One way to boost credit scores and improve your credit history is to utilize a [...]
Reconsider How You Bank: Tips for Making a Change
With the many new regulations being imposed on and by the large national banks, consumers need to keep up with the times in order to stay ahead financially. Banks used to compete for business by offering a large selection of free services. These services have become so common for banking customers few actually realize when [...]
How to Start Your Budget for a New Year
Long before the start of a new year, you should already be tracking your financial over the past several months to make it easier to start a revised budget for a new year. While many people wait until the absolutely last minute to collect their data for taxes, it is to their own detriment. Here [...]
Bank of America (NYSE: BAC) Okayed Second Mortgages for Adjustment
Earlier this month, Bank of America (NYSE: BAC) was the first major lender who offered modification to home equity loans to customers who needed help. Bank of America was the first lender in the program created by the Obama administrations initiative to assist home owners who needed help with second mortgages. Following Bank of America, [...]
Amazon (NASDAQ: AMZN) Launches 69-Cent Music Store
Amazon.com (NASDAQ: AMZN) has started to sell digital song downloads for just 69-cents. They are hoping the move drives more traffic to their e-commerce website and increase the activity of their music storage services. The price cut is effective for song singles and is not a new promotion. However, Amazon did upgrade the site and [...]
Amazon (NASDAQ: AMZN) Speaks Out About Server Meltdown
Amazon (NASDAQ: AMZN) had to publicly apologize for a major outage that occurred when the company’s web host service crashed, causing many major companies to go offline for a few hours and some for a few days. Other sites that experienced online disasters caused by the server crash included Foursquare, Quoro, and Reddit in addition [...]
Google (NASDAQ: GOOG) To Introduce Voice/Video Chat for Android
Google (NASDAQ: GOOG) has announced that it will be introducing a new voice and video chat option for its Android operating system. The feature will allow you to place phone calls through Google Talk over WiFi networks as well as 3G and 4G networks and make a connection with other Android users and other Google [...]
Bank of America (NYSE: BAC) Extends Aid for Service Members
Military members that are currently on active duty or entering such duty have received some good news on the financial front. Military members who have mortgages with Bank of America (NYSE: BAC) will have provisions of the 2003 Service Members Civil Relief Act extended in their favor. The provisions mean they can not be foreclosed [...]
Citigroup (NYSE: C) Set to Hire 500 New Employees
Citigroup (NYSE: C) is preparing for the hire of 500 new employees in 2011 and 2012. The financial institution is set to strengthen its banks across the nation and is looking to hire bankers, traders, and sales personnel in order to continue its growth. In addition to the push for growth and job stability, Citigroup [...]
Social Security Adminstration Plans to Eliminate Paper Checks
If you are waiting by the mailbox for your new Social Security check you are going to have a long wait. The Social Security Administration announced that anyone signing up to receive Social Security benefits next week will not be eligible to receive paper checks through the mail. In fact, other government benefits recipients will [...]
Consumer Spending Increased in March Thanks to Rising Prices
Consumers have been shown to increase the amount of money they spent through the month of March, largely due to the necessity to pay for higher gasoline prices and rising grocery costs. While the outlook may appear to be good for the economy, there is a bigger financial strange on the personal finances of American [...]
Google (NASDAQ: GOOG) Facing $50M Lawsuit Over Tracking
Google (NASDAQ: GOOG) is up against a $50 million lawsuit over the company’s practice of user tracking devices through their Android phones. A class action lawsuit was filed in Detroit, MI this week that is similar to the one filed against Apple (NASDAQ: APPL) by two Tampa, FL men not long ago. The initial lawsuit [...]
US Postal Service Set to Cut 7,500 Jobs
The US Postal Service has announced it will cut 7,500 jobs by the end of 2011. The cuts are mainly scheduled to affect administrative and executive jobs. The Postal service will also be closing seven district offices around the nation. The cuts in workforces are the latest attempt to reorganize the USPS. It is expected [...]
Bank of America (NYSE: BAC) Dividend Meeting Left Out Feds
Bank of America (NYSE: BAC) put together a party of investors and financial analysts this month with the intention of talking up better times again. However, the Federal Reserve was not part of the party plans. The executives of Bank of America were discussing an increase in dividends with the announcement that a ‘new era’ [...]
General Motors (NYSE: GM) Announces $750,000 Donation to Tsunami, Earthquake Victims
General Motors (NYSE: GM) has announced their donation to the Japanese tsunami and earthquake victims. The GM Foundation has funded an immediate donation of $500,000 to the American Red Cross relief efforts in Japan. $250,000 had been initially sent after the earthquake shook the country on March 11. General Motors has also established a website [...]
Verizon (NYSE:VZ), AT&T (NYSE:T) Offering Free Texts, Calling to Japan
Until April 10, calls and text messages sent through the Verizon (NYSE:VZ) Wireless network and a host of other carriers will be free for most residential and wireless customers. Verizon is hoping it will enable more people to get in touch with friends and family affected by the devastation from the earthquake and flooding in [...]
Verizon Already Snagged Nearly 15% of AT&T iPhone Users
After Verizon made iPhone available to their customers, it only took a day for 3% of iPhone users to switch carriers. Within a month time frame, Verizon’s conversion of iPhone customers has been on a steady incline with 12.7% of the market converting to the Verizon (NYSE:VZ) network. Competitor AT&T (NYSE: T) has been having [...]
Verizon (NYSE: VZ) Plans Launch of HTC Thunderbolt, 4G Device This Week
March 17 is the anticipated launch date for the Verizon (NYSE: VZ) HTC Thnderbolt. The phone which runs on the Android platform is the only smartphone on the Verizon LTE network but the company plans to launch additional models later in the year. The phone company has hopes of penetrating 50% of the smartphone market [...]
Japan’s iPad2 Release Delayed by Apple (NASDAQ: AAPL)
With the destruction in Japan over the past week, the decision by Apple (NASDAQ:AAPL) regarding the iPad2 release has been to delay the launch until the country begins recovery. A statement released by Apple’s spokesperson reads: ‘We are delaying the launch of the iPad 2 in Japan while the country and our teams focus on [...]
Citigroup (NYSE: C) High Up on List of Federal Aid Recipients
Citigroup (NYSE:C) was one of the banks posing the highest risk for loss during the government bailout. The bank received a total of $476.2 in cash and guarantees help from the federal government according to a new report issued by the Congressional Oversight Panel which is monitoring the TARP program. The panel had calculated the [...]
Customer Defaults Decline Again for Bank of America (NYSE: BAC)
Customer payments for Bank of America (NYSE: BAC) credit cards have become more steady throughout the month of February. The bank said credit card debt write-offs were down from the month previous. The 2011 reports for February are the lowest numbers the bank has seen since the same month of 2009. Generally, credit card companies [...]
Bank of America (NYSE: BAC) Leaks Suggest Fraud and More
Bank of America (NYSE: BAC) is getting ready for the fallout after WikiLeaks claimed to have access to an executive’s hard drive. But just when the bank thought they had heard the worst, an independent source has claimed they have emails from Balboa Insurance, a division of the bank that was sold to Australia’s QBE [...]
I agree. If a local business is the one offering the sale price I will buy it from them. ...
We are retired and live on a grocery budget of $200 a month for 2 people in the Midwest. That ...