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American Consumer News is pleased to host the Carnival of Debt Reduction: The Secret to Life Edition (#149).  From the website for “The Secret“: The Secret explains with simplicity the law that is governing all
lives, and offers the knowledge of how to create - intentionally and effortlessly - a joyful life.  This is the [...]

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Are you looking for a way to get the best rate on a mortgage? You can possibly help yourself to have a good loan experience if you follow a few simple strategies. These tips have been used by many other people to make their total cost of the mortgage more manageable through mortgage rates that [...]

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Is debt a significant problem in your life? If your answer is yes, then you have a lot in common with many others. Too much accumulated debt and an inability to pay down on the balances are both indicative of financial problems. It is very important to be able to tell when we are headed [...]

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If you set out to go find a mortgage to purchase a home or for a refinance mortgage, you are going to be hit with dozens of different options in lenders, interest rates, loan types, and the like. You have to choose between fixed and variable, 15 and 30 year, and find the lender that [...]

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Currently only 3% of Americans actually pay cash for their vehicles, everyone else gets financing of some sort, whether it be a lease, a traditional auto loan through a bank, or financing through the dealer. It’s always best to pay cash if you can afford to do so, but if you need a car right [...]

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If you’re moving out of an apartment or just happen to have a lot of spills on your carpet, chances are you’re going to need to hire some sort of carpet cleaning. There are a lot of do it yourself services where you can rent a carpet cleaner at a grocery store or a cleaning [...]

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Most people consider having luxuries delivered them to be a luxury and something that just doesn’t make sense for the common man. Many believe that the added cost of having someone else grab the items for you and deliver them is a waste of money and you’re just better off to do it yourself. For [...]

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A lot of people aren’t getting the most out of their credit card. When they turn 18 they fill out whatever credit card applications come in the mail and pick up a credit card or two for their daily purchases. Some people keep the first credit cards they receive for years and never take the [...]

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Bankruptcy is, quite simply, the decision to declare an inability to pay off debts, and the process by which these debts may be written off. It’s bad for an individual, and it’s bad for the creditor to whom the debt is owed. And it’s on the increase, partly because of the culture of borrowing that [...]

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