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	<title>American Consumer News &#187; carnival of debt reduction</title>
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		<title>The Carnival of Debt Reduction (Like Suze Orman Would Do)</title>
		<link>http://www.americanconsumernews.com/2009/01/the-carnival-of-debt-reduction-like-suze-orman-would-do.html</link>
		<comments>http://www.americanconsumernews.com/2009/01/the-carnival-of-debt-reduction-like-suze-orman-would-do.html#comments</comments>
		<pubDate>Tue, 06 Jan 2009 15:46:38 +0000</pubDate>
		<dc:creator>Debbie</dc:creator>
				<category><![CDATA[1]]></category>
		<category><![CDATA[carnival of debt reduction]]></category>
		<category><![CDATA[get out of debt]]></category>

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		<description><![CDATA[One of my favorite carnivals is the Carnival of Debt Reduction &#8211; getting out of debt has been a long term goal of mine, and I know that it&#8217;s a goal of many to pay off their debts and live the debt-free lifestyle.  I do apologize for the late publication of the carnival- it was [...]<p><a href="http://www.americanconsumernews.com/2009/01/the-carnival-of-debt-reduction-like-suze-orman-would-do.html">The Carnival of Debt Reduction (Like Suze Orman Would Do)</a> was created by and is property of <a href="http://www.financeispersonal.com">American Consumer News</a>. </p>
]]></description>
			<content:encoded><![CDATA[<p>One of my favorite carnivals is the Carnival of Debt Reduction &#8211; getting out of debt has been a long term goal of mine, and I know that it&#8217;s a goal of many to pay off their debts and live the debt-free lifestyle.  I do apologize for the late publication of the carnival- it was due out yesterday but after traveling for several days, it just slipped my mind that I was given the honor to post this week&#8217;s edition!  So, let&#8217;s just get to it!</p>
<p>The Carnival of Debt Reduction: As <a title="Suze Orman" href="http://www.suzeorman.com/index.cfm" target="_blank">Suze Orman</a> might do it (if she did carnivals, anyway, instead of things like the Oprah show!):</p>
<p><strong>Quotes from Suze Orman&#8217;s book, &#8220;Young Broke and Fabulous&#8221;:</strong></p>
<blockquote><p>Listen, I know dealing with money, especially the lack of money, may not necessarily be high on the list of priorities.  But something motivated you and brought you to this page&#8230;</p></blockquote>
<p>Laura, from <a title="No More Spending" href="http://www.nomorespending.net" target="_blank">No More Spending</a>, has made the commitment to getting out of debt, and shares her story in  <a title="Tunnel vision" href="http://www.nomorespending.net/2008/12/tunnel-vision-focus-going-gazelle-any.html" target="_blank">Tunnel Vision, Focus, Going Gazelle, anything will do, just get out of debt</a></p>
<p>Heidi presents <a href="http://www.littlepeoplewealth.com/2009/01/penny-saved-is-more-than-penny-earned.html">A Penny Saved is More than a Penny Earned!</a> posted at <a href="http://www.littlepeoplewealth.com/">Little People Wealth</a>.</p>
<p>Ashley from the <a href="http://www.wideopenwallet.com"> Wide Open Wallet</a> shares  <a href="http://wideopenwallet.com/2008/12/debt-reduction-for-2008/"> Debt Reduction for 2008</a>, a snapshot of how much she&#8217;s paid and how much of those payments went to principal and how much went to interest.</p>
<p>Jennifer Derrick presents <a href="http://www.savingadvice.com/blog/2008/12/31/103715_financial-regrets.html">Financial Regrets From This Past Year and What I’ll Do Differently In ‘09</a> posted at <a href="http://www.savingadvice.com/blog">Saving Advice</a>.</p>
<blockquote><p>Young people have the greatest asset of all on their side &#8211; time.</p></blockquote>
<p>Deposit Accounts teaches us that <a href="http://www.depositaccounts.com/blog/learning-to-live-on-70-of-your-income.html">Learning to Live on 70% of Your Income</a> posted at <a href="http://www.depositaccounts.com/blog">Deposit Accounts</a>, is a great way to find money to repay debts or invest.</p>
