All Posts Tagged With: "CARD Act"

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The CARD Act and Credit Cardholder Rights

Credit card companies have long been the source of consumer complaints regarding excessive and unreasonable fees and penalties. In addition, for many years, credit card users found themselves dealing with unreasonable, and often times, downright rude customer service. The downturn in the economy triggered even more aggressive behavior and antics from the credit card companies. [...]
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Credit Card Changes Go Into Effect Today

For years consumers have complained about some underhanded tactics used by credit card companies which make it almost impossible to pay off high debt balances. Prior to the enactment of The Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009, credit card companies operated in a largely unregulated industry. In addition to the changes [...]
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Credit Card Offers Coming To A Mailbox Near You

In recent years you have probably noticed a decline in credit card offers arriving in your mailbox. Before the recession took hold of the country, American consumers were regularly inundated with offers of credit in their mail each day. As the economy took a nose dove, credit issuers reigned in the credit free for all [...]