All Posts Tagged With: "credit cards"

For years consumers have complained about some underhanded tactics used by credit card companies which make it almost impossible to pay off high debt balances. Prior to the enactment of The Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009, credit card companies operated in a largely unregulated industry. In addition to [...]

Starting in February of 2010 credit card companies will no longer be allowed to suddenly increase penalty fees and interest rates and as a result they are taking advantage of what little time is left. Not a good thing for the consumer.
Lawmakers have been sending letters to the credit card companies asking them to freeze [...]

Believe it or not there are ways that using a credit card provides an edge over other forms of payment. And it does not have anything to do with the number of merchants who offer credit card payments or how easy it is to perform. Rather, these are advantages that only a credit [...]

With times being tight for many consumers, it can be easy to run out of money before the next payday. The phrase “living paycheck to paycheck” doesn’t seem to even apply for many of us anymore because the money just isn’t stretching.
People need cash and when they do, it can create a somewhat desperate situation [...]

Budgets are Sexy offers up this week’s personal finance carnival in a funny way!  Lots of great articles and tips included, so be sure to head over and check it out (and don’t miss the jokes!)
Here are my favorites from the week:

Debt Freedom Fighter from Discover Debt Freedom presents 3 Indicators that a balance transfer [...]

As it seems to be the trend just about anywhere else, landlords and property managers are beginning to follow suit b allowing their tenants to pay rent with plastic. Landlords have been teaming up largely with third party service providers to make paying rent online with a credit card a viable option.
While there are some [...]

 One of the most frequently asked finance questions people have is whether they should be paying off their debts or saving more towards their retirement. There really isn’t a one-size fits all solution that will work in every situation, but there are some things to consider to help you decide whether it makes more sense [...]

Despite the bad reputation credit cards have earned over the years, they really do offer numerous benefits when they’re used correctly.  With financial discipline, a credit card can simplify your financial record keeping and earn you some additional rewards- here’s how:

Select a credit card that offers rewards that you’ll really use.  If you travel frequently, [...]

Having been in the bookkeeping and retail business for more then ten years, I have seen a lot of credit card theft on both sides of the Office Door. I have seen credit cards pull a disappearing act, employees buy unauthorized items on company credit, and tens of thousands of dollars charged within a [...]

Finding the best deals does not need to be difficult. For some like me (the compulsive shopper), shopping can be an addiction. By making wise money choices, you give yourself the opportunity to make wise-money investments. This second article in a four-part series offers nine tips that will help you find the [...]

Although these tips are written for business owners, many of these tips can be used for everyday people as well to save and make money. They can be done immediately, and over the course of a month or a year, you will find more money in your bank account.

1) Use a rewards credit card. [...]

Whether you are an “Average Joe” trying to go above and beyond the paycheck-to-paycheck lifestyle, or you are a business owner struggling to keep your business open and thriving, there are hundreds of things you can do to increase your cash flow every month. This article is the first in a four-part series that [...]

There’s so much competition in the credit card industry right now that banks are offering all sorts of perks and bonuses for signing up for a new account with them. Some banks will offer you a lower interest rate initially, others will provide you with some sort of gift, and some have even resorted to [...]

This is a guest post written by Jakob Jelling.
Many individuals have been helped by consumer credit counseling to take control of their finances and to eliminate debt. Consumer credit counseling can work for you by teaching money management skills which can help you throughout your lifetime.
Consumer credit counseling can help you better understand your credit [...]