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Is a Bi-Weekly Mortgage Right For You?

Bi-Weekly Mortgages – Are They All They are Advertised to Be? When shopping for different mortgages and mortgage rates it is especially important to take the length and structure of the mortgage into consideration among other things. If you’re like me and look at junk mail and spam closely, then you have probably noticed a [...]
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How To Get Good Deals On Summer Entertainment

After almost two years of stress and worry over the economy, many people will argue that their priority is not finding a great deal on summer entertainment. That being said, everyone needs a break from the day-to-day grind and taking in a show or concert can bring a few hours of relaxation that is much [...]
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The Carnival of Personal Finance #213

Man Vs. Debt is traveling through New Zealand, but still posted this week’s Carnival of Personal Finance.  Make sure you check it out for great finance posts from around the blogosphere, as well as some really nice New Zealand photographs and information. Here are a few selections from the carnival: Jim from Bargaineering presents How [...]
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Can’t Afford Your Car Note? Prevent Repossession Now

Like with most debt, the worst thing you can do to yourself and your credit score is to ignore it. There are some things you can ignore and they just go away. Debt is not one of those things. Even ignoring it for a little while likely means it will double your trouble. With interest [...]
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Qualified for a Interest Rate Buy-Down? Take Advantage and Save

Could you imagine getting a home loan at an interest rate of below 4% on a brand new home? Well, imagine no more. If you are well qualified, you can have access to such an outstanding loan rate right now. The Buy Down Incentive For many years, private home builders and sellers have been willing [...]
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Carnival of Personal Finance #212

Darwin’s Finance hosts the 212th edition of the Carnival of Personal Finance.    Here are a few we liked: The Digerati Life presents Should You Get Identity Theft Protection? Harvesting Dollars presents Do You Need A Financial Adviser PennyJobs.com presents Entrepreneurs Are Worthy of Their Profits Personal Finance Analyst presents 5 Wacky Scholarships! Free From Broke [...]
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Carnival of Personal Finance #211 at Green Panda Treehouse

The GreenPandaTreehouse offers up the Carnival of Personal Finance #211 with their favorite TV show theme, Burn Notice.  Check out the complete carnival to see how they tie in the TV show with personal finance!  Here are a few we’ve selected to feature here from the carnival submissions: Savings Toolbox has some situations when When Automating [...]
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Building a Business and Planning for the Future

Brett Wilder, Certified Financial Planner™ and author of The Quiet Millionaire shares expert advice with American Small Business News readers: Question: What are the biggest challenges faced by small business owners when building a business and making plans for the future. Answer: The 5 biggest challenges entrepreneurs face when building a business and planning for [...]
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How To Buy A Good Used Car

If your in the market for a car but don’t want the costly years long payments or the high cost of insurance that a new car brings, you might want to consider one of the many used cars that are being sold. While many people shy away from buying a used car because of some [...]
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New Lifestyles Don’t Need New Purchases

As the summertime has arrived, many people get new ideals about fitness, healthier living, and fun times in the sun. Along with those new ideals, many people also end up investing a ton of money in stuff they will never, or at least rarely, use such as a treadmill, high tech camping equipment, expensive health [...]
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Know Your Rights If You Are In Debt

Debt is without a doubt one of the worst four letter words. Not only does it hamper an individual’s ability to work toward other financial goals, but it feeds an industry of companies that are seemingly out for blood. When you are in debt you not only have to worry about how you are going [...]
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Planning A Wedding On A Budget

No one is immune to the changes in the economy, even future brides and grooms. With the average cost of a wedding exceeding $20,000 many couples are wondering if they can pull off their dream wedding without going broke. Luckily there has been a shift in consumer spending and more and more people are paying [...]
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Carnival of Personal Finance at Suburban Dollar

The Carnival of Personal Finance #210 was published yesterday at the Suburban Dollar. Olivia submitted an article talking about the recent changes to federal student loans. vh from Funny about Money presents Planning for Layoff Induced Retirement. mbhunter from Mighty Bargain Hunter presents 7 tips for great coffee on a budget. passive family income from [...]
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Your Rights When Your Rental Is In Foreclosure

