Real Estate
The First-Time Homebuyer Credit: The Clock is Ticking
The last two years have been difficult years for the housing market. Job loss, high unemployment rates, the stock market downturn and the overall economic crisis painted a grim picture of the future of homeownership in the country. The Housing and Economic Recovery Act of 2008 was instituted to assist and incent people to purchase [...]
Home Sales Are On The Rise
The most recent report from the U.S. Commerce Department shows new home sales have reached the highest point in the past twelve months. This comes after a healthy rise in home sales during the month of October. For the first time since 2005, home sales in October are 5.1 percent higher than home sales during [...]
Thefts at Open Houses Return to Real Estate Market
An old scam is making its rounds again in the world of real-estate. During an open house, criminals may work in tandem with one of the criminals distracting the realtor while the other rifles around the house looking for jewelry and other valuable items. Often, the criminals may arrive separately within minutes of one another [...]
How Portable Storage Containers Make Moving Easier
There was a time in the moving industry when in order for one to move they had to call the moving company and make the necessary arrangements. These days the way you move has become much easier and less time consuming. With the introduction of portable storage containers have definitely made packing and moving a [...]
Signs of Housing Recovery May Be Premature
Many real estate analysts have stated that the housing market may have finally hit a bottom and that prices are beginning to stabilize. Mortgage lenders have tightened up their lending standards and many of the mortgage products which got consumers into situations where they couldn’t pay their loans are now off the market. There are [...]
Renting Fun – The Best Way to Go?
DVDs and video games can be very expensive, especially if you enjoy them on a daily basis. Chains, like Blockbuster, have been renting both of them for years, but the price has shot up recently. Why is this? It’s most likely caused by the fact that focus has shifted from renting in-store to renting online. [...]
New Homes: A Better Deal than Foreclosures?
This is a guest post by Lee Fink. Lee is currently studying at the College of Southern Nevada with a major in Journalism. She hopes to pursue a career in editing. During the housing bubble, many people bought up houses at ridiculously low prices. They would then turn around and sell these homes for much [...]
Bad Economy Means Good Buys
There is always a silver lining, right? Consider that when things go badly in the economy, that is the time when prices drop on some items that you might need to purchase. Here are some things that have very good prices right now. Cars and trucks. Could this be the best time to buy a [...]
Homeowner Affordability and Stability Plan and What It Could Mean for You
President Obama recently announced the details of the Homeowner Affordability and Stability Plan, also known as the Making Home Affordable Program, which will allow some homeowners the opportunity to refinance their mortgages using a streamlined process. Between 7-9 million americans may be able to refinance their mortgage at today’s lower rates. The plan will also [...]
Common Mistakes First Time Renters Make
Getting your first apartment is an exciting and liberating time! Chances are, your first apartment will be about the size of a closet, but that’s the least of your worries. Getting your first place is probably your biggest financial responsibility so far, so it’s worth the time and effort to try and do it right. [...]
Is It Worth It to Fix What You Already Got?
With money woes all over the place, many people will be forced to ask themselves some tough questions for survival. Many more will learn important lessons about money management than they ever imagined they needed to know. As we struggle to make the right financial decisions, it can sometimes seem overwhelming, especially when it comes [...]
Stage Your Home and Sell it Fast
With for sale signs on every other house on every street, competition is fierce for home sellers. It is definitely what we call a buyers market! Just getting potential buyers to step through your door is challenging enough, let alone having them realize your home is the perfect option for them. Home staging is not [...]
7 Ways to Reduce Your Home Insurance Premium
Home owner’s insurance premiums are costly, but there are a number of ways you can reduce the amount you pay to cover your home against the unthinkable. Here are 7 ways to reduce your home insurance premium: 1. Install an alarm system. Most insurance companies will provide you with a discount if you have an [...]
Bankrupt or Boarder? Which Will You Choose?
The economy in America is in a tailspin right now and so many people are left feeling dizzy and confused about what to do just to survive. Some of the biggest concerns arising are from homeowners who are afraid of losing their homes because they can no longer afford to live in them or pay [...]
