All Posts Tagged With: "budgeting"

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Black Friday Deals More Limited than We Think

Shopping before the sun comes up is for some an annual tradition no matter what the economy looks like but for many, this holiday shopping season will have to be a frugal one. Those heading out to hit the Black Friday sales need to be cautious of just what they are getting themselves into. The [...]

November 25th, 2009 | tisha | Comments | Continued
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Lay-away Programs – Boone or Bane for Consumers

According to a report on Fox News Business on Oct. 19th; retailers are apparently offering aggressive lay-away programs for the upcoming Christmas selling season.  The primary focus of the report centered on Toys-R-Us and Babies-R-Us. These organizations are extending lay-aways options for those interested in purchasing higher ticket toys. Shopping for children during the Christmas [...]

October 20th, 2009 | trisha | Comments | Continued
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Research Shows Consumers Scared Off By Recession This Halloween

The spooky climate of the economy is having an effect on this year’s Halloween celebrations. Research conducted by the National Retail Federation shows that more consumers are planning to cut back or miss out on many of the traditional celebrations of Halloween. Nearly one in three consumers say that budgeting concerns and the economy will [...]

October 13th, 2009 | tisha | Comments | Continued
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The Rising Cost of Entertainment

Even in these tough times, companies feel the need to raise prices of the things that Americans enjoy. This is especially true for people that enjoy going to the movie theatres. There are a few easy ways to save money, and still do the things that you enjoy.
Set a Day Instead of going to see [...]

August 20th, 2009 | tisha | Comments | Continued
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Not Enough Money – Here Could Be The Reason

This article is written by Alfred Spengly, a student of MakeMoneyFromWriting.com.  Alfred is learning about the business of freelance writing and how to become a successful freelancer.
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What is your biggest financial concern? If you were to ask yourself what you would need to be better-off financially, what would you say? Is it to eliminate your [...]

July 30th, 2009 | Debbie Dragon | Comments | Continued
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More Vacation for Less Money

While the stay-cation is on the minds of many Americans, getaways are not totally impossible at this point, as long as you follow some tricks of the trade.
Create Your Vacay Budget
Just like with your personal finances, it is important to set your money limits before you even start exploring where you want to go on [...]

May 23rd, 2009 | tisha | Comments | Continued
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6 Tips That Will Save You Money on Child Care

Since many households require dual incomes to stay afloat, child care concerns are a necessary part of many family budgets. Granted, you want to ensure that your child is well-cared for by properly trained people and you can’ always rely on simply choosing a child care facility based on price. But child care is one [...]

February 25th, 2009 | tisha | Comments | Continued
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Hold On To Your Wallet: Stamp Prices Rising Again

As we all work to save every penny we can, the postal service will be raising the prices of their first class mail stamp an additional two cents. The new price of the stamps, which are currently $.42, will move up to $.44 starting on May 11, 2009.
The US Postal Service sited the reason for [...]

February 13th, 2009 | tisha | Comments | Continued
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The “Debt Trap”

With the ongoing economical situation, many are faced with frustration, doubt and extreme uncertainly about their financial future. Some may have lost jobs, lost investments and some may even be facing “financial suicide”, bankruptcy
Whether you are in over your head or just starting out, in order to escape or keep yourself from visiting the [...]

February 7th, 2009 | tisha | Comments | Continued
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Tools for Managing Your Home

There’s a lot to running a household and keeping everything organized.   There are a number of tools and methods people use for managing the household, the trick is to select a method that you can stick with and use consistently.  Not only will these tools help you manage your home, but they make it possible [...]

January 27th, 2009 | Debbie Dragon | Comments | Continued
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Dealing With an Overspending Spree

As the holidays drawn nearer, more stores are ringing in the holiday merchandise a lot sooner than ever before. The idea behind this holiday explosion during Halloween is to give families a bit of a break because so many have to stick to a strict budget. This allows parents and families some extra time to [...]

October 14th, 2008 | tisha | Comments | Continued
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Stop Splurging On Your Pet and Save Big Bucks

Of course your pets are much-loved members of the family but let’s face it – if they are eating better than you and your kids, it is time to consider some cut backs in the doggie (or kitty) department.
Between the rising cost of animal health-care, including vaccinations and emergency services, there is little room for [...]

August 22nd, 2008 | tisha | Comments | Continued
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Pay Attention to Your High Interest Not High Balance

More and more consumers are finding themselves in debt than ever before. With the economy on shaky ground and people tightening budgets, it doesn’t take long for debt to become a reality and spin out of control. Many people faced with a mounting pile of bills can easily become overwhelmed, worrying about how they will [...]

