All Posts Tagged With: "credit"

Banks may be using social networking sites to determine whether to extend, take or deny you credit. If you have these social networking sites you use often, you may actually be doing more damage to your credit.
Managers and coworkers may also be using these sites to determine “problem” workers. In these hard economic times you [...]

In today’s society, we are inundated with commercials showing us how great life can be if only we bought this kind of car, had this type of appliances in the kitchen, or the thousands of other products on the market we probably just do not need. Most of the “must-have” items consumers will purchase do [...]

While there is often a consistent theme when it comes to financial advice for living paycheck to paycheck, there are some other tips not often included in common methods for hanging on to your money. Those now living paycheck to paycheck, may not be used to having such tight reigns on their cash.
Here are 5 [...]

In an effort to clean up your credit score, you may be faced with some charged-off debts on your credit report. It is important to know what a charged-off debt is and how to deal with it. For some people, it seems like it is just a forgotten debt they are no longer responsible to [...]

Obviously, potential mortgage lenders look at your income for the last two years and your credit score when determining if you are “home loan-worthy.” However, income can now be “stated,” and bad credit does not mean you will be unworthy in getting a loan. Bad Credit is just as attractive to many lenders as good [...]

The United States Post Office released a brochure this month on “Fighting Back Against Identity Theft.” According to the Post Office, a recent Federal Trade Commission survey reported that 2% of identity theft was connected to the mail. They list twelve ways that anyone can protect themselves from identity theft, but there are [...]

Having been in the bookkeeping and retail business for more then ten years, I have seen a lot of credit card theft on both sides of the Office Door. I have seen credit cards pull a disappearing act, employees buy unauthorized items on company credit, and tens of thousands of dollars charged within a [...]

When most people go to purchase a home, they take whatever deal the mortgage lender will give them. Many get “house fever” and want to pursue the American dream so badly that they’ll sign whatever’s put in front of them so they can own their very own home. Many consumers have gotten themselves in real [...]