All Posts Tagged With: "credit score"
5 Pieces of Information You’ll Want from Your Lender
Whether you are committing to a large home loan or a smaller personal loan, there are things you should do in both scenarios. Any loan comes with terms and conditions and you should have a clear understanding of the details in the fine print well before you sign your name on the dotted line. If [...]
Are Social Networking Sites Hurting Your Credit?
Banks may be using social networking sites to determine whether to extend, take or deny you credit. If you have these social networking sites you use often, you may actually be doing more damage to your credit. Managers and coworkers may also be using these sites to determine “problem” workers. In these hard economic times [...]
Credit Score VS Debt Relief Programs
Maintain your credit score at all costs; that would seem to be the lesson of the last few years. Gone are the days when you just had to worry about how your credit score would affect your ability to borrow money or maintain fair interest rates. In today’s economy your credit score is available to [...]
What Your FICO Score Doesn’t Say About You
It’s becoming easier to feel as if your credit score defines who you are. It’s the number one tool used when a lender is deciding whether or not you should be given credit; but it’s also becoming commonly used by the car insurance companies as a factor in how much you pay for your car [...]
Can Bad Credit Cost You a Job?
As companies become more diligent in recruitment and hiring practices, there is a strong possibility that the job you are applying for will require a credit check. Why has this become a common practice? Well, it may not be common for all positions but the potential is strong if you are applying for a position [...]
Debt Advice: Why Balance Transfers Won’t Help
It is easier than ever to get credit these days and that is not a good thing. The credit card companies, like Visa, used to promote their products to people who were able to pay off their bill each month without concern. However, companies now reap more rewards from those customers who can not make [...]
RAISE YOUR CREDIT SCORE 200 POINTS IN 30 DAYS: Part 3 – Clean Your Credit Report
Over the last ten years, I have helped many people fix their own credit, and each time I do, I am amazed at the credit myths and the false beliefs that are out there. There is just so much incorrect information circulating, that many people begin to believe that repairing their credit is a long [...]
RAISE YOUR CREDIT SCORE 200 POINTS IN 30 DAYS: Part 2 – Get Out of Debt Fast
If I were to rename this series, I would use the phrase “The Good, The Bad and the Ugly.” Thus, last week’s article “Manipulate Your Credit” would become “Changes for Good Credit.” Next week’s “Cleaning Your Report” would become “Erasing the Bad Credit.” And this article would become “Alternatives for Ugly Credit.” The first half [...]
RAISE YOUR CREDIT SCORE 200 POINTS IN 30 DAYS: Part 1 – Manipulate Your Credit
This article is the first in a three-part series on things you can do today to bring your score up as much as 200 points in 30 days. You see, creditors report your accounts to credit reporting agencies every 30 days like clockwork, so by completing a few simple steps now, you can bring your [...]
Why Paying Off Debts Might Damage Your Credit Score
Paying the bills often hurts our wallets; but did you know paying the bills can also hurt your credit score sometimes? Many consumers who have an account in collections, charge-off status or delinquency status on their credit reports find that their credit scores actually drop when they pay them off. At one time in the [...]
I agree. If a local business is the one offering the sale price I will buy it from them. ...
We are retired and live on a grocery budget of $200 a month for 2 people in the Midwest. That ...