<p>Tom Tessin presents <a href="http://www.findsecuredcards.com/blog/how-people-cut-out-debt/">How People Cut Out Debt</a> posted at <a href="http://www.findsecuredcards.com/blog">FSC Blog</a>.</p>
<p>MoneyNing presents <a href="http://moneyning.com/frugality/do-you-switch-frugal-mode-on-when-you-come-back-from-vacation/">Do You Switch “Frugal Mode” On When You Come Back from Vacation?</a> posted at <a href="http://moneyning.com">Personal Finance Blog by Money Ning</a>.</p>
<p>Tristan presents <a href="http://www.debt-consolidation-quote.co.uk/blog/2008/12/29/when-should-i-change-mortgage-lender/">When Should I Change Mortgage Lender?</a> posted at <a href="http://www.debt-consolidation-quote.co.uk">Debt Consolidation Quote</a>. </p>
<p>Carson Brackney of <a title="Personal Finance Analyst" href="http://www.personalfinanceanalyst.com" target="_blank">Personal Finance Analyst</a> asks the common question, <a title="invest or pay off debt" href="http://www.personalfinanceanalyst.com/investing-vs-paying-down-debt-which-way-should-you-go/" target="_blank">Investing vs. Paying Down Debt &#8211; Which Way Should You Go?</a></p>
<blockquote><p>Broke is: paying your rent with a cash advance from your credit card.</p></blockquote>
<p>Debt Freedom Fighter presents <a href="http://www.discoverdebtfreedom.com/2008/12/31/3-methods-to-discover-the-best-company-for-credit-card-debt-relief/">3 Methods to Discover the Best Company For Credit Card Debt Relief</a> posted at <a href="http://www.discoverdebtfreedom.com">Discover Debt Freedom</a>.</p>
<p>David presents <a href="http://www.mytwodollars.com/2008/12/17/emergency-fund-or-pay-off-credit-card/">Keep Emergency Fund Or Pay Off 0% Balance Transfer Credit Card? | My Two Dollars</a> posted at <a href="http://www.mytwodollars.com">My Two Dollars</a>.</p>
<p>apply4-credit presents <a href="http://www.apply4-credit.com/blog/5-secrets-the-credit-card-companies-don%e2%80%99t-want-you-to-know/">5 Secrets the Credit Card Companies Don&#8217;t Want You to Know</a> posted at <a href="http://www.apply4-credit.com">Apply4-Credit</a>.</p>
<p>Bob at <a title="christian pf" href="ChristianPF.com" target="_blank">Christian Finances</a> was surprised to find <a title="they canceled my credit card" href="http://www.christianpf.com/they-cancelled-my-credit-card/" target="_blank">They cancelled his credit card</a> because he has good credit and his account was in good standing.</p>
<blockquote><p>Broke is: treating credit card bills like kryptonite &#8211; you don&#8217;t open them because you&#8217;re afraid they will destroy you.</p></blockquote>
<p>Debt Free Destiny presents <a href="http://www.debtfreedestiny.com/reducing-debt/bankruptcy-has-far-reaching-effects-on-your-life/">Bankruptcy Has Far Reaching Effects on Your Life</a> posted at <a href="http://www.debtfreedestiny.com">Debt Free Destiny</a>.</p>
<p>Sam presents <a href="http://fixmypersonalfinance.com/2009/01/04/things-to-check-when-looking-for-credit-card/">Things to check when looking for credit card</a> posted at <a href="http://fixmypersonalfinance.com">Fix My Personal Finance</a>.</p>
<p>Curtis from <a title="Money and Liberty" href="http://www.moneyliberty.net" target="_blank">Money $ Liberty</a> talks about paying off debt, in <a title="pay off debt" href="http://www.moneyliberty.net/blog/2009/01/02/ah-catharsis-paying-large-swaths-debt.html" target="_blank">Ah, the catharsis of paying off large swaths of debt</a>.</p>
<blockquote><p>You know what you need? You need advice that deals with your reality.  A set of solutions for the problems you have.</p></blockquote>
<p>Matt Caldwell presents <a href="http://www.15minutestoriches.com/2009/01/04/5-reasons-to-track-your-expenses/">5 Reasons to Track Your Expenses</a> posted at <a href="http://www.15minutestoriches.com">15minutestoriches.com</a>.</p>