July 22nd, 2008 | tisha | Comments | Continued
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Carnival of Personal Finance #158 at Mrs. Micah’s

Mrs. Micah hosted the Carnival of Personal Finance #158 and very creatively linked personal finance blogs with Buffy the Vampire Slayer!  Thanks Mrs. Micah for featuring our post about keeping your medical information safe.  Here are a number of articles from the carnival this week:

Penelope Pince from Our Fourpence Worth has come up with Monopoly [...]

June 23rd, 2008 | Debbie Dragon | Comments | Continued
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Tips for Teaching Kids Better Money Management

Kids learn by example.  It’s shocking how many families never talk about money or budgeting with their kids, and then even more shocking why we don’t understand why it is children grow up to be poor money managers.  We wouldn’t expect a teenager to get behind the wheel for the first time and automatically know [...]

June 13th, 2008 | Debbie Dragon | Comments | Continued
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Carnival of Personal Finance #155 Published

More time with family, that’s what Moolanomy is talking about this week as the carnival of personal finance #155 gets published!  As much as all of us personal finance bloggers and readers are interested in reducing our expenses, paying off debts and generating wealth- we have to remember the importance of family.
Some of my favorite [...]

June 3rd, 2008 | Debbie Dragon | Comments | Continued
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Website Review: Mint.com

I have read finance related articles on Mint.com in the past, but never really took the time to realize that they are more than another site with articles!  This morning I was looking around for some inspiration, and discovered that Mint.com allows people to create an account and track all of their bank accounts and [...]

April 5th, 2008 | Debbie Dragon | Comments | Continued
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HOW TO BUY BIG-PRICED ITEMS ON A STRICT BUDGET

It is not completely impossible to splurge a little on yourself, even if you are on a strict budget. You can incorporate a one-at-a-time spending spree no matter how tight your budget is. If you have your eye or heart set on a big-priced item that you just have to have but it is not [...]

March 12th, 2008 | tisha | Comments | Continued
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How to Support Your Favorite Charities Without Busting Your Budget

In times like these, when the majority of us are just trying to make ends meet and have food on the table, we tend to be strict with our budgets because quite frankly there is no way around it. We all have to watch what we spend and often feel a bit bad about not [...]

February 7th, 2008 | tisha | Comments | Continued
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Menus Aren’t Just for Restaurants

It’s been said the first rule of thumb when grocery shopping is to never go when you are hungry. I completely understand why that is the first rule of shopping. Truth is, I do it all of the time. Mainly because by the time I make it to the store, there is nothing left to [...]

January 25th, 2008 | tisha | Comments | Continued
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Will The Ends Ever Meet?

In a 2007 survey conducted by CareerBuilder.com, the nation’s largest online job site, four out of every ten American workers survive living paycheck to paycheck. 41% of the working public would not be able to meet their living expenses without relying on the next payroll check to come in.
The incoming money is spent before [...]

January 18th, 2008 | tisha | Comments | Continued
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Holiday Shopping Done – Let the Budgeting Begin

The holiday season is over for most of us. But guaranteed a part of that season is going to stick with us for a long while – years even. How is that possible? Two words – credit cards. If you are one of many people who shopped for Christmas on credit, the statements you are [...]

January 15th, 2008 | tisha | Comments | Continued
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Do You Need a Money Diet for the New Year?

 Most people set goals and resolutions to improve their lives in some way at the start of a New Year. One of the most popular resolutions, of course, is to lose weight- but with the increasing number of American’s in excessive debt, it would do us all some good if we made some financial plans [...]

December 31st, 2007 | Debbie Dragon | Comments | Continued
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Money Tricks and Tips You Should Be Using

Do you have a jar of pennies at home? They do seem to multiply, and most people don’t want to cart around a jar of pennies when they’re shopping!

In order to reduce the amount of pennies you carry around with you or stash in a jar to roll later, just keep four pennies in your [...]

December 3rd, 2007 | Debbie Dragon | Comments | Continued
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Five Reasons to Always Pay with Cash (And Throw Your Credit Cards Away)

Whenever I’m stuck in the line at Wal-Mart, Best Buy or another retail store, it seems that just about everyone is paying with a debit or credit card these days. Plastic is certainly a quick and convenient method to pay for purchases, but I still choose to pay with cash. I still have two credit [...]

November 23rd, 2007 | admin | Comments | Continued