While homeowners and other players in the housing and mortgage industry have been covered in detail in the news during the recent financial crisis, one group of society that has been neglected is renters. Many have been forced to find somewhere else to live because their landlord’s property went into foreclosure. Evictions among renters wants [...]
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Get Cash For Your Old Clunker

The Senate recently passed a ‘Cash-for-Clunkers’ bill which will offer cash vouchers in amounts as much as $4,500 to consumers who trade in their old vehicles for new, more fuel efficient vehicles. The bill is now on its way to President Obama for approval. The President is said to be a strong supporter of the [...]
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How to Stay Relevant On The Job and Reduce Your Layoff Risk

With the national unemployment rate over 10% and no sign of slowing down any time soon, it’s a good idea to start showing your employer that you are relevant and indispensable. If layoffs start (or continue!) at your place of employment, you will increase your chances of keeping your job if your employer finds you [...]
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Summertime Fun On A Budget

Recent news reports indicate the economy is beginning to right itself, however many families are still looking for ways to reduce their costs without sacrificing summer fun. With most kids out of school for the summer and parents looking for ways to entertain their children and families without breaking the budget; finding things to do [...]
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How to Save on Child Care Expenses

During a time when most people are looking for every possible method of cutting corners, one often necessary expense that we can’t afford to skimp on quality is child care. While you may not be able to avoid paying for quality child care, that doesn’t mean there aren’t any methods of spending less on this [...]
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Carnival of Personal Finance #209 Posted at LivingAlmostLarge

LivingAlmostLarge.com has published the latest edition of the Carnival of Personal Finance. Henry Stern, LUTCF, CBC from InsureBlog presents Sticks and Stones and HSA’s FineTunedFinances.com presents Financial Evaluation: Asking the Hard Questions Mr. GoTo from Go To Retirement presents Create a Free Financial Plan LeaveDebtBehind.com presents What to Do When You Can’t Even Pay the [...]
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How to Get the Best and Most Affordable Life Insurance

One of the most important purchases that you can make to protect your family is life insurance, especially if you are the primary wage earner for your family.  Many families find themselves deeply in debt and unable to maintain their quality of life if a death occurs, either by sickness or by accident, and they [...]
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How To Find A Good Mechanic

Whether you have a new car needing routine maintenance or an older car that has seen better days, you will likely need a repair shop or mechanic to perform certain services to keep your car on the road. Finding a good mechanic is not as simple as opening the yellow pages or dropping your car [...]
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Affordable Tips to Secure Your Home

There are a lot of home security companies who provide security plans and equipment as well as a sense of security to families and homeowners. However, these companies can charge quite a bit in service fees and monthly charges and families do not necessarily need to go this route to feel secure. Additionally, there are [...]
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Your Money or Your Life – Book Review

This is a guest post written by Stephen Douglas, a student of MakeMoneyFromWriting.com.  Stephen is learning how to find freelance writing jobs and turn writing into a profitable career. In these times of job loss and huge corporate bankruptcies, issues around money– primarily earning it and spending less of it-are on top of a growing [...]
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How Your Employer Can Help When You Get a Pink Slip

There have been so many families hit hard by job loss and layoffs haven’t exactly been slowing down either. If you have received word that your position has been downsized, it can seem like an overwhelming circumstance. But, even with a pink slip, all is not lost. There may be ways for your employer to [...]
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The Carnival of Personal Finance #208 Rolls In

Money Under 30 hosts this week’s Carnival of Personal Finance, with the “Lobster Roll Edition”.  Apparently in Maine, there is a 60-foot Lobster Roll on a flat bed truck looking to beat the Guinness World Record.  I wonder how many lobsters were involved in the creation of that thing?  (Don’t know how many, but various [...]
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Are You Ready for a Furry Friend?

With thousands of unwanted animals patiently awaiting good homes in shelters across the nation, now may be the right time for your family to question if they are ready to adopt a new, 4-legged family member. If you are thinking of giving a pet a loving home, there are many things to consider before investing [...]
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Where To Find Help Paying For Assisted Living

You don’t have to go far to find someone in need. While it is easy to blame the economy on most of the problems people are facing, in truth there will always be someone in need of help even in the best economy. In the United States, reaching retirement age does not necessarily mean all [...]