<p>Jessica Karels presents <a href="http://www.shadowkin.com/2008/12/how-to-eliminate-your-debt-without-spending-more/">How to Eliminate Your Debt (Without Spending More)</a> posted at <a href="http://www.shadowkin.com">Words of the Shadow&#8217;s Kin</a>.</p>
<p>FMF presents <a href="http://www.freemoneyfinance.com/2008/12/what-to-do-when-relatives-ask-for-loans.html">Free Money Finance: What to Do When Relatives Ask for Loans</a> posted at <a href="http://www.freemoneyfinance.com/">Free Money Finance</a>.</p>
<p>MoneyNing presents <a href="http://moneyning.com/frugality/do-you-switch-frugal-mode-on-when-you-come-back-from-vacation/">Do You Switch “Frugal Mode” On When You Come Back from Vacation?</a> posted at <a href="http://moneyning.com">Personal Finance Blog by Money Ning</a>.</p>
<p>J. Money presents <a href="http://www.budgetsaresexy.com/2008/12/todays-last-day-to-grab-those-charity.html">Today&#8217;s the last day to grab those Charity tax write-offs!</a> posted at <a href="http://www.budgetsaresexy.com/">Budgets are Sexy.</a>.</p>
<p>DianeDean presents <a href="http://irshelp4u.blogspot.com/2008/12/where-to-make-your-1040-es.html">Where To Make Your 1040-ES Payments;Addresses</a> posted at <a href="http://irshelp4u.blogspot.com/">Need IRS Help?</a>.</p>
<p>Silicon Valley Blogger presents <a href="http://www.thedigeratilife.com/blog/index.php/2008/11/25/online-shopping-bargain-hunter-top-retail-coupon-sites/">Best Coupon Sites For Online Shoppers</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>. Lower your debt by finding the best coupon sites to use before doing any spending or shopping!</p>
<p>The Smarter Wallet presents <a href="http://thesmarterwallet.com/2008/going-shopping-avoid-the-layaway-plan/">Going Shopping? Avoid The Layaway Plan</a> posted at <a href="http://thesmarterwallet.com">The Smarter Wallet</a>.</p>
<blockquote><p>You know what else you need?  You need a plan. You need to believe you can make it way past broke and come within reach of the dreams and goals that are yours to achieve.</p></blockquote>
<p>Trisha Wagner from <a title="Empowering Mom Blog" href="http://www.empoweringmomblog.com" target="_blank">Empowering Mom Blog</a> wonders <a title="Are you Waiting for your Ship to Come in?" href="http://empoweringmomblog.com/archives/402" target="_blank">Are You Waiting for Your Ship to Come in</a>? and wants you to stop waiting for tomorrow to make your dreams a reality&#8230; you never know if tomorrow will actually come.</p>
<p><a title="Destroy Debt" href="http://www.destroydebt.com" target="_blank">Destroy Debt</a> gives you the steps you need to <a title="debt reduction plan" href="http://www.destroydebt.com/articles/make-your-own-debt-reduction-plan.html" target="_blank">Make Your Own Debt Reduction Plan</a>.</p>
<p>Scott Crawford presents <a href="http://www.debtgoal.com/blog/9-steps-to-achieve-new-year%E2%80%99s-debt-reduction-goals">DebtGoal<br />
9 Steps to Achieve New Year’s Debt Reduction Goals</a> posted at <a href="http://www.debtgoal.com/blog">DebtGoal</a>.</p>
<p>KCLau presents <a href="http://kclau.com/retirement/retirement-design-new-rich/">Redefine Retirement: Lifestyle Design of the New Rich</a> posted at <a href="http://kclau.com">KCLau&#8217;s Money Tips</a>.</p>
<p>NCN at <a title="no credit needed" href="www.ncnblog.com" target="_blank">No Credit Needed</a> helps motivate us all to reach that debt free lifestyle, with <a title="20 things that rock about being debt free" href="http://www.ncnblog.com/2009/01/03/20-things-that-rock-about-being-debt-free/" target="_blank">20 Things That Rock About Being Debt  Free</a></p>
<p><a href="http://www.americanconsumernews.com/2009/01/the-carnival-of-debt-reduction-like-suze-orman-would-do.html">The Carnival of Debt Reduction (Like Suze Orman Would Do)</a> was created by and is property of <a href="http://www.financeispersonal.com">American Consumer News</a>. </p>
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