All Posts Tagged With: "debt"

We know that there are many companies out there that are offering debt settlement services that should be avoided. While there are questionable companies and practices in any industry, these are particularly concerning since these companies are supposed to be helping consumers, not hurting. But, they exist nonetheless, so here are five reasons to be [...]

While the economy continues to struggle and new plans are in the works to regain financial stability across the nation as well as in our own homes, it is important to remember some very key points when battling the recession.
Here are some do’s and don’t to surviving the recession’s tough times:
The Do’s
Paying Off Debts [...]

This week, our friend SVB at The Digerati Life offers up the Carnival of Personal Finance #178 – the Struwwelpeter Edition.  

Empowering Mom: Wow, apparently being a work-at-home entrepreneur can induce a great deal of envy! Don’t let envious people get you down.
The Frugal Duchess: Here are some great personal lessons that we can take from [...]

The phone is ringing and the last thing you want to do is find a debt collector calling on the other end, trying to collect on a debt you can’t pay. The harassing phone calls are becoming more frequent, warning notices are piling up and there is no way you can even make the minute [...]

In an effort to clean up your credit score, you may be faced with some charged-off debts on your credit report. It is important to know what a charged-off debt is and how to deal with it. For some people, it seems like it is just a forgotten debt they are no longer responsible to [...]

Most people are feeling the crunch of the economy.  Income that used to be just enough to get by suddenly doesn’t seem to stretch as far.  There are things you can do to become a little more money-wise, and help you live comfortably on less money.  Whether you believe it at first glance or not, [...]

There’s a statistic that any given freshmen class will lose 10% of its students each semester of college. By the 4 or 5 years you’re at college, chances are you’ll be going to school with very few of the same people that you started college with. People drop out for a number of reasons. They [...]

A lot of us keep credit cards in our wallets, use them to pay everyday expenses as well as larger purchases and don’t think much about them. Some off us pay our balances off each month, take home the rewards and go on with life, but many people don’t. When they don’t have the cash, [...]

When most people go to purchase a home, they take whatever deal the mortgage lender will give them. Many get “house fever” and want to pursue the American dream so badly that they’ll sign whatever’s put in front of them so they can own their very own home. Many consumers have gotten themselves in real [...]

This is a guest post written by Jakob Jelling.
Many individuals have been helped by consumer credit counseling to take control of their finances and to eliminate debt. Consumer credit counseling can work for you by teaching money management skills which can help you throughout your lifetime.
Consumer credit counseling can help you better understand your credit [...]

When you file a Chapter 7 bankruptcy, you’ll receive a nasty mark on your credit report for the next decade, but the plus side is that you get to get rid of all of your unsecured debts. It’s not as easy to get a Chapter 7 bankruptcy anymore due to recent legislation that was bought [...]

If you want to market a product to college students, it only makes sense that you go to a college to do it. There are many perfectly legitimate opportunities to market to college students, but many banks and colleges have had backdoor deals in which the college would only tell students about student loans from [...]

Home mortgage interest rates certainly aren’t as low as the hay-days of 4% and 5% home mortgages, but when doing home mortgage refinancing homeowners with good credit can still qualify for historically low-interest rates. 6.2% doesn’t seem so bad when you consider at periods in the 70’s, some people were paying a 19% interest rate [...]