How to Buy Foreclosure Real Estate Without Going Broke or Getting Ripped Off
The real estate market as a whole is simply not where it used to be. Many of the hyper-inflated prices have dropped down to more reasonable levels after speculative investors realized they would not be seeing double digit returns on their real estate investments year over year. The demand for homes dropped dramatically and many [...]
5 Things to Look for in a Realtor
With the real estate industry in a tizzy due to foreclosures and downsizing of family homes, it is more important that ever to make sure that you make the right choices when it comes to trusting the sale of your home through a realtor. There are several things to think about before signing a commitment [...]
The Payground.com Offers Home Equity Secrets
Recently I was given the opportunity to read an ebook provided by thepayground.com, called: Home Equity Secrets: Simple Methods for Building Your Wealth. Unfortunately, I’m not in the position to put these secrets to use, but after reading the ebook, I sure wish I could! Unlike the majority of personal finance advice columns, blogs, and [...]
Sell Your House Fast and Make More Money Doing It
Are you thinking about selling your house? If you hope to make good cash for houses, you might want to consider avoiding the costs associated with using a realtor, and speed up the process by using a house-buying service like i buy houses. Basically, these house buying services cut out the need for a realtor [...]
Renters Beware: Foreclosures Affect You Too
While many renters probably feel a bit more secure than their homeowner counterparts during the current economic crisis, now is not the time to let down your guard. Home foreclosures are on the rise and steadily climbing and even though renters may be glad they do not have to worry about paying for a mortgage, [...]
How to Maintain Your Lawn on a Budget
Everyone has a neighbor with a perfect yard. You know the one- their grass looks like a thick, green carpet that covers their entire property and they have landscaping you see in magazines. Most of these people probably spend a good portion of their monthly home maintenance budget on their yard care, but there are [...]
You Can Live More Green and Save More Green at the Same Time
For most people, saving the environment is more of a question about whether or not they can afford to live a little “greener” or not. Luckily, there are many ways you can live greener to help the environment and save money at the same time. Replace your doors with weatherproof, insulated versions. These doors offer [...]
Five Ways to Increase the Value of Your Home – For Under $100
If you’re thinking about selling your home, or just want to improve the value of your home in general, there are a number of things you can do for less than $100 that will make a big difference. Paint. Adding a fresh coat of paint to the walls makes everything look clean and updated. Choosing [...]
What Mortgage Lenders Look For
Obviously, potential mortgage lenders look at your income for the last two years and your credit score when determining if you are “home loan-worthy.” However, income can now be “stated,” and bad credit does not mean you will be unworthy in getting a loan. Bad Credit is just as attractive to many lenders as good [...]
ARE YOU COVERING MORE THAN YOUR RENT?
There are various reasons why people rent. One reason may be they do not want the hassles and expense that comes along with owning a home. Renting, however, does not exclude you from certain expenses or liabilities. Have you considered what will happen if your apartment or home suddenly became unlivable because of a storm [...]
Worried About the Real Estate Slump? Don’t Panic.
If you turn on any of the sensationalist news channels, chances are it won’t take long to hear a story about some poor family who signed up for an interest-only variable rate mortgage for a home they couldn’t afford in the first place and were absolutely shocked when the rate and their monthly payments adjusted [...]
New Mortgage Rules Enacted to Additional Foreclosures
In the past year we’ve seen a significant decline in new home purchases and the real estate market as a whole. Consumers are beginning to realize that real estate values can move in two directions rather than just sky-rocket as they have during the last few years. Fewer people are qualifying for mortgages and many [...]
Housing Prices Recovering in Many Markets Nationwide
It’s not a secret that many real estate markets are not doing so hot right now. Many homeowners who signed-up for sub-prime and exotic mortgages can no longer afford them and are facing foreclosure. The companies that offered these exotic mortgages, such as Countrywide, are now facing economic hardship as well. People who would otherwise [...]
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